- [Seth] Hey guys this section is called
how to actually (bleep) make money.
And in this section we're gonna discuss
the economic theory.
No we're not!
We're gonna talk about how to actually (bleep) make money.
What they should be teaching you in school.
Instead of a bunch of bullshit.
I can't believe it's up to me,
some random stranger on the internet,
to teach you how to actually (bleep) make money.
What's now is my pleasure to do.
Money isn't everything but it's pretty damn close.
Money helps provide a foundation for your life.
Money pays for your food, where you live,
how you get the (bleep) around, your car.
Money is one of the top reasons for divorce
and one in eight divorces now caused by student loans.
(yells)
Money, or lack there of, is one the top causes of stress.
It is so powerful.
Money will fund your exploration, your fun, your travel,
your passions, your independence, your adult life.
So don't you think it's worth studying
more than the last elective
at the end of your college career.
Yes!
Money, the video game.
But look at it like a video game.
Very simple, there's levels.
And independence is the first level of success in money.
Just being independent financially from your parents.
And you have a four year head start.
Of those people going to college.
You know, just by skipping college
you're more likely to be able to buy a home to live in.
Isn't that crazy.
Most millennials rant 'cause they have no other choice,
they have so much debt when they come out of school
they can't make a down payment on a house.
You, 18, you don't do anything I say here.
All you did is skip college,
you save some money, you have the money for a down payment,
guess what?
You have a house.
You have a house.
Isn't that great?
You have somewhere to live.
Shelter.
That's one of the basic needs.
If your family has saved money for college,
you can use it smarter.
Keep it saved.
You know, put it into some type of investment fund,
or use it as down payment on a house.
But just keep it.
And if you have no college savings, it's okay.
By skipping you can start saving, building credit.
You can make investments in better training.
People worry about money 'cause they were never
taught about money.
So let's talk about it now.
My goal isn't to make you into a money obsessed gangster.
Say hello to my little friend.
You know with a mountain of coke, you know,
drowning in a mountain of cocaine.
It's to give you tools to create a life that you control.
To win the game.
And not lose like so many graduates are doing.
They're just losing.
I'm gonna show you how to make money in ways that provide
more freedom.
And I'm even gonna show you how to make
money from your passion and your knowledge.
And I know this sounds cliche, or crazy, but it is possible.
I know because I've been doing this for the last six years.
Dance with me, Lois.
Dance the dance of life.
Now I want you to have vision for your future
and understand how it all works, a plan.
Skip college strategy.
A plan of action designed to achieve an overall aims.
I want you to learn all your options,
give you some context, the world of money and jobs
to execute a good plan.
Is this all crazy guys?
'Cause in these short videos, I have to kind of,
I have to explain
something that your parents and your teachers should have
been explaining to you for the last decade of your life.
And I have to cram into these videos.
But basically, everyone, what they're doing is
they're going to college and they're hoping
it all turns out.
That's what they're doing.
Ask anyone in college, what you are going to do
after college, they will not be able to tell.
I will guarantee you that.
Well, I hope I get a job.
I don't want you to do that.
So once again, you're gonna have to unlearn some nonsense
that you were taught in school.
Or as I like to call it now, clown college.
Which is basically what college, school is.
We're gonna be jumping,
I'm gonna be jump around a little bit,
I'm a little crazy here, a little hyperactive.
So how to choose a career.
The dumb school way.
Now right now a lot of you are thinking,
okay well I need to choose a career.
So they give you these random strange tests
like one with these skills on logic, management,
people, communications or they'll give you shapes.
Which of the following shapes should come next
in this sequence.
Oh a triangle or is it gonna be a octagon?
I don't know.
Maybe that'll determine if I'm gonna be
a hote in hotel management.
Or then if you go on the internet you get these ridiculous
type of, I'd rather be a wildlife expert
or a public relations professional.
What kind of stupid question is that?
Of course, obviously is you say you'd rather be
a wildlife expert, you're gonna be a wildlife expert.
I'd rather be a tax lawyer,
I'd rather be a newspaper editor.
There's no guidance here.
It's stupidity on an epic scale.
And then that you get some of these test scores,
they give you this random, you know, result about
sort of your
what your test scores mean.
And then it says, you're an inventor,
you could be a real estate agent, an art director,
a diversity manager, a computer analyst,
or a TV talk show host.
Oh I'd like to be like Conan O'Brien!
I wonder where I can apply for a job to do that.
This is so worthless.
You might as well hire a psychic with a crystal ball.
You would get better information.
