News on Youtube Dec 1 2018

The greatest mystery in physics is probably how particle physics and gravity can be combined

in one model.

The mathematical structure of "Lie-Group-E8"could help here.

It has symmetry properties and could bring about a uniform theory in physics - quasi

the "theory of everything", more specifically THE world formula par excellence!

Welcome to Clixoom Science & Fiction!

Here you'll find exciting science videos three times a week, subscribe to the channel, only

then you won't miss a video, a warm welcome.

It should describe all processes and states in the universe, from the smallest things

in the quantum range to the largest cosmic structures at all.

And a US physicist claims to have set it up.

What can this alleged "world formula" really do and what is behind it?

In the 1960s, physicists had already discovered that elementary particles with their different

properties such as mass and charge can be brought into a certain order.

These are the so-called Lie groups, i.e. structures in mathematics that have special symmetry

properties.

The simpler groups can be used to describe objects such as cones or cylinders.

Even if they are rotated, they look the same.

The so-called E8 structure is different; it is much more complex.

It comprises a total of 248 dimensions and this does not mean spatial dimensions, but

degrees of freedom.

Thus the variables of a system, with whose size change also the complete structure changes.

With their help, research teams have developed the standard model of elementary particle

physics over time.

Specifically, it consists of a combination of a total of three Lie groups in which all

known elementary particles and three of the fundamental forces are taken into account.

But one important thing is missing: gravity.

For a long time it was assumed that this problem would solve itself in the course of time:

Exactly, by the discoveries of a Lie group, which also does not exclude gravity.

But this did not happen and by other ideas for a uniform theory of physics the E8 theory

moved into the background.

In 2007, however, it hit the headlines again with researcher Antony Garrett Lisi of the

University of San Diego.

He filled the E8 structure with various known particles and forces; he then assigned hypothetical

particles to the 20 unoccupied points.

In a computer simulation he then rotated the structure.

The pattern results show how the particles and forces may interact.

The big thing about it is that these correspond to the measurement results in the real world.

Lisi: "At that moment my brain exploded when I saw the implications and the beauty of this

thing.

I thought, "Holy smoke, that's it."

For example, quarks placed themselves around gravitational electromagnetic particles - in

families of three particles each with the same properties, but different masses.

The standard model also describes these particles in the same way.

Lisi published his results under the title: "An extraordinary theory of everything".

Lisi particularly pointed out that his model does without strings; and that it is so "simple"

and "beautiful".

Lisi is sure that the universe is based on pure geometry.

But one thing is still outstanding: the final experimental proof, or at least solid evidence

of his theory.

This would be the case, for example, if the Large Hadron Collider near Geneva were to

detect the 20 particles that Lisi had filled its structure with.

Smaller indications of E8 symmetry have already been discovered in an experiment.

A research team from Oxford had cooled niobium and cobalt crystals to 0.4 degrees above absolute

zero.

The atoms formed long chains and the electrons behaved like small bar magnets due to their

spin, a kind of angular momentum of the particles.

And because of this, a pattern spontaneously formed when the research team applied a strong

magnetic field at right angles to the spin axes.

The surprise was great when it was discovered that the spins had arranged themselves according

to the E8 symmetry.

Why exactly and what is behind it - that is still a big mystery.

But it is exciting that E8 is not just a mathematical construct, but can actually be found in the

real world...

And another word about string theory, which has long eclipsed the E8 model due to its

brilliance: In any case, some physicists are of the opinion that the E8 model does not

contradict string theory at all, but only complements it.

We once reported here in detail about string theory, in which the elementary particles

assume different properties depending on the state of vibration.

In contrast to the E8 model, it does not exclude gravity - however, the oscillation of the

strings refers to up to 21 spatial dimensions - depending on the model.

In any case, both formulas together would unite the theory of relativity and quantum

theory into one - into a world formula of "quantum gravity".

But there is still a lot to be done, because there is no experimental proof yet for string

theory.

But there is also a hint in our video about this topic: Does our universe not exist?

Will String theory be proven soon?

Click on it and dont forget to subscribe, stay tuned, see you soon

For more infomation >> E8-Theory - A Simple Theory of Everything - Duration: 6:37.

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[Sub espñol]고전적이고 쌉 간단한 자취생 김치찌개(Que simple, Kimchichigue Caldo de kimchi) - Duration: 1:29.

For more infomation >> [Sub espñol]고전적이고 쌉 간단한 자취생 김치찌개(Que simple, Kimchichigue Caldo de kimchi) - Duration: 1:29.

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Regresión Lineal Simple - Teoría | #13 Curso Machine Learning con Python - Duration: 6:41.

For more infomation >> Regresión Lineal Simple - Teoría | #13 Curso Machine Learning con Python - Duration: 6:41.

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Draw and color letter N with Rio kids🎨Learn simple alphabet💖Rio Kids - Duration: 3:59.

Wellcome to Rio Kids

For more infomation >> Draw and color letter N with Rio kids🎨Learn simple alphabet💖Rio Kids - Duration: 3:59.

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Simple Sambar recipe | Easy and Quick | Kerala style - Duration: 3:06.

Pumpkin, carrot, potato, tomato, small onion, 2 green chillies

Take a cooker, add 1 glass of toor daal

Add the veggies

Pour some tamarnd soaked water

Put 3 tablespoons of sambar powder

Pour required quantity of water

close the cooker and cook for 1 whistle

Take another pan and pour 2 to 3 tablespoons of coconut oil

Splutter mustard seeds and 10 fenugreek seeds

Put 2 red chillies

Now add 10 shallots /(onion cut into small pieces ) with curry leaves

Saute well

After 1 whistle, the veggies have cooked well. Now add half to 1 glass of hot water and boil well

The onions have sauted well

put a pinch of asapheotida and stir well

Add 1/2 teaspoon of kashmiri red chilly powder

1/2 teaspoon of sambar powder

Saute well in low flame

Now add the shallots mix to the cooker

Mix well

Sambar is ready now !!!!!

For more infomation >> Simple Sambar recipe | Easy and Quick | Kerala style - Duration: 3:06.

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How to Make Matcha À La Mode (Matcha Ice Cream) -Simple 1 minute recipe to make tasty green tea dish - Duration: 1:26.

I will show you how to make Matcha A La Mode.

A La Mode is French word meaning "in fashion" and describes a sweet dish with ice cream.

Matcha A La Mode is basically matcha with ice cream.

To make Matcha A La Mode, mix 1 tablespoon of matcha with ¼ cup of hot water with a

temperature of 175 degrees f (or 80 degree c) and whisk them until they form little bubbles.

You can use a bamboo whisk, electric whisk, Milk Frother or simply a metal whisk.

Here, I am using a Milk Frother. It takes about 30 seconds. When you are whisking manually

using a metal or bamboo whisk, you want to whisk for about one minute.

You can pour the whisked mixture over one scoop, two scoops or three scoops or more

of vanilla ice-cream. I am using Häagen-Dazs ice-cream which is my personal favorite. Their

vanilla flavor goes very well with the bitterness of matcha without covering much of the matcha

aroma.

Make sure to serve quickly after you pour the matcha because the hot matcha melts the

ice-cream quickly. The melting ice-cream is part of the sensation you want to enjoy with

this dish.

If you like this video, please like and subscribe for more matcha and green tea video recipes

and tips for enjoying more Japanese green tea.

For more infomation >> How to Make Matcha À La Mode (Matcha Ice Cream) -Simple 1 minute recipe to make tasty green tea dish - Duration: 1:26.

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Draw and color letter K with Rio kids🎨Learn simple alphabet💖Rio Kids - Duration: 6:05.

Wellcome to Rio Kids

For more infomation >> Draw and color letter K with Rio kids🎨Learn simple alphabet💖Rio Kids - Duration: 6:05.

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Simple Beautifull Model 501 Park Model From Athens - Duration: 4:34.

Simple Beautifull Model 501 Park Model From Athens

For more infomation >> Simple Beautifull Model 501 Park Model From Athens - Duration: 4:34.

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Draw and color letter L with Rio kids🎨Learn simple alphabet💖Rio Kids - Duration: 5:41.

Wellcome to Rio Kids

For more infomation >> Draw and color letter L with Rio kids🎨Learn simple alphabet💖Rio Kids - Duration: 5:41.

