News on Youtube May 1 2018

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Hi everyone and welcome to another

edition of Homebuyer's School, today I'm joined by Troy Champ, mortgage

advisor with the Mortgage Tree, and today the topic that we're looking to discuss

is, saving for a down payment on a house. So for the first question Troy is, how

much should I save on a down payment for a house?

Well the minimum down payment on

a house is 5% of the purchase price if your purchase price is under 500,000, the

best way to start saving for that is just with your personal savings. If you

don't have any money there, a great way to do it is through your RRSP's. You're

allowed to use your RRSP's as a first-time homebuyer so the nice thing

about investing money into your RRSP's is you get money back when you do your

income taxes which you can then reinvest into RRSP's to increase the amount of

your total down payment.

So is there any other ways besides an RRSP to save?

Well you can save through TFSA's,

your personal savings account and

sometimes the bank will even allow you

to borrow some of your down payment.

Okay, and when should I start saving for a down payment?

It's never too early to start saving, it does take quite a while to save up 5%

and I could say that if you are short, there are a few programs out there called a

flex down mortgage where you're able to borrow a portion or all of your down

payment as long as your credit meets their minimum requirements and that you

can debt service that loan payment.

And when you're looking at the flex down

payment, is that paid through the course of your mortgage?

So it's a separate loan

for a flex down mortgage, the loan for the down payment's

completely outside of the mortgage and you're just taking a personal loan and

using that towards the shortfall of your down payment.

Great. Is there other things you want to add in terms of

saving for down payment?

It's easiest to save monthly, and I think if you set monthly goals that's going to

make it much more attainable rather than if you have a yearly goal.

And for a first-time homebuyer, is this something that they should be saving

years out in advance?

Yeah it's going to take a few years to save when you're

looking at the average home in Calgary being over $400,000 takes quite a while

to save up that $20,000, so the earlier you start the better off it is.

Awesome, well thank you very much for the information. Thank you for joining

us and we'll catch you next time.

That's another edition of

Homebuyer's School.

Tune in next time for more expert tips

and tricks and visit homebuyersschool.ca

to bring you one step closer to finding

your dream home. As with everything, it

would be great if you like and share our

videos. Also please let us

know if you have any home buying

questions you want us to answer.

For more infomation >> How to save for a down payment on a house (and top tips to start saving) - Duration: 2:54.

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Power Training weight:How much weight for Power Training I How much weight to use for Power Training - Duration: 8:28.

How much weight for power training

Today you'll learn how much weight should you use for your power training the different types of power training?

And how much weight for power training for these power training?

Types you need to use different power training exercises and the discussion

Why what you usually read about power training is?

not the full truth

How much weight for power training

How much weight should you use for your power training first and foremost let's define what power training is I've outlined in previous videos

power the physical formula of power power equals Force Times

distance divided by time and then if we flip that formula around because

Distance divided by time is velocity we can say power is

force multiplied by velocity so as opposed to strength training which mainly focuses on the force development and

Overcoming resistance power training focuses on overcoming resistance as well

But as fast as possible, so there's also velocity in the equation

Which means you don't only want to lift you want to lift as fast as

Possible in very simple word you want to maximize velocity and that can be done best with a variety

And range of weights how do you do that? How do you know how much weight you should use for your power training?

Well as I've outlined there

You usually use a range of loads

And I'll come to that in a minute the most common way to determine how much weight you use is

using percentages of your 1rm so you know the weight you can lift for one repetition in a given exercise and

Then use certain percentages of that way to determine how much weight you should use for your power training

But it can also be done by calculating or measuring the velocities

So there are devices that can measure the velocity of the movement

So these these are the two options percentage of 1rm or measuring velocity

And you have a quality control whether you are in the right?

Power training zone or not. What are different types of power training all the different types of power training I

use some classification

Where I distinguish between different efforts so a plyometric effort?

which usually involves the stretch shortening cycle so that can either be a short stretch shortening cycle or a long stretch shortening cycle a

Ballistic effort where the weight or the object goes into a free flight and a dynamic effort

Which is usually done with?