And then of course there's people who think their major
is gonna turn into their job.
And as we've seen before, almost all of these majors,
other than engineering, are gonna turn into a sales,
customer service or an office job.
So it's complete madness.
Some of these, they take some aspects of your interests
and your personality in these career tests.
And it's totally ungrounded, it's like training
to you to be an elf.
Well I like people and I also know how to sort shapes.
So that means I'm going to be a human resources director!
Like it makes no sense at all.
So from now on, or for now,
I want you to give up trying to figure out
what you want to be when you grow up.
And here's a hint.
Nobody fucking knows.
You know, they have these little kids like,
I wanna be a fireman, I'm gonna be a policeman.
Nobody knows, especially when you're in high school.
Don't define yourself by your career or your job.
Be like Tyler Durden, you're not your job,
your not your bank account, your not your fucking khakis.
Your not any of these things.
So here's how to choose a career the smart way.
Don't!
Don't
Don't worry about it.
Take some time to learn and explore.
Don't choose a career, create the life that you want
and ask how money supports it.
I just need to make money.
I'm not looking for this office manager job
to be my life's calling.
Because it is a recipe for disaster.
Recipe for disaster, you guys.
So I want you take a step back to look at another deeper,
even more stupid assumption.
I know, it's like crazy, how could they get even more
stupid than we're already being right now.
This assumption is that you, with your 15 or 18 or 22
years of age, you're gonna pick the career that
you're gonna be in for the rest of your life.
I'm 16 years old, I'm gonna be a human resources manager
for 30 years!
It doesn't work that way, in reality.
Realistically most college grads realize they are not
interested in what they majored in or are pursuing.
You're gonna have 12 to 15 jobs by the time you retire.
That's the, statistics.
The point is, this is not the time.
This is not the time to be determining that.
It's like saying to you,
get married now, to your soulmate,
even though you've never dated anybody.
That's why it's so awful.
Like you're in college, you're in high school.
Your thinking,
they're asking me to do something impossible.
I have to pick a career or a major
based on, I have never had a job,
I don't know anything these jobs.
I don't know anything what the future's gonna be like.
But I've gotta somehow
pick my future.
And it's insane.
It's not the ancient world guys.
You don't become a blacksmith because your father
was a blacksmith.
You know, your first job is like your first kiss,
it's not gonna be perfect.
You're gonna build on it.
Don't, don't take, I wanna take all the pressure off
this nonsense.
Now 'member, level one is just independence.
Living on your own.
That's all you should be thinking about.
When these people are talking about majors and
oh I wanna do this extracurricular.
Dude all you need is
to figure out, how are am I gonna live on my own.
Because of the Boomerang kids.
So many people moving back with their parents after college.
So the level one goal is just
comfortably being able to get your own place.
Getting your own place or at least knowing you could.
Some people stay at home on purpose,
'cause they're saving money.
That's great!
That's an empowered decision.
But it's not empowerful and I know 'cause I
was in my twenties, I moved back home.
'Cause I didn't know what to do or how to make money.
It's a terrible feelings.
It's a terrible feeling if you,
if you want to move back with your parents,
and you love your parents, that's great.
But it really,
mostly is because you couldn't afford to move out.
And that's not a good feeling, it's not empowering.
And here's a blank slide.
(laughs)
I totally forgot about.
So survive then thrive.
Just in the back of your mind,
and Imma do another video about this,
but how much money do you need each month
for your basic needs?
This is what you should be focused on.
You know, do the math of your rent
and your car insurance and all these things,
I need 2000 dollars a month.
Great!
Then you can do the math of what kind of job you need
to get and you'd be very comfortable and responsible
for that, and you can move out and be an independent adult.
Versus the person whose graduated with the
degree in interpretive dance and then goes, now what.
I was so responsible and I got my degree,
but I don't even know how to support myself.
Now most people approach the job search, and money,
with a desperate, clueless, pleading attitude.
Like please, please, please give me a job, give me money.
I don't know what I'm doing.
I need help.
Please give me, give me a money.
Give me a money.
Rather than asking, what value can I offer?
This is what I, it's what I teach people.
Shin, you know, she came in 21,
she learned these skills that are in demand,
she get hired, get 6000 dollar a year raise.
Because they saw the value of the work the I provide.
So here's a wealth tip.
Think from the employer's point of view.
Do employers want a fancy suit?
Do they want a really cool looking resume?
It's like being on a date.
If you wanna have a good date with somebody,
you have to actually listen to them
and think about what's it like for them,
you can't just talk about yourself
throughout the whole date.