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সহজ মানুষ । Simple Man। Anam ft. Lalon Shah - Duration: 5:04.

You will find priceless gems

You will find priceless gems at present

You will find at present

Worship the simple being in your deepest contemplation

Worship the simple being in your deepest contemplation

Worship the simple man

Every material will be rendered pure

Worship the simple man

Every material will be rendered pure

Death will dissolve all in the earth

Death will dissolve all in the earth, quickly learn the mystery of this alteration

Quickly learn the mystery of this alteration

Worship the simple being in your deepest contemplation

Worship the simple being in your deepest contemplation

I hear that I will get the heaven after death,

Mind does not get satisfaction hearing that

I hear that I will get the heaven after death,

Mind does not get satisfaction hearing that

Based on the greed of getting more in the future,

Based on the greed of getting more in the future, Who gives up what he deserves now?

Who gives up what he deserves now?

Look for the simple being in your deepest contemplation

Prayer is the Ascension of the believers

It is necessary to understand the meaning of prayer

Prayer is the Ascension of the believers

It is necessary to understand the meaning of prayer

The insights take place in this life for the believers,

The insights take place in this life for the believers, as Lalon says

Worship the simple being in your deepest contemplation.

For more infomation >> সহজ মানুষ । Simple Man। Anam ft. Lalon Shah - Duration: 5:04.

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The Simple Way To 'Unlock' The MINOR Modes On Bass - Duration: 8:25.

How do the modes of the minor scale work? And are they any different to the modes of the major scale?

Are they related at all? And if so, how?

Hi, I'm Luke from Become A Bassist and in if you've ever asked yourself these questions

or wondered about the modes of the minor scale, then keep watching.

A funny thing happens when bass players learn the modes of the major scale and how they

work.

A lot of the time, rather than answering their questions, it just brings up MORE questions.

This is exactly what happened to an email subscriber of mind named Lasse who wrote to

me and asked:

"I have gone through your ultimate guide to the modes.

It really cleared up a lot of things for me!

But I have one question left: When the song is in a minor key, I guess that the major

scale modes don't fit.

What am I supposed to use then?

I really like the idea that with the major scale, the modes fit the chords perfectly.

I'm hoping that there is a similar way for minor keys"

This is a great question!

Now if you're not sure how the modes of the major scale work yet, then this lesson

probably won't make a lot of sense.

You really need to have that knowledge as a foundation, and if you need help, check

out my Ultimate Guide To The Modes For Bass that Lasse mentioned.

You'll learn exactly how the modes work, plus where exactly to use them, and it's

all jargon-free.

No needlessly complicated terms or explanations - just a simple way to master the modes on

bass.

To get it, just click the link in the description of this video, fill out the form on that page

and I'll send it straight to your email address, 100% free.

Right now though, let's tackle this question.

The good news, is that once you've put in the hard work of learning the major modes,

then you already know the minor modes!

If the song you're playing is in a minor key, you can still use the modes of the major

scale.

All you have to do is start in a different place in the scale.

For example, if you're in the key of G major, you'd have the notes G-A-B-C-D-E-F# and

G again, and from there, you could build out the chord scale: G major, A minor, B minor,

C major, D major, E minor, F# diminished and G major again.

And over these chords you'd play G Ionian, A Dorian, B Phrygian, C Lydian, D Mixolydian,

E Aeolian, F# Locrian and then G Ionian again up the top.

These are our major modes - if you already know this stuff, then this is just a review

for you.

So what does this have to do with the modes of the minor scale?

Well check this out.

If you look at the 6th mode of the major scale, you get Aeolian.

This sound [plays scale] The other name for Aeolian is just the natural minor scale.

A lot of the time, when people say that a song is in the key of whatever minor, this

is the home base - this Aeolian, this natural minor scale.

Any time you hear Aeolian, you can just think natural minor.

G Aeolian - that's just G natural minor.

B Aeolian?

Just B natural minor.

But if we go back to our E Aeolian and build everything from this E natural minor scale,

we'll get the minor modes on bass.

Check this out.

If our new home base is this E Aeolian scale, then we'll have the notes E, F#, G, A, B,

C, D and E again.

If we build out the chords using these notes we'll end up with E minor, F# Diminished,

G major, A Minor, B minor, C major, D major and E again, which means our modes will look

like this.

E Aeolian, F# Locrian, G Ionian, A Dorian, B Phrygian, C Lydian, D Mixolydian and E Aeolian

at the top again.

You'll notice that it's the exact same notes, same chords, same everything - we're

just now starting at a different point in the scale and in this case it gives us modes

for all the chords in the key of E minor.

So if you're in the key of E minor and any of the chords from that key come along, you

can now apply these same modes to those chords and know exactly what's going to work.

This also means that the key of E minor and G major are related, right?

They use the same notes, the same chords, the same modes - everything is the same.

This is where it gets interesting.

Every major key has a relative minor key - the minor key that uses the same notes as the

major key - and that also means that every minor key has a relative major key - the major

key that uses the same notes as the minor key.

We've just found out that E minor was the relative minor of G major and G major was

the relative major of E minor - they're a related pair of keys.

But you don't have to go through this whole modes process just to figure this out.

There's a much easier way.

So here's the formula for figuring out your relative keys.

If you're in a major key and want to find your relative minor, just go down 3 frets

from the root and that's it!

For example, if you're in the key of Bb major and want to find the relative minor,

just go down a minor 3rd.

In other words, go down 3 frets.

From Bb to A, Ab, G - so G minor would be the relative minor of Bb major.

If you're in a minor key and want to find the relative major, just do the reverse - go

up 3 frets from the root of the minor key.

So if you're playing a song in C# minor, just go up 1, 2, 3 - and you'll find that

E major is the relative major of C# minor.

E major and C# minor are a pair of relative keys.

Couldn't be simpler!

If you want another way to imagine it, think about pairing up Ionian modes and Aeolian

modes from the same key.

For example, if you know your D major modes really well, then you'll know that your

6th mode - your Aeolian, is B Aeolian.

So you could very quickly figure out that B minor is the relative minor of D major and

vice versa.

Like I said before though, if you don't understand your major modes, you'll probably

have a hard time trying to understand the minor modes since they're so closely related.

If things are still hazy for you, make sure you check out my free Ultimate Guide To The

Modes For Bass.

In it, you'll learn exactly how the modes work and where to use them, plus you'll

get 24 practice tracks that you can use to start mastering the modes today.

Just click the first link in the description of this video, fill out the form and I'll

send it straight to your inbox.

It's 100% free and 100% fun, so go ahead and get started with it today.

Now there are actually minor scales other than the natural minor, or Aeolian that do

exist.

These are scales like the harmonic minor and the melodic minor, which are much less common,

and they have all of their own modes and everything as well.

However, knowing the natural minor modes - the ones built from the Aeolian scale - will work

for you the majority of the time - unless you start playing music that's a bit more

harmonically complex.

To recap though, you learned all about the modes of the minor scale.

You learned that the modes of the minor scale and the modes of the major scale are the same,

just starting at different places within that scale.

If you start on the 6th mode, the Aeolian, that will give you the natural minor scale

and once you build out the modes from there, you'll notice they're the same as the

major modes, just starting at a different point within the scale.

You also learned how the major keys and minor keys are related and how to find both your

relative major - by going up 3 frets - and how to find your relative minor - by going

down 3 frets.

Thanks so much for watching - I really appreciate it.

Make sure to check out that guide on the site - I'm sure you'll get a ton out of it.

I'm Luke from Become A Bassist and I'll see you in another video soon.

For more infomation >> The Simple Way To 'Unlock' The MINOR Modes On Bass - Duration: 8:25.

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LIFE HACKS FOR EMBARRASSING MOMENTS│SIMPLE LIFE HACKS TO LOOK STUNNING EVERY DAY - Duration: 11:46.

LIFE HACKS FOR EMBARRASSING MOMENTS│SIMPLE LIFE HACKS TO LOOK STUNNING EVERY DAY

For more infomation >> LIFE HACKS FOR EMBARRASSING MOMENTS│SIMPLE LIFE HACKS TO LOOK STUNNING EVERY DAY - Duration: 11:46.

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Simple Beautifull SOUTHWOLD LODGE Park Model From Omar - Duration: 4:43.