Added bands or chains to minimize the deceleration and the breaking phase the reason for that is that in most

exercises the deceleration or braking phase the deceleration or

braking phase

Stops to occur well, whether that is a good explanation. I don't know well

After 80 to 85 percent of your 1rm. There's no

deceleration or braking anymore which means that if you're training at

Percentages below 85 or 80 there's always a deceleration phase which is not a good thing if you won't develop power by

Maximizing velocities or here to break a decelerate you won't be able to maximize velocity so long

explanation how much weight should you use for your power training that was the initial question let's go through the different efforts the

percentages and how much weight that is if you would calculate it the plyometric effort you work with

percentages of 0 to 20% of your 1rm, which means if we take the example of a back squat

and you can back squat 100 kilos you work either with your body weight or

20 kilos additional load the movement velocity if you would measure it in meters per second the movement velocity usually is above

2.5

M/s for these velocities we need to be a bit careful because that depends very much on

Whether it's an advanced athlete or a beginner athlete

Big differences or the type of exercises or lower body upper body is very different in terms of movement

velocity or the ballistic effort we work with

Intensities of 20 to 50% of the 1rm so again the back squat with 100 kilos 1 RM

20

to 50 kilos additional load, and then ballistically so

Squatting jumping would know the jumps movement velocity usually tend to be between 2.5 m/s to 0.9

M/s for the dynamic effort we use intensities of 50 to 70 percent 1 RM again coming back to the back squat

50 kilos to 70 kilos

Plus bands for example movement velocities tend to be between

0.9 to 0.5 meter per second which load should you use for your power training again that depends very much on what your goal is

if you want to improve power at

higher velocities you need to choose loads at the lower end of the spectrum so score between 0 to

30% wanna Rams 0 to maximum 50% 1 or M conversely if you want to

Improve power against higher resistances you need to choose loads at the higher. End of

The spectrum somewhere 50 to 70 maximum 80% of the 1rm

Let's talk about power training exercises and which power training exercises to use because for the different efforts not all

Exercises are created equal so for each effort you need to choose a certain type of exercise which power training exercise are that?

Let's go through it step by step or the plyometric effort again lower loads 0 to 20% 1 RM you choose exercises

Like unloaded jumps with your bodyweight that can be counter movement jumps heard it jumps box jumps drop jumps

Whatever it might be all light very light implements for the upper-body light medicine balls for example

appropriate exercises for the ballistic effort you choose loaded loaded jumps for example

You can use dumbbells as an external load barbells, and you choose heavier implements for the upper body so heavier medicine balls

We can also think about a bench throw in the Smith machine as well as the use of cables and resistive bands

Ok for the dynamic effort what?

Type of power training exercises are you using for that well these are your big lifts with?

bands attached chains attached

whatever it might be a big lift your first squatting pressing movements bench press shoulder press and also the pool's pulls from the ground or

rowing variations that means heavier implements barbells most of the times and pants attached

I think I just out like that the second go and also the Olympic lifts and

variations of the Olympic lifts most of the times if you work at percentages I've outlined before 50 to 70 percent maximum

80% you tend to use variations

from blocks or from the Hang

So you shorten the range in order to minimize the braking and deceleration what does that mean?

if you think of 50% of your 1rm power clean from the ground and

You pull it and maximize

Velocity the way it will probably fly above your head

In order to avoid that you work with the shorter range from the mid side from the hip

So you can apply maximum velocity and maximum acceleration

Without having a braking or deceleration to rev it up how much weight for power training

But first and foremost definition of power or power training power is force multiplied by velocity

which means as opposed to strength training you wanna maximize not only the weight on the bar you want to maximize the

velocity power training can be

categorized in different efforts ranging from 0% to 70 maximum of 80% and each effort has a

certain movement velocity and an appropriate exercise

Selection for that effort so now it's up to you

I would like to know how have you done your power training so far so please leave me a comment below and

Let me know what you have done as

power training

So far and how it has worked for you, and if there are any questions unanswered

from PI outline

For more infomation >> Power Training weight:How much weight for Power Training I How much weight to use for Power Training - Duration: 8:28.