It's not gonna go well.
So here's the thing.
Employers want skills, not credentials.
This is the fastest way to get ahead, guys.
Just understand this.
Degree is meaningless.
That's why Liam Neeson in Taken said,
I have certain set of skills.
He didn't say, I have a degree
in hostage negotiation or something like that.
Or kicking ass.
He had skills that he utilized.
Employers want people who can do things that
need to be done in their company to make them money.
So here, you google, what are in demand skills.
Linkedin will tell you.
These are the top skills in 2018.
Right in front of your face.
You get any one of these skills,
you will have a job, you will have clients,
you will have money.
This is how this leads to money.
Now, you may have no idea what some these skills are.
That's okay.
You're in, you're looking in the right direction.
All the top skills involve computer and the internet.
Not mowing lawns!
And this is what drives me insane,
because if google how to make money as teen,
I'm still gonna see these articles where it's like,
hey guys you should start a paper route, or should mow
somebody's lawn or pickup leaves for your neighbors.
You could charge 'em ten dollars an hour,
or something like that.
It's like dude, that's what people did in the '90s
when I was kid!
There was no internet.
There were no way to get these skills.
It's the worst advice I've ever seen.
You have so many opportunities.
How valuable are your skills?
This is the crisis.
Specialized skill, like the one's we're talking about,
one's like Karen here,
that's why she's making 40 dollars an hour.
My other student, Nick, is 20 years old in Seattle
making 35 dollars an hour.
Everybody else who has, just general skills, like being able
to flip a burger, or work in an office.
Oh I can, I know how to use Microsoft Word,
I'm gonna get ten or 15 dollars an hour.
That's why you get paid more money depending on how
valuable your skills are.
Skills!
Okay so the thing about these skills is that
they can be learned directly online or in Intensives,
like boot camps, in under a year.
And you can start learning a lot of these things in
high school.
Which is why I'm doing this whole course.
'Cause I'm like dude, stop wasting your time
stressing about the damn AP test and learn some skills
that will get you paid.
And the one, my favorite skill, the one that
I focus on the most, that I teach is SEO and SEM marketing.
And I'm gonna talk a lot about it more.
'Cause I don't consider myself super technical.
But all those skills are learnable.
Coding is learnable, I learned coding when I was
in high school.
I did Pascal, I'll talk to you about that later.
But all these skills are learnable, if you apply yourself.
So what is a job actually like?
Being a doctor sounds great, but in reality
it's pretty darn gross.
I remember my buddy was in medical school
and I was, like what, what's medical school like?
And he said, we're doing prostate exams all week.
Like dude, he is just stickin' his finger up
guys' asses, all week.
That's his job.
That's what it's actually like to be a doctor.
It's really gross, it's boring.
I mean I'm sure it's very rewarding for a lot of people.
But, what is a job actually like?
So I want you to go from the concept of what a job,
a lot of parents push doctor, lawyer, or engineer on people.
Because, you know, people force themselves into
engineering, law, et cetera.
'Cause it's stable or it's prestigious.
Oh a doctor, oh it's gonna marry a doctor.
But, what is the job actually like?
And a lot of engineers especially,
I know so many damn former engineers because
they got the degree, they got a job and they look for
something more fulfilling.
Because it's not very fulfilling work.
Now I would like to be able to follow your passion.
And we're gonna talk about that.
However, that's not an excuse to avoid reality.
I'm not saying, oh just write poetry and paint stuff,
and you'll just somehow magically make money.
That's not what I'm saying.
And I would rather have somebody who becomes an engineer
and doesn't like it that much, but they can at least
feed themselves and support themselves.
then somebody who's sort of delusionally following their
passion, without anything, you know, practical
about how to actually turn that into money.
These skills are powerful.
What we're talking about.
These skills, even if it's not your dream job,
to say be a coder or work in digital marketing right now.
Even if you think you can't learn it,
oh I'm not a technical person, I'm not good at it,
I think you should push yourself, 'cause you can,
it's not an excuse.
You should have these skills in your back pocket
'cause this is the right direction to push yourself.
When you have these skills then you can use these skills
to generate income for yourself for the rest of your life.
And then you're a responsible adult and you have the freedom
to do what you want in your life.
And you're not a slave to somebody else.
Now digital marketing is a hybrid,
it's technical and creative and I'll be talking about
it a lot.
'Cause like I said,
I'm not super, I'm not super technical myself
and I'm more creative and that's why I like it.
It's between, its a mixture of the two.
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