Thứ Bảy, 29 tháng 9, 2018

News on Youtube Sep 29 2018

The Lakers are, I don't even know how to answer that question, it just looks like they

picked up random players from the street and picked them up for the roster because none

of their pieces with LeBron make any sense and everyone has different opinions on the

Lakers, but how good are the Lakers actually and how far can they go.

What is up dudes, dudettes, ballers, players.

It's ya boi MJ.

Y'all gotta need to get yourself a partner who looks at you the way LeBron looks at Lonzo.

Just look at the happiness in LeBron's face knowing that he isn't with JR Smith.

And yeah I got the flu, that's why this video is late, but thank to all those who

told me to feel better.

I don't know why y'all don't follow me on Twitter cause I be updating y'all

there and I like to talk to people there so follow me there.

Also, hit that like button for faster uploads.

How about we aim for the number of free throws this Lakers team is about to miss with Lonzo,

Rondo, and LeBron so 2314?

That's accurate.

These likes are legit like medicine to me so I appreciate it and let's get into it.

I wanna first welcome all the LeBron bandwagoners to Lakernation cause there area whole lot

of you out there.

This is the roster the Lakers have right now and pretty much all of their team are new

signings.

Kinda seems like the Cavs after the trade deadline last year, alright we're not gonna

get into that.

Right away, I look at this roster and I'm confused.

LeBron James led teams always have sharpshooters around him.

And superstars, but the Lakers don't got another star.

Lonzo and Rondo at the one seem like a weird fit for LeBron.

Both Rondo and Lonzo are elite playmakers with long wingspans at the guard position,

but both can't shoot.

If LeBron is gonna be handling the ball and calling the shots, that makes Lonzo and Rondo

pretty useless.

Not unless LeBron is trying to play more offball, which is exactly what LeBron wants.

The Lakers are not only dependent on LeBron but are dependent on the system the Lakers

decide to run.

Lonzo and Rondo have also shown to be capable defenders as well for different reasons.

So it's important they find an identity besides a LeBron team because we all know

how well that worked last year.

It's a new direction, a team with high IQ.

(Show picture of Michael Beasley) Ok maybe not the highest basketball IQ.

That leads me to their other acquisitions in Beasley and Lance Stephenson.

Both of these players are spark plugs.

They are the new JR Smiths of the Lakers, but also are people who will be vocal and

force one of two things.

They can sort of keep LeBron in check and keep role players motivated especially when

the whole world turns on the role players.

Cause last year, that was a major problem.

Another thing they can do is keep LeBron accountable for the team because Rondo, Lance, and Beasley

won't stand quietly in the background.

These are players who have always been fiesty and I don't see them backing down anytime

soon.

They may not be the best fit skill-wise as all kinda need the ball in their hands to

be effective, but team dynamics are definitely something that isn't easily found and the

Lakers just might have found a group that can balance a LeBron.

As for the rest of their roster, I really like the signing of JaVale McGee because he's

an athletic rim protector and LeBron seems to thrive athletic big man who can set solid

picks, roll, grab rebounds, and protect the rim.

Of course we remember JaVale McGee for the fool he is, but he is an NBA champion.

Damn that feels really weird to say.

Brandon Ingram is most likely to be the second leading scorer on the team and I expect Ingram

to take another step.

Him and LeBron will play the 3 and 4 and since Ingram showed that he could really shoot the

3 ball, I think that LeBron and Ingram will play nicely off each other, offensively and

defensively.

Both will cause mismatches on offense and on defense, both can interchange defensively.

And that also seems to be a theme in this new Lakers squad.

Interchangeable defenders.

Having Rondo, Lonzo, Lance, Hart, Ingram, LeBron, and Kuzma are all people who can guard

at least 3 positions on any given night.

Kuzma and Lance along with Beasley can all great bench pieces.

Kuzma will be the consistent score with Lance and Lonzo (cause Lonzo is on the bench as

of right now) facilitating and Beasley can give you instant offense anytime.

I don't really see a back up big besides an underdeveloped Wagner but LeBron did say

he would be spending time at the 5 which is kinda crazy since a few years ago he didn't

want to play the 4.

So how are the Lakers looking?

Pretty damn good.

If LeBron isn't worried about getting assists and satisfying the number game because triple

doubles have kinda lost their important (thanks Russ), then LeBron can just go back to just

being aggressive.

In this system, even if LeBron magically starts losing his touch, the team isn't dependent

on just LeBron to create a shot or to make a bucket.

Ever aspect of what LeBron does well has been subdivided.

It's an approach that just hasn't been done and I think Magic Johnson knows the importance

of role players.

It's not a one and done plan.

Because LeBron finally signed a long term deal, there's a more stable plan in place.