Simple Beautifull SOUTHWOLD LODGE Park Model From Omar

For more infomation >> Simple Beautifull SOUTHWOLD LODGE Park Model From Omar - Duration: 4:43.

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Simple Rangoli Designs for Beginners | 6 to 6 Dots Small Rangoli Kolam - Duration: 3:01.

Simple Rangoli Designs for Beginners

6 to 6 Dots Small Rangoli Kolam

Rangoli Designs by Aishwarya

Simple Rangoli Designs, Please Subscribe to Our Channel for More Videos

For more infomation >> Simple Rangoli Designs for Beginners | 6 to 6 Dots Small Rangoli Kolam - Duration: 3:01.

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Mario Capecchi - Simple Equipment, Monumental Experiments - Duration: 3:17.

The beauty about science is that it's always changing. The thing that changes is

technology - how do you do things. And sometimes the technology doesn't exist

to be able to do what you want to do and then you develop the technology. If you

can't do something figure out how to do it!

That required me to have a hypodermic

that was very very small and a microscope to be able to see the cells,

and then to be able to put the needle into the nucleus, and then to deliver the

DNA into the nucleus. And next to me was Larry Okun, a colleague, and he was

using an instrument to actually record electrical currents in a cell. I looked

at his apparatus and it looked pretty much like a hypodermic needle to me. And

so instead of having a needle to record electricity then I would have a needle

that then would be able to contain DNA, and I could put some pressure into this

needle and then use as a hypodermic to put into the nucleus of a cell.

The tip of the needle is so small that I can't see it under this microscope. The

needle is about a hundredth as big as a hair maybe one-thousandth, somewhere in that

range, so it's a very small needle and you have to be very careful with it

because if you touch it on something it explodes. So you can't just

bzoom! And the microscope is what we call an inverted microscope. It's

actually looking at the image from bottom up. And the reason for that

is that we want to be able to play up at above but see from below. So it was

the first time that somebody had actually taken DNA, put it into a cell

into the nucleus, and then shown that it functions.

You know, this allows us to put anything you want into a cell. Proteins, you know,

you name it! And so then that's lit up a a light bulb, bam! If I could do that,

for example, in a mouse embryo, whoo! I could change any gene I want!

Well I think the machine was the right tool simply because it works. You

know, for a while I carried this thing around in a suitcase. I'd

give a lecture and then afterwards I'd pull it out like the Fuller Brush man and

show my ware and then show them how to do it. And that was important because

if I develop a technology and I'm the only person that can utilize it, it's

worthless. You're seeing cells you but can move them around and here's your

needle, boom boom boom, and they and you're doing one one after another. I got pretty

good at this machine I could do about a thousand per hour, worked 10 hours, so I

could do about 10,000 a day. And so I had Patsy Cline turned up high-volume, I've

take a lot of coffee, I'm a coffee addict, so then I'm really hypered up and then I

can really go. It's just like a video game. This is an antique,

but it's a cute antique.

For more infomation >> Mario Capecchi - Simple Equipment, Monumental Experiments - Duration: 3:17.

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How to Create Awesome Passwords - Simple 3-Step Process (both with and without technology) - Duration: 7:00.

- We all know that we need better passwords

but it feels like too much trouble.

Thankfully, it doesn't have to be

as I'm gonna share with you in this guide

to creating better and more secure passwords.

Hi, I'm Josh, and we're gonna start this with a little quiz.

I want you to think of any one of your passwords,

be it your bank, your email,

anything that you can think of

and answer these four questions, yes or no.

First, is that password longer than 12 digits long?

Second, does that password contain uppercase,

lowercase, numbers, and letters?

Third, is that password unique,

meaning that it hasn't been used

on any other account that you have?

And fourth, has that password been changed

in the past six months?

Now if you answered no to even two of those questions,

you've failed, but that's okay, you are in good company.

Trust me, so many of us are in the same boat.

All that means is that we need to take a few extra moments

to secure ourselves online by creating better passwords.

And what I wanna do right now

is walk you through a three step process

to do that very quickly and very efficiently.

Step one, select a process to create new passwords.

And this is something that we need to do

before we start changing our passwords

is we need to select that process,

and let's lay some ground rules.

First of all, changing letters into symbols is not secure.

Changing password into password is not gonna cut it.

Likewise, if you can actually save your password

really easily, such as crazy monkey

with a capital C, an at instead of an A,

and a zero instead of an O,

again, that's a little too easy.

Whereas if I were to give you this password,

it would take me about 20 to 30 seconds for me

to explain the whole password to you

the capitals, the lowercase,

the symbols and the numbers.

That is a secure password and that's what we're aiming for

with all of our accounts.

Those kind of secure passwords.

Now before you get a little bit overwhelmed

by the idea of having to create all these passwords,

let me explain that it is a lot easier than you think.

There's a couple methods, some that rely on technology,

and some that you can do on your own.

Let's start with the ones that you can do on your own.

My favorite method for creating these secure passwords

is to use a poem or a line in a song

or a favorite line that you like,

whatever it is, and create a password out of that.

Let's take an example of the poem Jack and Jill.

If I were to take the first line of that poem

and turn it into a password, it might look like this.

Jack and Jill went up the hill

to fetch a pail of water.

And as you can see, this password

is more than 12 digits long,

it contains capitals, lowercase, numbers, symbols,

and it's unique, or at least it's unique for this.

How would you take and make this password unique

for all of your accounts?

Especially if you don't wanna be writing

all of these weird ones down

and having to come up with new ones every single time.

Well the way that I've gone about it

in some of the accounts that I've had is I've taken,

let's say I'm gonna create a password for Facebook.

I'll take the first letter of Facebook, an F,

put it at the beginning,

and then I'll take the last letter of Facebook, K,

and put it at the end.

And I'll do that for ever single one of the accounts

that I'm creating.

If it's gonna be Gmail then I'll have a G at the front

and an L at the end.

That creates a unique password for every single one of them.

Now, this is a much better method

than probably what you're currently doing,

but it isn't the most secure method.

The most secure method is to just create

randomness as much as you can without any sort of semblance

of what you could explain very easily

like I'm doing right here.

And that's where technology comes into play.

There's a lot of password managers.

I use a password manager myself called Dashlane.

There are a number of others you can try.

I've put links in the description below.

What these do is they have a password generator,

and you can find these even online as well.

They generate a password that is very long,

very hard to say, and you can just copy

and paste that password in.

Now how do you remember that password?

That's what we're gonna get to in step two.

The key right now is to set up a process

to create the passwords.

Is it something you're gonna do in your head,

or is it something you're gonna do using technology.

I recommend you use technology at this point,

but that is entirely up to you.

Step two, we need to create a way to store

these secure passwords.

Now the last thing you wanna be doing

is writing down all these passwords on a piece of paper

and having to bring that piece of paper

with you wherever you go or pull it out every time

that you need to sign in to one of your accounts.

So what's a way that you can do that?

Well I already shared with you one of the ways,

which is to create one that you can remember

and that is unique for every single one of the accounts.

The other way is to use, like I said, a password manager.

Now if you look, as I'm using this password manager,

I've created all of the different accounts

that I have, and there is a unique password

that is set up for every single one of these accounts.

And while I'm on my computer

it syncs with my phone and my tablet.

All of those passwords stay synced up

and it's behind a single master password

that I need to know.

For my phone it can be my finger print,

but for the computer I need to have a secure password

that I use that allows me to get in and add these passwords

whenever I'm signing in to all my accounts.

Alright, step three.

Now we need to systematically go through

all of our accounts and change our passwords.

And before you freak out

about how much time that might take,

let's first just say what's important

is to get your most sensitive accounts changed.

I would go through, get a piece of paper,

and list out the most sensitive accounts.

Those are the ones that

if someone were to have your password

and to be able to get into these accounts,

they could do irreparable damage to your credit

or to your identity.

I would spend one day just getting

all of those sensitive accounts their passwords changed

using either the method we talked about

or a password manager like Dashlane.

Once you do that, then you can go through

and maybe spend five to 10 minutes a day,

or just anytime you log in to this new account

like Facebook or Twitter or Pinterest,

these place where, yes, a secure password is good

but it's not absolutely going to destroy you

if somebody hacks into that account,

that's when you need to go through

and change all of those passwords as well.

