News on Youtube Mar 27 2018

(tranquil music)

- Hey there!

Welcome to Gallerr Academy!

This week, we are covering a very important topic,

which is: consistency.

And every day, we are choosing an aspect

that can impact how...

consistently you train.

One of the things that make it hard

for people to train consistently is

actually setting your goals way too high.

Just training too much, too soon.

Now, there's a very interesting quote by Bill Gates.

It basically says that people underestimate

what they can do in a lifetime,

and overestimate what we can do in a day.

So just so you don't fall on that trap,

I'm gonna give you very specific advice

on how should schedule your daily training.

You're gonna aim for two sessions per week.

That's it.

Is that a lot? Definitely not.

Is that enough? Yes it is.

Alright, so you are probably a busy person,

and it might be a struggle for you to have those

two sessions in a week, but the point is:

set a goal that is attainable.

So, a goal that you're gonna be able to meet.

Mostly every week.

So you're not gonna be hit by frustration

every time you don't meet a goal

that you set too high.

- [Tallest Man] Ow.

(speaking foreign language)

- Don't overthink it.

You're gonna train twice a week.

That's a deal that you're gonna make to yourself.

For more infomation >> BJJ: How often should I train? - Bruno Fernandes - Duration: 1:50.

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How much debt is too much? | #AskPelican - Duration: 1:03.

Hi! I'm Kimberly Gaines, Certified Credit Counselor at Pelican State Credit Union.

You can have too much debt to where it causes problems with your budget. You

want to focus on keeping debts under about 35% when looking at your debt to

income ratio. The amount that you pay out in debt versus the amounts that you

bring in in income should balance, okay? You should not have much more debt than

you have income. This is where you know there's a problem with your debt. This

comes by doing an in-depth budget analysis making sure that you don't have

too much debt. If you find that you've gotten into that situation, you want to

start by paying debts down, maybe doing a snowball effect, where you start with

your credit cards by paying the lowest balance off and then working your way to

the next one.