He isn't holding his team hostage.

Now is this Lakers team gonna beat the Warriors?

Nope.

The Rockets?

Maybe?

The Lakers are definitely not winning the championship this year.

Please prove me wrong, please prove me wrong, please prove me wrong.

Because the Lakers are in the Western conference, the Warriors are standing in their way.

And I think the Lakers will have some growing pains.

It will take them some time to mesh on the court.

I think the Lakers are capable of being a top 4 seed in the West but that doesn't

mean that they definitely will.

I see them winning 45-50 games this season.

The real weakness of the Lakers may be the playoffs.

Now players like LeBron, Rondo, and Lance are gonna step it into another gear come playoff

time, but young players like Lonzo, Hart, Ingram, and Kuzma who would be key contributors

would be more variable and that's something that's just hard to account for.

So yeah the Lakers are pretty good, but I think this team is going for overall teamwork

over just raw talent and honestly, it's refreshing to see.

But LeBron isn't enough to lead a team through the western conference no matter how good

he is.

And the team they are building understands that.

I know it's hard to qualify a team as average but the Lakers seem like they are a slightly

above average team in the West.

If Lonzo starts making his shot tho, this team is WINNING THE CHAMPIONSHIP and SWEEPING

THE WARRIORS (that's a joke).

But what do you think?

How good are the Lakers and how far will they go?

I would appreciate it if y'all would subscribe if you enjoyed the content and drop a like

for the LeBron Lonzo love.

Also follow me on Twitter if you haven't already.

You're just missing out at this point.

The instagram shout of the day goes to JayWetJr and the ALLDAY notification squad shout out

goes to Manny Animations.

Thanks for the ALLDAY support.

Make sure to hit the bell for ALLDAY notifications and if you're not a sub, hit that subscribe

button to join the ALLDAY community for more fire content and ALLDAY support.

It's ya boi MJ.

We Out!

For more infomation >> Why the Lakers Are BETTER Than You Think With Lonzo Ball And LeBron James In The NBA (Ft Weird Shot) - Duration: 8:32.

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How gender and power played into the Kavanaugh testimonies - Duration: 8:31.

JUDY WOODRUFF: The drama unfolding in the United States Senate reflects much of a larger

debate that's taking place across this nation, how we see gender and power in the MeToo movement.

It all adds up to unchartered waters.

And Amna Nawaz examines how this week stands in sharp contrast to confirmations in the

past.

AMNA NAWAZ: In key moments this week, it was the tone that mattered.

Aside from the specifics of the sexual assault allegations, there were questions about Ford's

composure compared to Kavanaugh's anger and if the same rules applied to both witnesses.

The overt politics of the hearing were also a departure from precedent.

Here to help make sense of it all, Marcia Coyle of "The National Law Journal," and Deborah

Tannen, a linguistics professor at Georgetown University.

Welcome to you both.

Marcia Coyle, I would like to start with you.

You have watched a lot of confirmation processes, tracked them over the years.

A lot has been said about the demeanor of Judge Kavanaugh yesterday.

Have you ever seen someone deliver speech, remarks, a response in a similar demeanor

in past years?

MARCIA COYLE, "The National Law Journal": Amna, I think the closest that I have seen

come to Judge Kavanaugh was Justice Clarence Thomas, when he went before the Senate Judiciary

Committee in 1991.

I was thinking last night as I was watching Judge Kavanaugh of the old cliche that the

best offense -- or the best defense is a good offense.

And Justice Clarence Thomas in '91, he spoke first, before Anita Hill, and then he was

given rebuttal time.

And on his rebuttal time, he came out with the now -- the phrase that has lingered in

so many memories of that period, in which he called the confirmation process a national

disgrace, but a high-tech lynching for uppity blacks.

And at that moment, you could tell that the atmosphere in the room and on the committee

had changed.

Last night, with Judge Kavanaugh, he didn't have race to use like Clarence Thomas did,

but what he did have was partisanship.

And he -- his emotional, angry, often belligerent delivery focused on what he felt was a conspiracy

on the left to search and destroy him.

And he said that he saw this as revenge for the 2016 presidential election, his own ideology,

and the work he did for the independent counsel who had investigated the Clinton White House.

So this was being done on behalf of the Clintons.

It was such a stark partisan kind of attack.

And it is something that I have never seen before, not from a judicial nominee.

AMNA NAWAZ: Deborah Tannen, I would love to get your take on this.

Now, you study language and how people use it, how it is perceived.

Belligerent, angry, these were a lot of the words that were used to describe the way in

which Judge Kavanaugh defended himself.

How are you, as someone who studies this from an academic viewpoint, taking in what you

saw yesterday?