It might take you a little while.

I just decided to sit down

with one or two hours and just knock it all out

so that I had secure passwords.

And if I have a password manager like Dashlane or others,

when I try to log in,

it will automatically input those passwords

so I don't have to go through and copy and paste.

The only thing I need to know

is my master key password for that account

which could be my fingerprint

or it could be the actual password on my computer.

So to recap you need to select a process

to create secure passwords,

to store those passwords securely,

and then to systematically change those passwords.

And that includes changing your sensitive account passwords

about every six months or less.

I hope this was helpful.

If so, give it a thumb's up.

Questions go in the comments below

and if you wanna see even more great videos

about how to secure yourself online,

you can find those here in these playlists.

Have a great week and stay secure.

News on Youtube Dec 1 2018

♪ Turn on the belts, accelerate! ♪

(♪ Rush, rush Vampires. ♪)

♪ If you don't move, you're a son of death. ♪

(♪ Rush, rush Vampires. ♪)

♪ Young, old play it. ♪

(♪ Rush, rush Vampires. ♪)

♪ Only Draculas players are ... ♪

♪ of Crazy Vampire Games. ♪

♪ End of carrion, road motel, ♪

♪ beautiful memories, a four star. ♪

For more infomation >> Hotel Transylvania: The Series - Rush, rush, Vampires! (CZ) - Duration: 0:38.

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Massive Data Breach At Marriott's Starwood Hotels - Duration: 1:53.

For more infomation >> Massive Data Breach At Marriott's Starwood Hotels - Duration: 1:53.

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Estuvo de vuelta a tiempo - Spanish for hotel - Duration: 17:23.

For more infomation >> Estuvo de vuelta a tiempo - Spanish for hotel - Duration: 17:23.

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Marriott-wide data breach may have affected local hotel - Duration: 2:08.

For more infomation >> Marriott-wide data breach may have affected local hotel - Duration: 2:08.

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12 ways to celebrate the holidays in Las Vegas, where a hotel's cool pool becomes an ice-skating rin - Duration: 11:42.

As the holiday season approaches, only in Las Vegas would a tony hotel swimming pool become an ice-skating rink, and a $25 piece of coal from the Titanic become the perfect naughty-not-nice gift

 It's a time when some of the city's more than 42 million annual visitors can discover the desert city's seasonal side

Nighttime lows in the mid-30s give Vegas the feel of a real winter destination, too

Advertisement The Park's Holiday Experience offers a variety of family-friendly activities on weekends through Dec

31. (MGM Resorts)  First stop, The Park pedestrian mall, which has been transformed by festive cottages along the corridor of shops and restaurants that stretch from the Strip westward to T-Mobile Arena

 From 4 to 8 p.m. each Friday, Saturday and Sunday through Dec. 29, the Holiday Experience at the Park will offer live entertainment, such as R&B music from 4Front and doo-wop versions of holiday classics from The Beverly Belles

Treats such as candy apples and s'mores will be for sale, and St. Nick will appear, too

Deryk Engelland of the Vegas Golden Knights on Dec. 5 will switch on the lights of the 32-foot Christmas tree at The Cosmopolitan of Las Vegas

(David Becker / NHLI via Getty Images)  Then catch Golden Knights defenseman Deryk Engelland who will be at a skating rink instead of a hockey rink to host the tree-lighting ceremony at The Cosmopolitan of Las Vegas from 6 to 8 p

m. Dec. 5. Each December, the Boulevard Pool at The Cosmopolitan morphs into an outdoor skating rink

(The Cosmopolitan of Las Vegas)  Take a twirl on the ice skating rink on the hotel's pool deck overlooking the Strip

Skating is open daily and continues through Jan. 6.  You can reserve a spot on the ice and at a fire pit (instead of a cabana) for two and a half hours ($100)

At Wynn Las Vegas, a holiday village welcomes guests in the hotel lobby. (Barbara Kraft)  About three miles up Las Vegas Boulevard, Wynn Las Vegas welcomes visitors with a holiday village inspired by "Gulliver's Travels" in the main atrium

 The hotel also is hosting a family-friendly "treat-trimming" class at 2 p.m. Dec

15. Participants learn how to make edible ornaments under the instruction of pastry chef Patrice Caillot

Admission is $125 per person; register by calling (702) 770-7070. Ballerina Caroline MacDonald of Nevada Ballet Theatre appears beside the spread for an afternoon tea at Waldorf Astoria (formerly Mandarin Oriental) on Las Vegas Boulevard

(Waldorf Astoria)  When it's time to unwind and warm up, head to the Tea Lounge at Waldorf Astoria Las Vegas for a Nutcracker Tea

Through Jan. 1, the retreat on the hotel's 23rd floor will serve a proper English afternoon tea complete with pastries, scones and sandwiches

One of the several tea offerings is Sugar Plum Fairy, which has hints of vanilla, strawberry and plum

 The tea is offered throughout the afternoon, and costs $56 for adults and $26 for children

Make reservations here.  On Dec. 4 and 17, guests will be greeted by a ballerina from the Nevada Ballet Theatre

The ballet company will perform "The Nutcracker" on select dates Dec. 8 through 24 at The Smith Center

Tickets cost $29 - $179. "Drumline Live Holiday Spectacular's" roots are in the marching band traditions of America's black colleges and universities

The company will be performing two holiday concerts in Las Vegas. (Del Glass / The Smith Center)  The Smith Center also will host the "Drumline Live Holiday Spectacular" at 2 and 7 p

m. on Dec. 29. Tickets cost $29 to $69.  The sights and sounds of the holidays, complete with marching band, will take the stage with a festive blend of gospel, jazz, Motown, soul and even the "Nutcracker Suite

"  Tickets cost $29 to $69.  At the Fashion Show Mall, a free, festive show called "Believe in the Magic" shows Santa at the center of the show

It's on Fridays through Sundays until Dec. 23. Holiday traditions merge with modern technology during the performances at noon, 2, 4 and 6 p

m. It also will show 4 p.m. Christmas Eve. Advertisement Children peer at a magical window in which a hologram of Santa makes his rounds on Christmas Eve

(Fashion Show Mall)  Kids also enjoy the mall's new show called "'Twas the Light Before Christmas," a Kris Kringle-themed holographic experience

Through a magical window, shoppers watch Santa delivers his presents. The hologram creation comes from London's Cinimod Studio, a well-known theatrical design company

It continues through Jan. 10.  On the city's foodie side, an award-winning Hong Kong restaurant will make its U

S. debut in Las Vegas on Dec. 24.  Mott 32 will become the newest dining experience at The Palazzo

The restaurant's three existing locations in Hong Kong, Bangkok and Vancouver, Canada, feature contemporary interpretations of traditional Chinese recipes

Mott 32's Peking Duck takes 48 hours to prepare. Diners must pre-order the restaurant's best-known dish

(Maximal Concepts Ltd.)  The restaurants' signature dish – apple wood-smoked Peking duck – will be on the Vegas menu, priced at $118

The crispy chicken dish is served with freshly steamed pancakes; a blend of crunchy cucumber, scallions and raw cane sugar; and fresh garlic and hoisin sauces

Since the dish takes 48 hours to prepare, visitors must be ordered in advance. Chefs prepare various meats over an open flame in the "fire kitchen" at chef José Andrés' Bazaar Meat on the Strip

(SLS Las Vegas)  Also on Christmas Eve and just a few blocks away, chef José Andrés will be offering a traditional La Noche Buena menu at his Bazaar Meat restaurant at SLS

It features holiday dishes from the chef's native Spain, including creamy chicken croquettes and a stew of lobster, monkfish and potatoes

 Make reservations for the $95 special dinner online.  And what about that lump of coal? Actually, it's just a smidgen

Coal that was aboard the Titanic when it sank in 1912 is being sold as a stocking stuffer at a Titanic-themed attraction in Las Vegas

(Premier Exhibitions)  The coal is from the 6,000 tons of coal aboard the ill-fated RMS Titanic, which struck an iceberg and sank in 1912

One-quarter-inch pieces of that coal, retrieved from the ocean floor, are being sold for $25 in the gift shop at "Titanic: The Artifact Exhibition" at The Luxor

The chip comes in a display box with a certificate of authenticity.

