News on Youtube Apr 4 2018

Hello & Welcome to VLOG 1!! My name is Kelly and I'm from ABIT.

Today, I am going to teach you some phrases that you can use for your IELTS exam. That's right.

Today we are going to talk about relationships, friendship and love.

Alright. Lets go ahead and get started.

What is a relationship? A relationship is when two or more people are connected. Usually by love.

A friendship is a relationship just between friends. That's right...

Just friends.. There is no love involved..

Ok, lets practise our pronunciation.

Relationship. Say it with me, Relationship. Well done.

Ok now let's practise the word friendship. Friendship. Repeat with me, friendship. Ok.

Now let's say it faster. Relationship. Friendship. Again. Relationship. Friendship.

Perfect now you know what they mean and you know how to pronounce them.

Now let's talk about some phrases that you can use to talk about your relationship or friendship

There are two different types of friendships.

A close friend - a best friend.

This is a person that you are very close to. You would call them your best friend.

The second type of friend is the casual acquaintances. It is just a person that you kind of know.

You don't really know them that well. Maybe it's a coworker that you work with.

Now let's look at some phrases you can use about friendships...

Number 1, To Make Friends - This means, to become friends with somebody else.

Let's look at an example. I will make new friends when I go to University.

Ok now let's practise with me. I will make new friends when I go to University.

Number 2, To develop/form a friendship - This means -

to continue to grow as friends

An Example of this is I developed a strong relationship with Jane.

Ok. Now say it with me, I developed a strong friendship with Jane.

Number 3, to strike up a relationship - This means to begin a relationship.

An Example. The barman seems to have already struck up a relationship with Jane

4. A friendship grows: An Example: Our friendship grew over many years together.

5. To cement/ spoil a relationship: This means to ruin or damage a friendship. We've all been there. It sucks.

An example of this.

Spending several weeks together on holidays has spoiled our relationship.

We can all spend too much time with our friends sometimes.

6. To have a good relationship with someone.

This means that two people have a really good bond with each other.

Ex. Kelly and Jane have a very good relationship with each other.

OK the last phrase. Well done, you got this far.

7. To keep in contact or to stay in touch

This means that people speak to each other very often.

And we may want to "keep in touch" with each other An example. Stay in touch when you go to America Jane!

Now you know 7 phrases about friendships.

Well done. You can use all of these in your IELTS exam and they will be so perfect.

Now that you understand more about Friendships, let's talk about relationships.

These are the tricky ones.

Number 1: To fall madly in love This means to you love somebody a lot. I mean A LOT. You really really love them. Perfect now let's look at an example of this phrase.

I fell madly in love with Jane from the moment I met her.

So, you can say, I fell madly in love. It just makes it sound better.

Perfect. Number Two The love of my life This means, the person you love the most.

An example of this is Jack is the love of my life

Three. To make a commitment This means to be dedicated or devoted to your relationship.

An example. I want to make a commitment to my relationship.

Four. To have your love returned

This means for someone else to love you back. An example. I was not sure if my love was returned.

Five. Love at first sight

This means that you love someone from the moment you met them. An example. It love at first sight.

Six. To love someone unconditionally This means that you love someone with no limits.

An example. We love each other unconditionally

Seven. To accept a proposal This means that you have accepted an agreement to marriage. Oh.

An example. I immediately accepted Jacks proposal. And eight. To have an affair.

This means to cheat on the person you are in a married to or in a relationship with. An example. Jack had an affair with his assistant.

Uh oh. Well done guys. Now you understand some phrases about friendships and relationships.

These can all be used during your IELTS exam

and they will be really good phrases to use.

Ok that's it for todays video. Please like this video, comment below any suggestions

that you may have or maybe just some phrases that you like to use about your relationships.

And don't forget to comment and share this video as well. It's really important!

See you in the next video. Love you all. Bye bye.

you

For more infomation >> [VLOG 1] RELATIONSHIP phrases for IELTS Speaking - Ms. Kelly - Duration: 6:50.

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Relationship Reboot: Talking To Kids About 'Sexting' - Duration: 4:50.

For more infomation >> Relationship Reboot: Talking To Kids About 'Sexting' - Duration: 4:50.

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Is there a relationship between mental health and heart disease? - Duration: 1:31.

- There has been lot of speculation so far

about relationship between mental health and body.

How does it affect?

Mental health, as we know now,

such as depression, anxiety, post-traumatic stress disorder,

they are real illnesses, they are physical,

they are like any other physical illness,

such as diabetes, high blood pressure, high cholesterol.

American Heart Association actually recommends

that depression now be recognized

as a risk factor for heart disease.

Depression can cause lot of biological and chemical changes

that increases risk of having heart disease.

Not just that, depression has been shown

in different studies to link a person's healthy lifestyle

to unhealthy lifestyle, such as smoking,

not being compliant with medications and follow-ups,

which increases risk of heart disease.

Also we know that people who have heart disease

have higher prevalence of depression.

It one study, it was noted that

about 40% of patients who go for bypass have depression.

Depression and anxiety increases

the risk of having heart disease,

and in a similar fashion, it's a two-way street,

that having heart disease can increase

your risk of having mental health disorders.

What I recommend is at each visit,

talk to your primary care physician,

your consultant cardiologist, if you need help then admit,

and you can be on the right path.