DEBORAH TANNEN, Linguistics Professor, Georgetown University: I would add to that so many aspects

of his self-presentation that were completely out of place in that context.

He was interrupting the senators.

He was disrespectful to the senators, the Democratic senators.

He turned the question back on them.

I like beer.

Do you like beer?

What do you like to drink?

The interruptions, the overlap, supporting along with them when he was supposed to answer

a question, he really never answered the questions.

But he never said, I'm not -- sorry, I can answer your question.

He certainly didn't say sorry about anything, but simply took the floor and went on repeating

the things that he had said with his opening statement.

And the contrast with Dr. Ford was really quite striking.

She apologized when she had nothing to apologize for.

And, by the way, I would point out that, for women, I don't think that really is an apology.

It's just a way of being -- taking into account the effect of what you're saying on the other

person, so trying to be helpful.

So, it's pretty routinized, women saying, I'm sorry.

But you -- and we did once hear Judge Kavanaugh apologize, to Senator Klobuchar.

But it was after a recess.

And you kind of had the feeling that maybe somebody pointed out to him he had gone a

bit too far.

(CROSSTALK)

AMNA NAWAZ: Deborah Tannen, let me -- sorry to interrupt.

DEBORAH TANNEN: Yes.

Sure.

AMNA NAWAZ: Let me ask you about something you just mentioned, the difference between

the two testimonies.

This is something we have heard a lot today.

Was there a gender dynamic at play?

Or were we just watching two different personalities make their cases?

DEBORAH TANNEN: Yes, of course.

It was almost like stereotypical representations of how women and men would be expected to

present themselves and to behave.

So, he was blustery.

He was taking up as much talk space as possible.

The anger is an emotion that is approved of in men and is often seen as positive in men.

She could not be angry.

She had many -- much reason to be, but she didn't show anger.

And it would be very unacceptable for a woman to show anger.

So, everything about her self-presentation was self-effacing, deferential.

What's interesting is that most people, men, as well as women, would be deferential to

the senators in a setting like that.

He threw all that to the winds, and was actually not -- not only fulfilling our expectations

of men, but not fulfilling our expectations of a person who was presenting himself before

a body that was going to judge him.

He was acting more like he was the judge.

(CROSSTALK)

AMNA NAWAZ: I would like to ask Marcia Coyle about the impact of that, because, as we know,

this is part of an interview process, an assessment process, for a very big, important job.

I want to show a graphic now that talks a little bit and shows quite clearly sort of

the partisan nature of this process over the years.

This is starting with John Paul Stevens in 1975, showing the Senate confirmation votes.

Started back then a 98-0 vote.

You see those margins growing tighter and tighter each year, until Justice Neil Gorsuch's

vote last year.

That was 54-45.

Marcia, you mentioned this earlier, of course, the partisan nature of that vote.

But Judge Kavanaugh himself delving into that partisan conversation, does that impact, do

you think, how he does his job moving forward?

MARCIA COYLE: Oh, moving forward?

Well, I think only he can -- if he is confirmed, he's the only one who will be able to tell

if he brings -- if he takes on to the court a bitterness, an anger towards any groups

on the left, any parties on the left that would come before him.

I can't answer that for him.

I think, in terms of the court itself, that I'm -- I think most of the justices know Judge

Kavanaugh, like him, respect him.

They have hired many of his former clerks for their own chambers.

But I have to believe that there was a certain amount of cringing going on last night.

I was thinking -- she didn't say this in the context of the nomination hearings, but Judge

Kagan recently said in a public conversation that the court -- the court relies on -- for

its legitimacy that the American people believe that its decisions are made with a certain

amount of integrity.

So, any time there is a partisan cast to any cases that come to the court, they worry about

this.

And they worry that they will be viewed as a partisan institution.

Now, I'm sure many people probably believe the court practices politics, not law.

But, as she said, you have to look at the institution.

And the American people do respect it because they still do believe that there is a certain

amount of integrity in the decision-making.

I think probably Justice -- Judge Kavanaugh's comments last night, as well as his appearance

on FOX television, which is associated with a certain political view, probably is a little

worrisome in terms of how some people will view him if he is confirmed.

AMNA NAWAZ: And we will see if he is, indeed.

Marcia Coyle, Deborah Tannen, thank you very much for your time.

MARCIA COYLE: Pleasure.

For more infomation >> How gender and power played into the Kavanaugh testimonies - Duration: 8:31.

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How Much a Commute Really Costs - Duration: 55:25.

Welcome from your MassRIDES team.

Some familiar faces here for you, I hope.

So these are the folks who are really here to obviously run

your workplace program, give you all the insights and advice

that you need.