News on Youtube Dec 1 2018

What I love most... I love most the individuals who are

anxious who are apprehensive you have the ones who just don't want to be there

you open up to them you get them open up to you you have the relationship

eventually I think that's one of the great things about her is to have that

kind of personality trait there's like that instant chemistry that you build

with your doctor I think that is just phenomenal. If you're open and honest with

them they'll open up and you'll have their trust and they're just like I love it.

There's something about it it's the heart

and the love. I love everything about it

For more infomation >> Dr. Dominique Knox - Capitol Dental Associates Washington, DC - Duration: 0:45.

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Washington County Justice of the Peace Sues County Judge and Others fox - Duration: 1:25.

For more infomation >> Washington County Justice of the Peace Sues County Judge and Others fox - Duration: 1:25.

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Dental Care In the Heart Of DC - Capitol Dental Associates Washington, DC - Duration: 1:08.

We really are in like prime location. It's the perfect location it's right

across the street from Nats Stadium. You have the Wharf, you have Navy Yard we've

got the Navy Yards that are right next door. Because of the fact that we are right

there near a lot of those corporate offices, if you do have some free time

during your lunch break, I mean it is so convenient to just walk right across

the street. If you work downtown you can walk from work. It's in the heart of DC.

We are definitely big on quality and the speed and the delivery of service.

Our goal is to be able to see you see, you get you in, treat you, and get

you on your way. When people walk in we always have like that, Wow! Everyone's always like whoa is this

new? How much technology you just had there in that small location.

State-of-the-art service, digital scans, 3d x-rays, the best imaging possible and

we offer the best. Here at Capital Dental Associates we can provide you with the

best care the best equipment as well as the best technology here every single

time that you walk in.

For more infomation >> Dental Care In the Heart Of DC - Capitol Dental Associates Washington, DC - Duration: 1:08.

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Dr. Israel Saintil - Capitol Dental Associates Washington, DC - Duration: 0:59.

I wanted to work with kids to be able to transform a child's perspective from when they first

come in and you know they're fearful they don't know what's going on to be able to sit

down and break it down to them and let them know that these are the things that I'm going

to be doing and this is how it's going to turn out If you're able to take that and bring

them to a state of happiness that way they love coming to the dentist, um, that's the

greatest part of the job for me.

I'm a big kid myself I love to laugh kids are funny I've learned to tap into my inner

child I think kids connect when they talk to someone that they feel like is on their

side and they feel you know that's like them.

I absolutely love my job.

It's the best thing to ever happen to me.

It allows me to have a hand in shaping the future of America because the kids are our

future.

For more infomation >> Dr. Israel Saintil - Capitol Dental Associates Washington, DC - Duration: 0:59.

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Oppy, Apples from Washington, PMA Fresh Summit 2018 - Duration: 1:04.

My name's David Nelley,

VP of Categories at the Oppenheimer Group.

We're selling three varieties right now,

which are fresh from Washington State.

The first one, out of the gates, is a Jazz Apple.

And Jazz is a year-round supply now,

good sizing, and one of the top ten premium apples in North America.

The next one we start with is Envy Apple,

and in my opinion, it's the best apple to come out of

New Zealand in the last 25 years.

So we've got that fresh starting from Washington State.

The size is huge; the color is great.

We're going to see a lot of demand for it in the export markets,

but they'll be plentiful in the domestic market, too.

Finally—last but not least—the last apple we harvest is Pacific Rose.

We're seeing that harvest right now. The color is fantastic.

Probably the best I've seen in many years.

And the Pacific Rose is a sweeter apple

to complement the sweet-tart of the Jazz.

So between those three, we've got a flavor for everybody.

AndNowUKnow!

For more infomation >> Oppy, Apples from Washington, PMA Fresh Summit 2018 - Duration: 1:04.

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We Believe in Healthy Smiles - Capitol Dental Associates Washington, DC - Duration: 1:53.

Here at Capitol Dental Associates we obviously want to make sure your

experience is as easy and as simple as it possibly can be

We are definitely big on quality and the speed and the delivery of service.

Our goal is to be able to see you, get you in, treat you, then get you on your way.

We really are in the prime location.

It's the perfect location.

It's in the heart of DC.

Because of the fact that we are right there near a lot of corporate offices

if you do have some free time during your lunch great I mean it is so convenient

to just walk right across the street.

When people walk in we always have like that Wow!

everyone's always like whoa, is this new?

In the office we offer state-of-the-art equipment, digital scans, 3d x-rays, the best imaging possible from

cleanings to implants we offer it all and we offer the best.

Here at Capitol Dental Associates, whenever you do come into the door, more than likely you will see

one doctor that's there but in reality you're actually getting three doctors with

different opinions. The knowledge base is collaborative

I love the doctors I work with. I absolutely love working with them so

that is the most rewarding aspect is like we have this collaborative effort

that we have accomplished together to have the opportunity to be able to

change someone's life and that's what we all got into this floor it's not just

the mouth we're treating, it's a person.

When people who trust me with their lives and

their mouths I take that portion of the job seriously. If you're open and honest

with them they'll open up and you'll have their trust. Just to have that trust

and to be able to deliver that's the best part of the job. Here at Capital

Dental we make it our personal as well as our professional goal to improve your

smile and to change your life every single time that you walk in here.

For more infomation >> We Believe in Healthy Smiles - Capitol Dental Associates Washington, DC - Duration: 1:53.

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Dr. Charles White - Capitol Dental Associates Washington, DC - Duration: 1:10.

I guess I knew I wanted to be a dentist at a very young age. 12 years old

I actually went to go shadow my dentist Michigan and he was so kind to me I just

remember feeling oh man this is how I want to make people feel one of my

favorite things about being a dentist is getting to know my patients it's not

just the mouth we're treating, it's a person there's such a strong personal

connection that's involved and honestly that makes my job wonderful clients'

happiness is the backbone of our practice if they're not happy we're not

happy that smile I mean that smile says so much when you see that final product

it almost feels like a team that's won the championship we have this

collaborative effort that we have accomplished together to be charged with

that the chance to be able to help somebody is is absolutely remarkable to

have the opportunity to be able to change someone's life and that's what we

all got into this for the fact that I can wake up and come to an office and be

able to say this is what I love to do I would just wake up and just do this

phenomenal phenomenal

For more infomation >> Dr. Charles White - Capitol Dental Associates Washington, DC - Duration: 1:10.

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Bipartisan UXO-Demining Caucus launched in Washington, D.C. - Duration: 3:15.

On a very serious note I want to say thank you to everyone for joining us as we launch

this new Caucus and a special thanks to my co-chair David Valadao

who not only does the talk

he walks the walk and he has been a great hero of all of us in his efforts to work with

The HALO Trust in terms of getting money for Nagorno Karabakh most recently

and this effort is one that I feel so passionately about

as I'm sure Congressman Valadao does

and he'll be speaking shortly

but I just want to underscore for everybody that this is shameful

that we have allowed so much time to elapse

without having cleaned up the messes that we've left

around the world and I am kind of embarrased to say that in 2017 there were 2,700 people

who died due to unexploded ordnance or explosives and 7,239 were injured

and of those, about a third were children

So we need to do it now and so when you look at the fact that

there is more than 60 million people who live daily in fear of unexploded ordnance

we've got to do our job here and I know that you're all here because you recognise that

Sri Lanka is a great example where by 2020 they will be in a position to say: 100% cleared of all

of the unexploded ordnance

We want to be able to say that of everywhere that we've been

particularly in countries like Laos and Cambodia

When I first got elected to Congress this

is not an issue ever imagined being involved in

Most of us in the US could never relate

to the idea of the fear of walking somewhere and an explosive device either killing us

or destroying our futures

It's something just so foreign to us

I was down in L.A. one day

for a meeting on an unrelated topic and had the opportunity to be briefed by

The HALO Trust on the situation in Nagorno Karabakh and it just blew my mind and I thought we've

got to do something, we've got to look into this, we've got to see if we can get involved

in and continue this effort so working with different groups out there, on that specific

one it was the ANCA, and we were able to actually help direct some dollars

It was bipartisan

it was unanimous on the House floor when we offered that amendment so it was nice to see

that there was no other opposition to it and we kind of set a flag out there and started to

make some real waves

I'm really excited about the future of this Caucus and the future work

it will be able to accomplish and all of your involvement so thank you all for being here

For more infomation >> Bipartisan UXO-Demining Caucus launched in Washington, D.C. - Duration: 3:15.

