News on Youtube Oct 4 2017

Taxes.

We love to hate them.

And we hate to need them.

And this Congress this fall is going to spend

a lot of time debating them.

I'm Ron Elving at NPR.

Thank you for coming to my office hours.

The history of this country can be read as

a series of tax revolts,

from the Boston Tea Party in 1773

to the latest reincarnation of the Tea Party in 2009.

But overall, [in] those intervening years

we have also become rather attached to some of

the things that taxes pay for.

So at this point it isn't a question of whether

or not we have taxes but how much do we tax

and who actually winds up paying those taxes?

Now, the federal tax burden was originally

borne primarily by tariffs and fees on trade.

But for the last century or so,

the burden has been increasingly shouldered by income

and payroll taxes on businesses and on individuals.

Congress may raise taxes

in time of war for other causes,

or Congress can cut taxes

the way they did rather dramatically

at the beginning of the presidency of Ronald Reagan.

Now, Reagan had been an actor right after

World War II in the 1940s.

He started making a great deal of money and

discovered that the top tax rate in those days was

90 percent on his last dollar of income.

He found that pretty hard to bear and

changed a lot of his views on government and politics.

And when he became president in 1981,

he introduced a tax cut plan that over three years

reduced that top rate to about 50 percent.

But he still wasn't satisfied and in his second term after

he was re-elected, he put forward a Treasury Department

plan that would lower rates still more

and pay for that by eliminating

a lot of the tax shelters, tax breaks and

special treatment that people were able to get to

shelter some of their income from those high rates.

Now, the Treasury plan ran into some trouble

on Capitol Hill, where there were lots of lobbyists

for the people who were losing the special treatment

they had under the current code.

And so eventually a group of senators got together

and said the way to beat this is to get more radical.

Lower the rate all the way from 50 percent

all the way down to 28 percent

and eliminate even more of the special treatment for

certain favorite interests and individuals.

That turned the trick.

They passed it in the Senate.

They got it through the House.

President Reagan signed it into law.

That was the Tax Reform Act of 1986.

And that was the most significant change made to our

tax system on the federal level since the creation

of the income tax itself a hundred years ago.

Since that time Congress and a succession of

presidents have been busy tinkering with the tax codes

some more, putting in special treatment and differential

treatment for certain kinds of activity,

and that of course pushing the top rate back up

gradually towards 40 percent.

At this point, the business tax has a top rate of

35 percent but actually relatively few businesses pay

that full 35 percent because there are lots of ways for

them to legally limit their exposure to the tax and pay

less than 35 percent in effect.

So it's time to go back at this entire tax reform business

again, as Congress has tended to do roughly once

every 30 years.

Broadly, Congress has two options:

They can enact major surgery on the tax code

as they did in 1986.

Or they could just pass tax cuts.

Just lower the rates particularly for certain

income groups. That would be popular.

That could get a lot of votes from Republicans,

who have been talking about tax cuts for years.

But many Republicans don't want to do that

unless those tax cuts are paid for by spending cuts.

Otherwise it would just add to the annual budget deficit,

and that adds to the national debt — which is already

at $20 trillion dollars and counting.

But there just is not a consensus even within

the Republican Party as to where to cut the spending.

Where do you spend less money right now?

On the military?

On roads and bridges?

On Social Security?

Medicare?

Perhaps education?

So for months Congress has been looking forward

to finishing with health care and turning to the much

more fun prospect of cutting taxes and overhauling the

tax code, but right now it looks as though that might

be a case of leaping from the frying pan and into the fire.

At NPR, I'm Ron Elving.

Thank you for coming to my office hours.

For more infomation >> How Much Do We Tax And Who Pays? | Ron's Office Hours | NPR - Duration: 4:50.

-------------------------------------------

How much do you know about Dragon Ball Super? Test 2 - Duration: 8:30.

For more infomation >> How much do you know about Dragon Ball Super? Test 2 - Duration: 8:30.

-------------------------------------------

How to Get Slim Fast - Duration: 3:22.

how to get slimfast a lot of people want to be skinny and fast but their idea of

being slim is mostly based on people who are considered as ectomorphs

or people whose body is built to be slim regardless of how much they eat but

there are other types of bodies such as Mesa morphs who usually gain fats but

can quickly lose them and there are the Anto morphs which are people who have a

hard time losing weight one know your body type before you embark on a

slimming program it is important that you know your body type first there are

plenty of body type calculators online that can help you measure your body fat

to know which type you belong to this will also help you determine the ideal

weight that you should be targeting to avoid crash dieting a lot of people go

for crash diet programs because they want to lose weight fast but this

doesn't help them one bit as these diet programs can only trigger your body's

starvation mechanism which causes your body to absorb as many fats as possible

to help fuel your body 3 break down your main meals into smaller meals instead of

sticking with three full meals per day break them down into smaller meals so

that your body is constantly burning calories plus you won't be too hungry to

wolf down 2 or more helpings of food every meal for include cardiovascular

workouts for those who want to achieve a skinny frame diet alone won't suffice

you need to work out your muscles to increase your fat-burning abilities when

you exercise you are helping tone your muscles to make them firmer and stronger

for a better looking physique 5 resistance training is necessary when

you go on a diet your muscles tend to become loose to

stop this from happening doing resistance training is a must this not

only helps boost your metabolism but it also helps with toning and sculpting

muscles 6 try running if you can't hit the gym regularly or if you just need a

break from all the weightlifting that you're doing why not add running to your

fitness program this is a good cardio workout plus you get to explore new

routes which can help you enjoy your runs even more 7 do healthy eating

another way to become skinny is by switching your regular diet into

something healthier add plenty of vegetables and fruits as well as lean

meats and fresh fish to your diet to get plenty of vitamins and minerals like and

share this video if you want more videos subscribe to this channel

For more infomation >> How to Get Slim Fast - Duration: 3:22.

-------------------------------------------

How Much Does Homeowners Insurance Cost? | Allstate Insurance - Duration: 1:23.

Wondering what determines the cost of homeowners insurance?

Here are some factors that may affect your homeowners insurance premium.

First, consider your types of coverage.

Certain coverages, such as dwelling, personal property and liability, are standard parts

of a homeowners insurance policy.

You may decide it makes sense for you to add optional coverages, as well.

For instance, if you purchase water backup coverage, you'll likely pay a bit more for

that added protection.

Each coverage in your policy has its own limit.

A limit is the amount of coverage you purchase and the maximum amount your policy will pay

for a covered claim.

The limits you select may play a role in the cost of your homeowners insurance.

Next, think about your deductible.

This is the amount you typically have to pay out of pocket toward a covered claim before

your insurance coverage kicks in.

If you select a lower deductible, you will typically pay less out of pocket toward a

covered claim.

However, the overall cost of your insurance premium may be higher.

On the other hand, if you choose a higher deductible, your out-of-pocket costs will

typically be higher – but your premium may be less.

Homeowners insurance prices can vary because no two policies are alike.

Contact a local agent to get a homeowners insurance quote for the coverages that fit

your needs.