So as we go through this presentation,

and you've got great ideas or things

you want to follow up on, certainly get in touch

with your outreach coordinators, your massRIDES staff,

to dig into any of these things that you

want to explore at all further.

They're really here for you.

They're a resource to support your program.

So certainly, make a note of who you

need to connect with and certainly

do that after the presentation.

So this is me.

My name's Adam.

I work with UrbanTrans.

We do a good amount of work with MassRIDES,

particularly around these webinars and sharing insights

and tips on different elements of commuting, particularly

in the workplace.

So I'm here today to share some of my tips

and my ideas on commute costs and saving on that cost

as well.

I'm pretty fortunate.

I have the pleasure of riding my bike to work.

So my commute cost is pretty low.

But I'm all too aware of some of the costs

that other people incur.

So we want to kind of share a little bit of that with you

today.

So in terms of the goal today, we

want to make sure that you folks understand

the true cost of your employees' commuting habits.

So this is obviously a little bit for you

as ETCs, but also understanding

the cost of your employees' commute

and the impact it has on them.

We want to teach you a little bit about how you can calculate

some of those commute costs.

And then, we want to think a bit about how you

can reduce those commute costs.

So when we show you some of those numbers

about how much it costs to drive alone to work,

for example, how can we find ways

of reducing some of that cost?

And then finally, think a little bit

about how you can communicate cost savings to your workforce,

to your commuters, to motivate some behavior change,

to get them to think about changing how they get to work.

So spoiler alert, putting it out there, no big surprise,

commuting costs money.

We know this.

And again, no big surprise.

Driving really does cost the most.

Whichever way you slice it, driving to work on your own

is the most expensive way of getting

to work when we compare it with all the other modes.

No matter what kind of car you drive--

it doesn't matter how fuel-efficient,

whether you've got a tiny, little European mobile

or this gold-dipped Bugatti.

It doesn't matter how much you spent on your car.

It is going to cost you money to drive to and from work.

So really, we're going to try and cover all those bases

today to talk a little bit about some of those costs

and what will the money mean for you.

So one of the first things I think that's worth addressing

is thinking about what we're talking about when we

talk about the cost of driving.

Often when we talk to commuters and talk to our staff,

really when people think about the cost of commuting,

they're really thinking about the fuel.

They think about the gas they put in the tank.

They might think a little bit about the cost of maintaining

that vehicle, maybe a service once or twice a year,

maybe an oil change, that kind of thing.

But really, there's a real basket

of costs that go into measuring your driving costs.

So AAA measures this on the following.

So fuel, as I mentioned, is one of them.

Maintenance, repair, that's not just big issues that arise,

but just regular maintenance.

Thinking of repair obviously, but also

tires, particularly in Massachusetts thinking

about potentially having winter tires

or another set of tires, a few sets of tires, that you're

going through wear and tear on that, changing

those, those kind of things.

Also included in that is the cost of licensing,

registration, the taxes that you pay on the vehicle,

the insurance, which I think traditionally everyone feels

always is an increasing cost, so the cost

of insuring your vehicle.

Depreciation is another big one that certainly we don't always

think about.

But if you're buying a new vehicle or a nearly

new vehicle, the moment you drive that off the lot,

you're going to see a depreciation

in the cost of that vehicle.

And that's really a cost that you're swallowing.

And then thinking about the cost of things like financing

or leasing a vehicle, so how much are you paying if you

don't-- if you're not paying cash outright for a vehicle,

how much are you paying to purchase or lease that vehicle?

What are the financing costs involved with that?

So AAA measures these--

put all these into their formula in terms of how they

measure the cost of driving.

There are additional things, though,

that you should certainly consider when

we're talking about the cost.

It's everything that you put into your vehicle,

as we mentioned, that AAA works with, but also

things like toll roads.

So we know there's some of those in the state.

So if you're using those toll roads,

that's an additional cost that you're going to incur,

certainly.

And parking, parking is a huge cost.

If you pay for parking, likely you're

all too aware of how much that is.

And the chances are that that increases on a frequent basis.

So that is something that we have

to factor in when we're thinking about the cost of commuting.

So when we look at the AAA--

and they do a study every year to kind of work out

an average cost per mile of commuting.

This is across the US, based on different types of mileage.

And this is a very general number.

So this is your average vehicle driving

an average amount, composite from across the whole country.

But what you're looking at is if you're driving 10,000 miles

a year, about $0.73.

15,000 miles, it's about $0.56.

20,000, it's about $0.49 per mile.

So you see the more you drive, the less per mile it costs you.

But obviously, you're increasing your mileage.

So the cost is going to go up.

What does that mean when we look at it just in Massachusetts?