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Washington Co. JP files complaint against county judge - Duration: 0:35.

For more infomation >> Washington Co. JP files complaint against county judge - Duration: 0:35.

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Woman charged following shooting in Washington County, Virginia - Duration: 0:36.

For more infomation >> Woman charged following shooting in Washington County, Virginia - Duration: 0:36.

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Boy, 10, speaks after being hit by car at Washington Co., TN bus stop - Duration: 2:29.

For more infomation >> Boy, 10, speaks after being hit by car at Washington Co., TN bus stop - Duration: 2:29.

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Democratic rebel seeks negotiations with Pelosi on races for leadership The Washington Post - Duration: 4:04.

Democratic rebel seeks negotiations with Pelosi on races for leadership The Washington Post

A high profile critic of House Minority Leader Nancy Pelosi signaled on Monday that he is seeking to hold negotiations with her about changes to her leadership team, a development that makes her ascendancy to the speakership likelier as her opponents continue to struggle to recruit a challenger.

The decision by Rep. Seth Moulton D Mass. to shift his attention from Pelosi — by far the front runner for the speakership and currently running unopposed — to potential discussions over the lower ranking positions of House majority leader and House majority whip underscored Pelosis strength and the desire of her critics to reshuffle the leadership even if she holds the gavel.

Moulton, who served four tours of duty in Iraq as a Marine, is an informal leader of a group of centrist Democrats that has been organizing against Pelosi D Calif. and pushing for new leadership across the partys ranks in the House.

Pelosi, however, has given no indication that she is open to talks with Moulton about a deal for the support of moderate critics or that she would ever waver in her support for her longtime deputies, Reps. Steny H. Hoyer Md. and James E. Clyburn S.C. , who are in line to hold the No. 2 and No. 3 posts in the House next year.

Still, associates of Moulton, 40, said he is hoping to sit down with Pelosi to discuss possible terms for the support of his group, in particular possibly rallying behind a younger member to be House majority leader or House majority whip, with an emphasis on bringing in a new generation to the leadership in the wake of the Democrats sweeping gains in the midterm elections.

In such a scenario, Pelosi would have to usher out either Hoyer, 79, or Clyburn, 78, from their campaign for the leadership in the coming days and get behind another candidate to secure the votes of the rebels who are opposing her bid for speaker.

Moulton has not signed a letter of support for Hoyer, who has long been allied with moderates and suburban members inside the House Democratic conference. And Pelosi critics have noted with interest that 12 years ago, Pelosi backed a challenge to Hoyer by then Rep. John P. Murtha D Pa. for the majority leader post, which Hoyer ultimately won.

Leader Pelosi wants to boil this down to a personal argument, but this is so much bigger than her, Moulton said in a statement to The Washington Post. Its about the entire, stagnant three person leadership team and having a serious conversation about promoting leaders who reflect the future of our caucus.

House Democratic aides involved with the moderate group added that Moulton and others close to him are also willing to negotiate with her on another front: the length of her speakership.

If she can publicly guarantee that shell only be there for one year as a transitional figure, and that there will be elections for the leadership next fall, some people are more than willing to talk through that at this point, one House Democratic adviser said.

With a critical party vote scheduled for Wednesday, Moultons latest gambit is both a recognition of Pelosis ability to brush back her critics and the eagerness of moderates to wring something out of their standoff and at least spark debate over Hoyer and Clyburn, according to multiple people involved in the discussions.

Moulton told a crowd in his district last week that if House Democrats react to their victory in this months midterm elections by reinstalling the same status quo leadership team that weve had in place since 2006, then were failing the American people.

Pelosi will need to win a majority of House members when a floor vote for speaker is called Jan. 3. Fifteen Democrats have signed a letter vowing to oppose her, with another four who have said in statements that they oppose her, although that number has dropped in recent days as Pelosi has won over a number of her critics.

Currently Democrats are on track to enjoy a 16 seat majority, though that number could grow as several uncalled races are settled.

Moulton has been criticized by Pelosi supporters for organizing against the veteran Democrat. Liberal activists have floated a primary challenge to the two term Massachusetts congressman, and he has been criticized by some constituents at town halls.

Mike DeBonis and Felicia Sonmez contributed.

Read more at PowerPost

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For more infomation >> Democratic rebel seeks negotiations with Pelosi on races for leadership The Washington Post - Duration: 4:04.

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New Video Details the Benefits of AASHTO's Washington D.C. Based Fellowship Program - Duration: 1:51.

The AASHTO fellowship program is an opportunity for a full-time DOT employee

to relocate temporarily to DC in order to work for AASHTO for one year.

So the ideal candidate for the fellowship program is gonna be somebody with about

seven to ten years of experience and they're gonna be a technical expert in

some area the great thing about the AASHTO fellowship is its dynamic so

AASHTO will put you in a position to succeed and they touch all the areas

that state departments of transportation work on.

When you go back to your old job you're gonna know so much more you're gonna know how your state fits into

the big scheme of things you're going to know what issues affect everybody and

how they affect you and you'll be able to apply what you learn to what you do.

So far the best part of the AASHTO Fellowship has been access to so many

aspects of Transportation on a national level. I've been able to attend special

committee meetings at the Senate and the House I've been able to make an

impact on national transportation related policy.

The AASHTO staff is extremely diverse and they're all experts in their field in committees so

being able to pull on that knowledge and also pull in the knowledge of the states

around the country to solve problems is it's been a tremendous experience.

The benefit to the state for allowing you to become a national fellow is that you get

to become a more well-rounded professional and you get to take them

back to your professional life after.

The AASHTO fellowship applications are due in the coming weeks on December 18th if you're interested

consult with the state DOT leadership starting with your supervisor.

News on Youtube Dec 1 2018

- [Narrator] How much is my case worth?

It's the question we hear most often after an injury?

The short answer, as much as we can demonstrate,

but to find that out we have some questions for you.

Some amounts are straight forward

like the total of your medical bills

or the number of workdays you missed.

Other costs are more abstract.

Did your injury keep you from staying physically active?

Were you able to continue your hobbies?

Were your relationships affected?

Also the same injury doesn't

necessarily merit the same payout.

We know that multiple concussions can lead to brain damage

so there's a difference between

suffering your first concussion and your 10th.

What's the cost of living the rest of your life

with a physical impairment?

The answer for a 20 year old versus a 70 year old

is much different.

Think about opportunities you've missed out on.

Maybe you were up for a work promotion,

which your injury delayed, or even prevented.

Maybe you're a high school athlete

and your injury ruined your chance at a college scholarship.

These factors all have an economic component

and don't forget about the future.

Can you go back to work?

Will you still make the same wage?

Do you require more medical care going forward?

If your case goes to trial,

jury perception becomes a big issue.

If someone looked at pictures of your car after an accident

would they say, they're lucky to be alive,

or would they say, I can't believe they were even hurt.

What about your conduct?

Were you completely blameless in the accident

or were you speeding, texting, or even worse...

In short, each case is unique and so is it's worth

and remember a personal injury case

is not a windfall and it's not a lottery ticket.

We all start at sea level.

An accident puts you underwater.

We want you back to sea level, not at the top of a mountain.

Our job is to make sure everything taken aways from you

is restored to where it was before the accident.

Subscribe for more videos

or click here to visit the Brown and Crouppen website

and ask us another legal question that you may have.

For more infomation >> How Much Is My Case Worth? | Brown & Crouppen - Duration: 2:07.

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How Much to Put in 401K [and Other Crucial Retirement Questions] - Duration: 8:58.

More than seven million retirees live in poverty and tens of millions more are just scraping

by because of mistakes in 401K investing.

By the end of this video, you'll know the five worst 401K mistakes and how to avoid

them.

In fact, I'm going to show you how avoiding just one of these mistakes can lead to big

savings in your nest egg.

We're talking 401K investing today on Let's Talk Money!

Beat debt.

Make money.

Make your money work for you.

Creating the financial future you deserve.

Let's talk money.

Joseph Hogue with the Let's Talk Money channel here on YouTube I want to send a special shout

out to everyone in our community, thank you for taking a part of your day to be with us.