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How To Email Marketing (The Single Biggest Mistake Many Email Marketers Make) - Duration: 4:12.

the single biggest mistake many email marketers make and don't even realize it

hi Jason here and in this video you're going to learn the single biggest

mistake the email marketers make are you making this same mistake I know that

I've been guilty of it and I know how difficult email marketing can be if not

done right I've been there but this video will highlight the single biggest

mistake many marketers make so you can avoid it

okay without further ado let's talk email marketing

if you asked a group of marketers this simple question

when you send an email to your list what's your number one goal

what answer do you think you'd get?

to get readers to open it to get readers to read it to

give some useful info to build rapport to sell a product

those are all good answers

but they're also all wrong answers

of course you want them to open

the email read the email build some rapport maybe give some

useful info but none of these are your primary objective

so what is?

to get the click that's it

everything else is simply in support of that number one goal

ideally you want to train your list to click your links like mind numb robots

you want them to click automatically without thinking because

it's what they always do when they open your emails

you don't need to sell the product the sales page or video you send them to should do that for you

you don't need to tell them everything about the blogpost you're sending them to

the post will do that for you

so how can you improve your click-through rate?

give great information people will like you and

trust you if you give them great info that helps them clicking the link is

just a natural extension of that

show them the what but not the how

you might give them a really useful tip on what drives super targeted traffic but to

learn how to do it they need to click the link

don't always send them to sales letters

send them to fun stuff to show them your blog post your videos and even

other people's stuff now and then

and now and then surprise them with a free product

your email tells them a method to list build using Facebook

then you send them to a link that will give them 5 more list building methods

and when they click the link they see a very short sales page offering the product for free

how much do you think they love you right now

and what are the odds that they will click more of your links in the future just in case

there is another free product on the other side

of course your list and your niche may call for slightly different methods

but bottom line your primary goal of email

marketing is always to get the click because the more trained your list is to

click the more money you will make in the long run

I hope you found this video useful please like and leave a comment about whether you agree or disagree

about the importance of the click

and don't forget to subscribe to my channel

for more videos helping you to grow your online business and wherever you are in

the world have a great day

you

For more infomation >> How To Email Marketing (The Single Biggest Mistake Many Email Marketers Make) - Duration: 4:12.

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How Much Do You Charge? - Duration: 1:57.

For more infomation >> How Much Do You Charge? - Duration: 1:57.

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Tipping etiquette: How much to give and when - Duration: 3:11.

For more infomation >> Tipping etiquette: How much to give and when - Duration: 3:11.

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How Much Does It Cost To Use Eventbrite - Duration: 6:02.

Hey, welcome back to the Six Figure Mastermind right here on YouTube. My name

is Marianne DeNovellis. So excited to be with you today.

Let's talk Eventbrite. Now we have some more tutorials and videos and things

that going to be helpful for you, but first and foremost, you got to know if it's

going to cost you some money or if it's going to be free. Let's get into it.

Hey Marianne, my name is Chris I've heard you talk a lot about Eventbrite. I'm

curious how much does it cost to use Eventbrite?

I love getting questions from you guys. This is another great one. How much does

it cost to use Eventbrite? This may surprise you. Eventbrite is technically a

free platform but you might be surprised to find out if you're not prepared, that

it can cost you a lot on the back end if you don't know how to use it. That's why

I've made several videos showing you how to do that. I highly encourage you to go

check those out. See how the costs break down, see how the fees get charged and so

on but let me tell you how it's free and how it's actually going to cost you some

money, okay? So Eventbrite is one of those free platforms just like most of the

apps on your phone probably. Where it's free to download, it's free to use and

then if you want to upgrade stuff, that's when you want to start paying. That's

when you have to start paying. So here's how Eventbrite is free. Eventbrite is

free to get an account on, it's free to connect with all of your email and

social media, all it's free to share everything and it's free if you are

doing free tickets to your event. Okay, so this is great for if maybe you're

throwing a kid's birthday party or maybe you're inviting people over to your

house for a shindig or maybe you're doing a potluck or maybe you're having a

free event with a free speaker or maybe you have you know a dance or something.