So the average annual vehicle miles traveled in the state

is about 8,300 miles.

So if we multiply that by the AAA rate there,

so about $0.73 per mile, that means the average person who's

driving alone to work is spending about $6,115 per year

on getting to and from work.

That is a huge cost that people are probably not

aware that they're spending.

And I'm guessing we'd like to probably spend it

on something different that isn't just

paying to have their car, drive it to and from work,

and sit in traffic in it.

What kind of things could you spend this money on?

Now, I don't need to tell you ways to spend your money.

You are free to spend it how you want.

But if it were me, these are some of the things

I might think about.

If I have an extra $6,000 in my pocket every year,

maybe a wonderful family vacation

in a tropical destination, eating out every week

at a really fancy restaurant, some nice furniture

for my house, maybe buying clothes and accessories, things

like that, buying a great big TV and all the electronic things

I want.

Maybe I want to go to a show every couple of weeks.

Maybe there's all different ways that we

might want to spend that money.

The reason I flagged this is when we talk a little bit later

about communicating the cost of a commute,

it's useful to kind of remind people about,

what does this money look like?

Where else could you use it?

Do you really want to be spending this on a car?

Or could you change your behavior

so that you could think about maybe going on that vacation,

buying that new TV, that kind of thing.

Another way to think of that is if you're not just

thinking about what am I going to spend it on immediately,

what if you invested that?

What if you took $4,000 that you're

saving potentially every year, if you

chose not to use your car and drive alone,

and you invested that in a very low rate of return?

I am certainly no financial expert.

I cannot guarantee this rate of return.

But certainly a very low rate over 10 years, you

could all of a sudden have almost $55,000.

That is a very significant amount of money

that can certainly help you along the way

with all kinds of things.

So framing these savings in ways that

are immediate and long-term is a great way

of getting people to really think about that cost.

What does it mean to them?

It's not just the $50 they put in the gas tank once or twice

a week.

It's really this accumulation of costs, seeing it in one place

and getting them to really think about the impact of that.

Maybe this is something that I should

think a little bit more about.

If you're thinking about calculating that commute,

obviously you can use the numbers.

Do your math on the back of an envelope if you want.

And scribble it all down.

One of the great tools we have at MassRIDES,

however, is a commute calculator that

is going to do a lot of that work for you.

So if you go to commute.com, you'll

find our calculator there.

And what you can do is you can put

in all the different variables relating to your travel costs

and figure out what the overall commute

cost would be on the daily, monthly, and yearly basis--

so very straightforward.

All you need to know is, how far is your round trip to work?

So you put that in.

How many days a week do you drive to work?

So you put that little bit of information in.

You figure out your average miles per gallon

on your vehicle.

If you don't know that, a really quick google of,

"What's the average miles per gallon on a Dodge Caravan?,"

and Google will bring it up very quickly.

There are people out there that run websites who track

this information very closely.

So certainly, yeah, you can find that information.

What's the average price of gas?

Put that in there.

And if you're paying for parking,

how much do you pay per month?

So making sure we're factoring that cost in.

And plugging all those numbers on the backend,

the calculator will do the math using the numbers from AAA

to generate a cost for you.

So you can kind of see some of what those costs are.

And in a second, we'll go through

that so you can see some examples.

This is a great tool, again obviously,

if you're interested to right now to go and play

around and see how much your commute costs,

but to use to engage your employees with as well,

to have at an information table, promote through an email,

to let people know, you can go.

You can figure out how much your commute's costing me.

If you don't believe me-- you can suggest to the staff,

if you're not believing what I'm saying,

go and use the calculator.

And you'll probably be quite surprised at what you find.

So that's on the MassRIDES commute.com website.

So certainly make use of that.

So what I wanted to do is kind of use that and give

some examples of commute costs with some hopefully reasonably

realistic examples.

So we have three commuters that I want to introduce you

to this afternoon.

The first is Karen.

Hey, Karen.

Good to see you.

So Karen, she travels to Tufts Medical Center

in downtown Boston from Medford four days a week by car.

She likes the flexibility of it.

She's got a little 2015 Golf.

But she also loves to travel--

and travel not being the commute to work travel,

but traveling worldwide, seeing the world, that kind of thing.

So if we take some of her details,

and we plug them into the commute calculator,

what can we see?

We can see an estimated daily commute cost of about $42.

And again, this is including parking as well as

everything else.

A monthly commute cost of about $672

and an annual cost of $8,736, that's

a pretty significant chunk of change

that you're paying to make sure that you get to work.

The other neat thing, just to flag there at the bottom

that you can see, that the calculator produces

is it does show how much CO2 is produced by your trip, so again

to kind of measure that environmental impact.