If you're not part of the community yet, just click that little red subscribe button.

It's free and you'll never miss an episode.

Fidelity has released its annual survey of retirement account balances and it's not

a pretty picture.

The average person just before retirement has about $167,000 in their 401K account.

That's about five-times the annual salary of around $35,000.

And not nearly enough to retire on.

If you go by the rule of thumb that you can take out about 4% of your investments to pay

for expenses in retirement, that $167K means retiring on just $6,700 a year and that's

before taxes.

It's easy to see why two-in-three retirees depend on social security for most of their

expenses but even added the average $1,360 monthly SSI check means you're living on

just over $1,900 a month or about $23,000 a year.

Now I don't know what state you live in but you compare that with your expenses and

I don't know anyone that can live on $23,000 a year.

Even for married couples with two SSI checks, it comes out under $3,000 a month.

These were supposed to be the golden years, the years you worked your whole life to enjoy.

You're enjoying them alright, if you enjoy ramen noodles and bus passes.

It doesn't have to be like this!

We all think that people don't save or invest enough but a big part of the problem is the

mistakes they make when they do invest.

Investing just $250 a month starting at age 35 can grow to over $350,000 by the time you

retire if you keep your fees and costs low.

Invest that same amount but lose 4% of it to fees and all the hidden costs that come

with 401K plans and you're stuck right back in that studio apartment eating ramen.

Of course, the beauty of that 401K plan is your employer match.

If your company matches just half that $3,000 a year and you avoid those high fees and other

costs, that nest egg can grow to over half a million by age 67.

That's enough for an income of $3,100 with SSI for a single person or almost $4,500 for

a married couple.

It might not be filet mignon but it's a nice little start.

The key here is to avoid those huge fees, mistakes and pitfalls in those 401K plans

and that's exactly what we're going to talk about in today's video.

Not only will I reveal the five worst mistakes people make with their 401K investing, I'll

share three tips to avoid these pitfalls and a way to get a free 401K analysis to save

you from those hidden fees.

It's all part of a three-part video series in partnership with Blooom.

Now Blooom is an independent 401K manager that works with your existing retirement account.

You can connect your 401K account and Blooom's software will show you the investment fees

you're paying, and how to get back on track.

I'll tell you more about Blooom later and share a special offer to get your free 401K

health analysis but first let's get to those five 401K mistakes.

First here is being too aggressive or too conservative with your 401K investments.

With retirement balances what they are, it's easy to chase those returns in stocks even

all the way to retirement.

The problem is, and you can ask anyone that was planning to retire in 2008, that as you

get closer to retirement, you need to start thinking about protecting your money as much

as growing it.

Having too much in stocks is just setting you up for a stock market crash to wipe out

half your nest egg.

Being too conservative is also a big problem though, especially for millennials still gun-shy

after the 2008 crash.

If we look back on that investment of $250 a month but only earn a 6% annual return from

too much in bonds then even the best case scenario yields just $237,000 by retirement.

The second mistake a lot of people make with their 401K investments is putting everything

in a Target Date fund.

Now these are popular because supposedly, they invest according to your age and rebalance

with stocks and bonds as you get older.

The problem here is these things are so darn expensive.

For example, the Principal LifeTime 2040 fund charges 1.14% annually.

That's almost five-times the average index fund.

Another problem with these target date funds is they tend to be wildly over-conservative.

Some funds I looked at have more than 20% of the investments in bonds for investors

with 20+ years to retirement and that's going to seriously limit returns.

Our third major 401K mistake is just forgetting to rebalance the investments in your account.

This is important because you might start with a great mix of stocks and bonds in your

30s but if you're not rebalancing and shifting how much you want in each, you could be way

off by the time you reach retirement.

You're going to be more exposed to a stock market crash and the amount you have in stocks

versus bonds will be way off from what you need.

In fact, a survey of 5,500 Blooom clients found that 59% didn't regularly rebalance

their investments and 21% didn't even know about rebalancing before they started using

Blooom.

The fourth 401K mistake, and this is probably the worst, is not watching those fees.

Inc magazine found that 92% of Americans don't know what fees they're paying in their 401K

accounts.

That same survey by Blooom found that just one-in-five investors were active in minimizing

their fees.

We know what a huge difference just a small change in fees can mean to your retirement

savings.

Forbes found in one study that a difference of just 0.93%, less than 1%, in fees can cost

a single investor up to $215,000.

Considering the average Blooom client in a target date fund sees their fees reduced by

42%, that can mean a big change in your retirement.

Our fifth 401K mistake before we get to those three tips is one of the biggest 401K misconceptions

of all, that someone is managing your account.

Just because you invest through your company's plan and with an investment company, doesn't

mean anyone is managing your 401K investments.

The investment company is busy selling to new clients, they may not be doing anything

with your account.

You set your 401K investments when you sign up to the plan and they don't change unless

you change them.

That's going to set you up for all the pitfalls we talked about in this video.

As bad as these 401K mistakes are, there are a few things you can do to avoid them and

make sure your money is there when you need it.

First, understand how your investments should change as you age.

There are rules of thumb like 100 minus your age for the amount you want in stocks but

these leave a lot of risk to your personal goals.

As you get older, your needs shift to protecting your money rather than chasing those high

returns so you need to be proactive in shifting your investments.

You also need to rebalance your investments regularly.

This isn't about timing the stock market but about staying on track according to your

needs.

If you're constantly investing the same amount in stocks and bonds, the stock-portion

of your portfolio is going to grow much faster during a bull market.

That means it's going to get out of whack with that perfect mix you need according to

your goals.

Finally here is just to watch those fees.

Make sure your 401K plan isn't charging you load fees to buy or sell and compare the

annual fees on your funds.

Some of the easiest solutions like those target date funds charge the highest fees.

This last tip is where Blooom really shines and it's shown people how to save over $608

million in investment fees on their 401K accounts.

They also take care of all the rebalancing and management as well.

The best way to make sure you're not making these 401K mistakes is to get that free analysis

with Blooom.

It takes less than two minutes to connect with your 401K plan and Blooom will do a complete

health checkup on your retirement account.

It's going to show you where your investments are, where they should be and all the fees

you're paying.

There's no obligation to the analysis.

If you don't know exactly what's going on inside your 401K account, click through

that link and find out exactly which of these mistakes you're making in your 401K.

I'll leave a link in the video description below.

Don't forget to also be watching for the next video in our 401K investing series.

Next week, I'll be answering your questions about 401K and retirement investing so make

sure you ask those in the comments below.

We'll also take a closer look at the average 401K balance by age and how to get yours back

on track.

We're here Mondays, Wednesdays and Fridays with the best videos on beating debt, making

more money and making your money work for you.

If you've got a question about money, just scroll down and ask it in the comments and

we'll answer it in a video.

For more infomation >> How Much to Put in 401K [and Other Crucial Retirement Questions] - Duration: 8:58.

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How much would you weigh on a Neutron Star? - Duration: 3:17.

How much would I weigh on a Neutron Star?

Neutron stars contain the densest matter in the universe, not including black holes which

break the laws of physics and are not really things anymore, a topic for another video.

Neutron stars are the compressed remains of dead, massive stars, stars that were big enough

to erupt in a supernova explosion, leaving behind an extremely dense core.

This core can contain up to three times the mass of our Sun in the space of only a 12-30km

across.

The material that makes up a neutron star is called neutron-degenerate matter, a material

that only contains neutrons.

It is so densely packed that a matchbox full of it would weigh 3 billion tonnes on Earth.

But this leads on to an interesting point, the way we weigh something on Earth is by

an object pressing down on the Earth because of the strength of Earth's gravity.

Yet, the measurement we use to define something's weight is by describing its mass.

For instance, if I say I weigh 70kg, that is actually my mass, not my weight, because

weight is measured by the strength of gravity on mass.

On Mars, my mass of 70kg is the same, but my weight is lighter because gravity is weaker

there.

On a neutron star, all this mass squeezed into the tightest of spaces means that gravity

there is 2 x 10^11 times more than Earth, or 200 billion times stronger than on Earth.

To put this into some kind of perspective, this means that if I were to fall from a height

of one meter from the surface of a neutron star, I would hit the ground at 1,500 kms

per second.