Something where you're not charging admission to. The Eventbrite willl stay

free for you. When it starts to cost money, is when your tickets start having

a cost associated with them. And Eventbrite works a little bit

differently than other platforms you may be used to.

Instead of taking fees directly out of the ticket sales and sending the rest to

you, Eventbrite will calculate a specific

cost based on the number of tickets that are being sold and the price of the

tickets that are being sold. It's not a flat percentage. So you do need to do

your homework there and again watch that video that we produced about Eventbrite

fees and how they work and you're going to see a real live screen share breakdown

of how those fees are going to be implemented. So let's say, you have an

event. You rented a convention center for it or maybe you spend money on a venue

you got some money going into it for props. You've got some money going into

it for equipment and and tech and all of the mics and cameras

and things like that. You probably want to start charging for that event because

it's going cost you just to even produce it and if you have a room full of free

people, that can put you in the hole really, really fast and it will make you

not want to do events in the future. So definitely, definitely starts charging

for those events and when you do, Eventbrite will actually take a fee

that's part of that. Now, you might be surprised to find out that there are two

ways that you get charged when you use Eventbrite. If you're charging for your

tickets, you need to pay a EventBrite a fee and you'll also need to pay whoever

is processing the payment. Their cut, their portion of it. Eventbrite usually

works with PayPal. So you're going to be paying a PayPal fee and an Eventbrite

fee. Now they work differently. PayPal is going to take some write off the top and

send you the balance right? Eventbrite it's not going to do that they're going to

you know view their percentage and then they're going to send you a bill at the end

of the month. Alright, so imagine you're selling

tickets to an event there. I don't know. let's say $100 a ticket and let's say

that PayPal is taking I don't know, maybe 2 -3% of that ticket sale. As you know, a

three dollar charge. Eventbrite is also taking their portion. Let's just say for

example, that it's 3%. So you're going to get from a single ticket sale. You're going to

get $97 into your PayPal account because PayPal already took their feet. What

you're going to be aware of is that Eventbrite hasn't taken their fee yet

but they have calculated it. So if the total ticket sale price was $100 and

PayPal took their fee of 3% and Eventbrite knows their fees is

3%, then that's six dollars and this is just an example. Remember

that's $6 that's coming off of your ticket price and when you

get $97 you're really only getting 94 because if Eventbrite is going to send you

an invoice for three of those dollars. Now, let's take this is set further. Let's

say that you had a hundred people buy tickets at $100 a piece.

I think that's $10,000 or something like that. Remember 3%

of that is going to be immediately taken off the top by PayPal.

So in your PayPal account you see you sold hundred tickets at $100 a piece and

a 3% goes away, that's $10,000 minus $300. So that puts us

$9,700 right? You may be surprised when

you get a bill in your email for the other three hundred dollars. So be

prepared for that. When you get that invoice from Eventbrite, you should have a

portion of your ticket sales, Already set aside prepared to pay that invoice. So

you know that that could be something where people get hiccups on and they

could be complaining about. You don't have to worry about that anymore and now

you've been forewarned and now you're officially in the know. So again just to

recap. Eventbrite can be free if you're using

it for free events. Eventbrite can also cost you money if you're aware of how

they do that and about how those charges break down, you're going to be just fine

totally prepared. Okay, that's one of my favorite tools for my business. I love

using Eventbrite. If you have any other questions, things that you absolutely

got to know about building your business, leave us a comment below. I'd love to

answer those questions. I'll see you tomorrow.