So that's Karen.

This is our other new friend, Thomas.

Good to see you.

So Thomas, he lives out in Framingham.

He drives from there to the outskirts of Worcester

in his '95 Ford Explorer, works fairly regular hours,

drives back and forth Monday to Friday.

Here, he's really interested in potentially

renovating his basement.

So he's starting to think about things

he might want some money for.

So what does his commute look like?

So his daily cost is around $28, monthly cost about $568,

and an annual cost of $7,384.

Now, one of the interesting things here, you'll see he's

producing a bit more CO2.

He's got an older vehicle.

His engine's a bit dirtier.

It's a bigger car.

So he's going to produce more CO2.

It also means he's going to be using more gas.

And because of that, that cost is going to go up as well.

So again, you can see this is not an unusual commute.

That's approximately that annual cost for that.

And then here, we have Elizabeth.

So Elizabeth lives and works in the Berkshires.

She drives 15 miles to work each day in her Dodge Caravan.

She's got a couple of kids, a dog.

And she does baseball coaching, so she's pretty busy.

She's on the go a lot.

So she feels like she really does need that car.

So what does her cost look like?

So again, using the commute calculator,

she's got a daily cost of about $22,

a monthly cost of about $448, and then

an annual cost of $5,824.

So again, these are significant amounts.

For someone who's driving what they

feel is a short distance every day,

they're probably not even thinking about it.

It really does add up in terms of the cost of that trip.

So what I want to do with these folks

now that we know that they're paying quite a bit every year

to commute, now that we have these new friends,

we want to help them out.

I want to talk a little bit about how we can

save on the commute as well.

So now, we know how much a commute costs on average.

We know how we can calculate that.

We can see all the different factors.

So if you're anything like me, once you

know how much something's costing you,

you then think about how you can save some of that money.

So I want to take you through a whole bunch of different ideas

and tips on how you can save on a commute mode,

in both a large scale and a smaller scale.

So again, spoiler alert, no big surprise,

the best way to save money on driving is to do it less.

So the less that you drive on your own,

the less money you're going to spend on that.

That's fairly straightforward.

The next question is, though, how do you do that?

Obviously, MassRIDES is here to really support

all the different alternatives to driving alone.

These are things, obviously, you're certainly

going to be familiar with.

But I want to take you through some of these different ideas

and look at them from a cost-saving perspective

and see what's going to give you the best value, the best

bang for your buck.

So carpooling is a significant one, so sharing that ride.

Very straightforward, you can certainly--

if you share the ride, you can directly

share that cost with someone.

If you share a carpool with just one person,

you can cut that cost in half, 50% off,

by reducing the vehicle miles that you're traveling--

whether that is in your own car, driving that less because maybe

you trade on and off with someone else who's driving,

or because maybe someone's reimbursing

you some money for gas mileage, that kind of thing.

So you can certainly reduce some of those costs.

Just to put a plug in here for Bay State Commute,

in terms of a website that we have,

a tool that you have available to you.

So people can go online.

They can find that carpool.

They can find someone who's going

to help them save that money.

Going onto Bay State Commute, putting in their commute

details, and finding a match is really

the first step in finding that carpool partner.

[INAUDIBLE] to make sure that--

make sure there's no messages.

So the next step thing we can look at

is thinking about finding a cheaper mode,

finding a cheaper way of getting around.

And that doesn't mean buying a cheaper car.

It might mean buying a more cost-efficient vehicle.

But we'll talk about that later.

But really what we're talking about

is switching modes, getting out of the car,

thinking of a different way of getting to work.

Number one on that list is thinking

about taking transit to work.

In Massachusetts, we have a wealth of opportunity.

We have 16 regional transit authorities

and all the associated transit networks

within those that can carry you around to work,

so lots of opportunity.

We certainly recommend that you communicate [? to staff, ?]

that transit can be an option.

Absolutely, we recognize that for some locations,

with some [? staff, ?] with some types of work,

it is not going to be the best fit.

For a lot of people, it actually may

be more convenient and certainly cheaper

than they may initially think.

When we talk about transit, obviously it's--

at any level, it's cheaper than driving.

The cost of a ticket is going to be cheaper

than driving that distance.

However, there's certainly ways to save even more money.

If someone is interested in taking transit, reminding them

that if they buy monthly, for example,

they're going to save money on fares.

So if you look at the MBTA, if you pay on a monthly basis,

you're paying around $85 versus a single trip of $1.70,

which over the course of a month would add up.

So monthly fares are certainly a cheaper way to navigate transit

and to save money in that way.

There can be even more savings, particularly

through an employer, on the transit side of things.

So as an employer, you can certainly

offer discounted transit passes.