It's so strong that light can go in orbit around it, meaning you can technically see

the whole neutron star at the same time.

So, although this is far outside the realms of possibility, if I were to stand on a neutron

star, my weight would be 200 billion times greater than it is on Earth - imagine how

much force I would be exerting on the floor of the neutron star!

Not that it cares - because it is so densely packed!

What would actually happen to my fragile body is that it would flatten against the surface

to an atomic scale, likely turning into neutron-degenerate matter as my atoms are crushed.

This powerful gravitational field means that neutron stars are also the most perfect spheres

in the universe, likely being completely smooth.

Want to know more about neutron stars?

Then you better subscribe so you don't miss out on any future videos I make about them!

And so you can check out my other videos on space.

I'd also be really grateful if you could support the channel on Patreon!

All the best, and see you next time.

For more infomation >> How much would you weigh on a Neutron Star? - Duration: 3:17.

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How much rain will fall this weekend? - Duration: 3:23.

For more infomation >> How much rain will fall this weekend? - Duration: 3:23.

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Was hat mein Iwagumi gekostet? | How much was my Iwagumi? - Duration: 3:52.

Hello and welcome!

In this video I show you how much my Iwagumi did cost in total.

I have bought the following products for my Iwagumi : First, of course, the aquarium,

then a foam pad as underlayer and a background film.

The Iwagumi is illuminated by the Aqualighter® Pico LED.

I used the Dennerle® natural gravel Baikal, the Dennerle® Scaper's Soil and the

Dennerle® Nano inside corner filter in the aquarium.

As plants I have bought a cup of Micranthemum Monte Carlo, a cup of Eleocharis acicularis

mini and a cup Hydrocotyle tripartita from Tropica® and one cup of Staurogyne

Repens by Oliver Knott®.

The stones for the hardscape are from the garden.

You will find a list of all products and plants i used in the video description.

I bought the 12 liter aquarium in size 30x20x20 cm in a hardware store and

paid 10,99 euros for it.

The foam pad has in size 60x30cm cost 4 euros.

I have cut it in 3 parts for each one of my aquariums, so divide 4 Euros

through 3, that's about

1.35 euros.

If I had to buy the background foil, I would have to spend about

7 euros for a roll of 2m x 45 cm.

Of that I would have needed a strip of 20 cm, so I calculate 2 Meter by 7 euros

divided by 10 = 70 cents.

The Aqualighter® Pico LED cost 19,95 Euro and I ordered it on the internet

so I had to ad 5.95 Euros for shipping.

So the Lamp came for a total of 25.90 Euros.

I got the Dennerle® natural gravel Baikal in a sale for 6 euros, normally

it costs around 12 Euros.

The Dennerle® Scaper's Soil was 17.98 Euros and the Dennerle® Nano

Corner inside filter was 14,45 Euro.

The 3 plant cups from Tropica® were 6.99 euros each, the cup of Staurogyne repens

by Oliver Knott® has cost 8.99 euros.

For all 4 plants together I have spend 29.96 Euro in total.

If you sum up all this I have spent a total of 107.33 Euros for my Iwagumi.

That is quite some money, if you consider that the bare aquarium is with 11 Euros only about

10% of the total cost.

I have bought all products in brick-and-mortar stores except the lamp and maybe

you can save Euros by ordering via the internet.

My stones were free for me, but if you have to buy them, you can spend

at least 20 euros for them.

For scissors and tweezers for the aquarium maintenance I paid about 15 euros,

but that was a one-time purchase for all three of my aquariums.

Fertilizer for about 7 euros

and the pretty cheapest CO2 System from Tropica® for 10 euro

as I operate it on the neighboring tank, are also not included in the calculation,

because I have not used them in my Iwagumi yet.

Would you ad this to the calculation it would come to a total of almost 160 Euros.

I hope I could give you a little overview

how much you have to spend at least for such an aquascape with this video.

As you can see from this example, you do not have to spend several hundreds or even

thousands of euros, if you want to create something nice like that.

If you liked the video, then I am very happy about a thumb up,

subscribe to the channel and activate the notification bell, so don't miss

the next video!

I say goodbye and thanks for watching!

For more infomation >> Was hat mein Iwagumi gekostet? | How much was my Iwagumi? - Duration: 3:52.

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Paying too much for bottled gas? - Using refillable bottle to make it cheaper and easier - Vanlife - Duration: 4:31.

Are you sick of carrying more gas around than you need or just annoyed at paying too much

for it. stick around and I'll show you what we did to make it cheaper and

easier. keep up to date by hitting the subscribe button and you can visit us

at explorevan.uk where you can read more about us our vans and our trips. if

you find this video useful please hit the like button and consider subscribing,

also if you want to ask any questions just drop them in the comments and we'll

get back to you as soon as we can. I'm sure you all have the same issues as

we do when it comes to gas, so with these you have to throw them away or

take them to an authorised stockist to have them refilled, not only

is this annoying but it costs a lot more than it should. So the main problems are

having to weigh or guess how much gas you've got left, having to carry around two

bottles of gas so you know you won't run out, having to find a dealer for the

right type of gas just so you can get a new bottle, you might even have to take

back a part full cylinder and waste all the gas in it, just so you've got a full

one to take on your next trip and then there's the cost, let's take a look. let's

start with a camping gas 907 cylinder there's 2.75 kilograms of gas in here

and it will cost you 30 pounds to exchange the bottle however at an auto

gas pump the same amount of gas would cost four pound 31 how about a Calor six

kilogram well they're 25 pound 25 P to exchange but the equivalent amount of

autogas costs 9 pounds 40 and finally a Calor 13 kilogram 40 pound 52 to exchange but

the equivalent gas from a pump 20 pounds 38.

We chose a six kilogram GasIT SOLUTION mainly due to value for money at

around 170 pounds but also the fact we can support a local Welsh business. let's

take a look at what our gas set up used to look like, as you can see we carried

around a 13 kilogram and a 6 kilogram Calor cylinders this was so that we

always knew if we ran out, we had a backup ready because you never know

whether you could get to a calor outlet to get a replacement....and here's what it

looks like with our GasIt refillable solution, taking up less space weighing

a lot less and much more convenient

installation was really easy I went for installing the filler on the inside of

the van so I didn't have to cut a hole on the outside, other than that it

really is as easy as changing a Calor gas bottle, as you can see the outlet on the

GasIt bottle is a different fitting to Calor, you can either replace the pigtail

but I decided to fit an adapter which meant that I can always switch back to

Calor if I wanted to, though really I don't think that's going to happen. Because the gas

cylinder has a gauge we can easily tell how much gas we've got and we can

always top up at any filling station with LPG just to make sure we've always

got a full tank. that means we don't have to carry around two calor cylinders to

make sure we've always got enough for what we need

refilling the tank is as easy as filling up a car with lpg it is simple

all you have to do is connect the hose from the pump to the van Inlet press the

button on the pump and then it will fill until the capacity of the tank hits 80%

and then it will shut down, disconnect that's it byou are full. when we're traveling

in mainland Europe we don't need to worry now about taking loads of Calor gas

with us because we know we can't get it out there, all we have to do is

remember to take sets of adapters so we can fill up at any pump at any LPG

station. So if you're considering going with a refillable gas option I would

just do it, not only is it cheaper in the long run, but also it's so much more

convenient. Keep up to date by hitting the subscribe button and you can visit

us at ExplorerVan.uk, where you can read more about us, our vans and our

trips

For more infomation >> Paying too much for bottled gas? - Using refillable bottle to make it cheaper and easier - Vanlife - Duration: 4:31.

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Verify: How much is the new public safety fee and what is it for? - Duration: 2:28.

For more infomation >> Verify: How much is the new public safety fee and what is it for? - Duration: 2:28.

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What UK Means to Joe B. Hall - Duration: 0:57.

When I went on the floor, my first time as a player, in old Alumni Gym and the band was

playing "On, On U of K" and I came out of the tunnel onto the floor with "Kentucky"

written across my chest, the hairs stood up on the back of my neck.

There couldn't have been a bigger thrill in your life.

And every time I ever represented the university even on the road or here at home with one

of my teams, the start of that game, I remembered my first trip out on that floor and I think

I had the same sensation when the band played "On, On U of K" that I had that first

night and that was a great feeling.