For more infomation >> Is there a relationship between mental health and heart disease? - Duration: 1:31.

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Hailey Baldwin & Shawn Mendes Fuel More Relationship Rumors with New Photos! - Duration: 1:41.

Hailey Baldwin & Shawn Mendes Fuel More Relationship Rumors with New Photos!

Hailey Baldwin and Shawn Mendes have fans totally convinced they're a couple!.

The 19-year-old "In My Blood" singer took to Instagram on Tuesday afternoon (April 3) to share the first photo of himself with the 21-year-old model.

Later that day, Hailey took to her Tumblr to share a couple behind-the-scenes photos of Shawn getting ready to take the stage for an upcoming episode of Drop the Mic – which she hosts.

Shawn and Hailey first fueled romance rumors back in December 2017 when they were spotted packing on the PDA while out in his native Ontario, Canada.

For more infomation >> Hailey Baldwin & Shawn Mendes Fuel More Relationship Rumors with New Photos! - Duration: 1:41.

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Market Decode: The Relationship Between Rising Interest Rates and Bonds (and Why Bonds Still Matter) - Duration: 2:59.

One of the top questions we receive from clients these days is,

now that interest rates finally appear to be rising, does it still makes sense to own bonds?

In our view the answer is yes.

Many people are aware that when interest rates are rising, even if it's slow and gradual,

prices for the bonds they currently hold will typically go down in value.

That's because when rates are going up, investors can now buy new bonds at the higher interest rate

also known as the coupon rate and that makes older bonds with lower coupon rates less attractive,

thus pushing down their price on the open market.

While this is an important point to be aware of, it doesn't make bonds any less essential

to a well-diversified portfolio.

A key reason for this is simple: Because (try as we might) we can't predict the future with certainty.

We can make educated forecasts based on what we know about the economy and

the markets at any given time. But things can always and often do play out differently than expected,

including the direction of interest rates.

This makes it important to build portfolios that are broadly diversified, and that can

provide a cushion for the "unexpected"

including for times when stock prices and other types of assets are volatile or declining.

This is where bonds are critical to helping balance your risk,

as well as providing a source of stable income.

Here's a way to think about the role of bonds in your portfolio

First, when you buy a bond, focus less on its price, and more on the yield or income you'll receive from it.

And consider owning that bond until it matures.

This way, you can expect to receive regular coupon payments and the full value you paid for your bond when it matures

assuming the issuer doesn't default.

So let's say you buy a $1,000 bond that yields 3 percent, with a maturity of five years.

If the market yield go up to, say, 5 percent, your bond probably won't be worth as much if you were to sell it.

But as long as you hold it until maturity, you shouldn't be overly concerned about that price decline

because it does not change the fact that you will still expect to get your principal back, $1,000, at maturity.

You could also consider matching the timeframe of your bonds to the timeframe of your various goals.

For example, if you're saving for a child's college education with about 10 years to go,

you might consider purchasing bonds that mature in 10 years as part of a diversified portfolio.

Or if you're thinking of retiring in 20 years,

you could consider even longer-dated bonds that mature in that same period.

Final point: While rising rates have the potential to push down the current value of your bond portfolio,

you'll be able to reinvest your coupon payments and the principal on your maturing bonds at those higher yields.

After many years of historically low interest rates, that should be welcome news for many investors.

IMPORTANT INFORMATION Investing in fixed-income securities may involve certain risks, including the credit quality of individual issuers, possible prepayments, market or economic developments and yields and share price fluctuations due to changes in interest rates. When interest rates go up, bond prices typically drop, and vice versa.

Investing involves risk including possible loss of principal. Asset allocation, rebalancing and diversification do not ensure a profit or protect against loss in declining markets. Past performance is no guarantee of future results. The views and opinions expressed are those of the speakers, were current as of February 28, 2018 and are subject to change without notice at any time, and may differ from views expressed by Merrill Lynch or other divisions of Bank of America Corporation.

These discussions are provided for informational purposes only and should not be used or construed as a recommendation of any service, security or sector. The investments or strategies presented do not take into account the investment objectives or financial needs of particular investors. It is important that you consider this information in the context of your personal risk tolerance and investment goals. Due to the time-sensitive nature of the content and because investment

opinions may have changed since the time any comments were made by research analysts, the latest Merrill Lynch investment opinion and investment risk rating for any particular security discussed should be reviewed, including important disclosures, before making an investment decision. The information presented here is not intended to be either a specific offer to sell or provide, or a specific recommendation to buy any particular product or service. This information discusses general market activity, industry or sector trends, or other broad-based economic, market or political

conditions and should not be construed as research or investment advice. The investments discussed have varying degrees of risk. Some of the risks involved with equities include the possibility that the value of the stocks may fluctuate in response to events specific to the companies or markets, as well as economic, political or social events in the U.S. or abroad. All sector and asset allocation recommendations must be considered by each individual investor to determine if the sector is suitable for their own portfolio based upon their own goals, time horizon, and risk tolerances. Equity securities are subject to stock market fluctuations that occur in response to economic and business developments.

Investments in high-yield bonds (sometimes referred to as junk bonds) offer the potential for high current income and attractive total return, but involve certain risks. Changes in economic conditions or other circumstances may adversely affect a junk bond issuers ability to make principal and interest payments. Merrill Edge is available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.

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