So you can subsidize the cost of that transit pass program.

There's also-- so some of the agencies,

so MBTA in particular, offers a corporate plan that allows you

as an employer to purchase passes in bulk

and then provide tax-advantaged transit benefits to staff.

So the convenience of that obviously is helpful,

and then passing on that discount to your staff,

again, to encourage them to take transit.

Often, saving money on transit can encourage someone

to consider it in a way they hadn't done before.

They might consider taking a trip that is maybe

five or 10 minutes longer.

But it's saving them a significant amount of money.

So it's worth them making the switch to transit.

Something else to note really quickly,

within Bay State Commute, as you know,

by logging trips you can earn points and get rewards.

One of the rewards that you're able to redeem

is a discount from charter bus services, such as Peter Pan.

So again, you can use the trips that you're

logging to earn your rewards, to get

discounts, further discounts, on transit access.

So again, it's a real great way of saving a little bit

more money on that commute.

Something we should note, though,

and I call this the small print-- just recognizing

that there are costs.

I won't say they are hidden costs, but things that we do

need to think about when we're thinking about transit,

particularly if we're looking at things like commuter rail.

If you are taking commuter rail, it's

likely that you may want to park at one of those commuter rail

stations.

A lot of those stations have monthly parking fees

that certainly are ranging from $30 up to $160.

So that's something you do have to consider

within that commute.

As a sort of a little hack to see if you can find a cheaper

place to park, finding somewhere that's

got a little bit more availability.

So it might mean maybe parking in a lot that's

a little further out, maybe one station further out from where

you normally leave from.

That can reduce your parking cost.

So the more availability at the parking lot, generally

that cost will be a little lower for you.

So moving on from transit, as I mentioned earlier,

my commute is pretty cheap because I get to ride my bike.

So there are very few fuel costs involved,

other than whatever you had for breakfast and for lunch

to kind of fuel you, fuel your legs getting yourself

to and from work.

A new bike or even a refurbished bike

is a pretty minimal investment in the grand scheme of things.

I would certainly always recommend

you make sure that if you are thinking about riding your bike

to work, you get something that is reasonably decent.

You might spend $500, $600.

Here's just an example of a bike available in the area

right now that's something comfortable, robust.

It's going to work for you through the different seasons.

But it doesn't have to be a huge investment to do that.

Thinking about tuneup costs, maintenance

costs you might spend, $100, $150 a year

just to keep everything running.

But again, if we compare that to the cost

of owning, maintaining, fueling a motor vehicle,

it really pales in comparison.

So certainly think about cycling as a

really budget option in terms of getting to work.

As an employer, you can boost that a little, too.

So you can consider offering things

like a monthly subsidy for people

who cycle, giving everyone who cycles,

they're eligible to get $50 every month.

So again, that lowers their commute costs.

Or even bigger picture, thinking about things like a parking

cash-out, so the idea that rather than

subsidizing parking for employees,

you give them the cash in place of a parking space.

So if normally you offer an employee free parking,

but it costs you $100, you take that $100.

And you give it to your cyclist employee

for them to do as they choose.

So again, a great way to incentivize it,

but also then to reduce their costs.

Walking, even less money.

Certainly, you don't need a big fancy bike to do this.

You might choose to get yourself some new, comfortable shoes.

You might get a new set of headphones

so you can listen to something when you're walking to work.

But really, I think as most of us know,

walking around's a pretty budget-friendly way

of getting to and from work.

Something else you can think about, though, too

is that that increased physical activity can really

save on things in terms of your health.

So it might save on your gym fees.

If you're walking 30 minutes to and from work every day,

that's not a bad workout.

That might save you signing up for that expensive gym

membership that you might not ever use.

You're obviously going to save on parking fees.

And you can potentially reduce your long-term health costs

as well.

Improving your heart health, improving

your general well-being through physical activity

by walking to and from work is a great way

of making sure that you don't incur some of those big health

costs later on in life.

Telework is probably one of the cheapest ways.

Teleworking and compressed workweeks

are one of really the cheapest ways of commuting.

It's really costing you nothing.

Because you're reducing your time on the road.

If you're teleworking completely or a compressed workweek,

you might be reducing your time on the road

by two or three days, for example.

So certainly, that's worth thinking

about what existing policies you have at your workplace

that you can look at.

Are you able to work from home?

Is there an option to work longer hours for three or four

days a week to shorten the week you actually work?

So maybe you do four days at longer hours,

and then on the Friday you don't work.

Or, you work two or three days from home.

Thinking about what those options are available to you,

the one thing to note with telework

is that it really is a spectrum.

It's a continuum.

So when we talk about working from home,

it doesn't necessarily mean setting up a home office,

working there five days a week, completely detaching yourself

from the workplace.

It might be doing it on a once, twice, three times

a week basis, having that flexibility.

But again, every time that you leave

the car parked on the driveway, that's

a saving that you're making.

That's not gas that you're burning.

That's not wear and tear that you're putting on that vehicle.

And obviously, the huge savings in time as well, as you can

see here.

Your day's done at 5:00.

You turn your chair around.

And then you're home already, pretty sweet way

of getting to and from work.

Something else to think about if a specific mode isn't

the one for you or for your employees is to think

about going multimodal.

So it might be that transit isn't

an immediate option for you.

There's nothing directly close to your neighborhood,

close and convenient to your house.

But what you may be able to do is drive partway to work.

So rather than drive the full distance,

maybe you can half the amount of time that you drive.

You drive partway.

You park it up.

Maybe you bike, or you drive to the bus station, the train

station.

You leave your vehicle there.

Maybe you can also bike to the bus or train station.

So think about switching up those different modes.

There are park and ride options throughout the state.

So thinking about, where can you go park your car,

find a carpool, meet your carpool partner,

join a vanpool, connect on a commuter bus?

So again, ways of driving part of the way, saving that money,

and redirecting and using a different mode,

driving to the commuter rail as we mentioned.

And then finally, there's the park and pedal program as well,

so the idea that maybe you don't need

to drive all the way downtown.

You drive to the outskirts of town.

You park up in one of the park and pedal areas.

And you jump on your bike and ride

your bike the rest of the way.

Again, cutting-- any time you can

reduce the amount of driving that you're doing,

you're going to reduce the cost that you're paying for it.

There's also thinking about going

multimodal without the car at all.

So we are starting to see more and more options in cities

across the state for accessing different modes

of transportation without needing a vehicle at all.

So you might think, well, my main trip is a train

trip from my town to my place of work.

But I live-- maybe I live a 10-minute drive

outside of town.

How am I going to make that connection?

Well, there are things like bike shares.

And we're starting to see and potentially

going to see things like scooter shares coming down the line.

If you're in Boston, you'll be familiar with the blue bike

system, the bikeshare system that

allows you to pick up a bike from a station,

rent it for 10, 15 minutes, up to half an hour,

and then drop it off at a station near your destination.

So a great way to connect from a transit station,

for example, to your place of work.

The trips there, the cost ranges from $250

to an annual cost of $100 almost,

a great value way of filling some

of those first- and last-mile transit gaps.

We're also starting to see more and more

of these dockless systems.

So the dockless bikeshare systems

are those where you don't pick them up from a station.

You have a little app.

And it identifies where someone's left a bike around

maybe in your neighborhood, maybe at your place of work,

somewhere where you're going to make that connection with.

So lots of flexibility in there, so no longer

do you necessarily need to take a bike and say,

well, you know what?

It's no good to me because there's no drop-off

station near my place of work.

These new systems don't have any kind of dock.

So they can really be left pretty much anywhere.

So there's examples.

LimeBike you might be familiar with.

Ant Bicycle, similar kind of idea,

the idea that you use an app.

You reserve the bike.

You take it out, do what you want,

and leave it wherever it needs to be.

You pay about $1 an hour for it, so very cost-effective, very

easy, very flexible to use.

Something that you may start to see,

we're seeing it across the country more and more,

so these little scooters that are popping up overnight, so

little electric scooters.

So Bird is one type of these, so very popular,

more so than bikes.

I think people are getting very comfortable just

jumping on a little scooter more so than riding on a bike.

You pay $1 to unlock it.

You pay $0.15 a minute to use it.

Again, you use a little app.

You find out where these bikes have been left around.

And off you go.

So a great way of maybe connecting

to a transit station in a way that you hadn't thought

of before or maybe connecting to a new carpool partner.

It really extends your range by having these flexible options

available to you.

So we've talked a lot about the different modes,

the different ways that you can just drive less.

And again, that's really the priority

that we want to try and communicate here.

Have people drive less, and it's going to cost them less.

However, we absolutely recognize that there are

days when you need to drive.

There are situations where employees say, you know,

I just need my car on this particular day.

Transit isn't an option for me.

Carpooling isn't going to work every day of the week.

That's fine.

So one of the things I think is useful to communicate

is, how do we drive a little smarter so that when

we are in our vehicles, if we are driving alone,

how do we reduce the amount of gas

and wear and tear on the vehicles

while we're actually using them?

So there's five things here I'm going

to go really quickly through--

one being about choosing your car, one being about driving it

smartly, one being about maintaining your engine,

thinking about planning trips, and then finally thinking

about moving.

That's a big one.

That's not quite as straightforward.

But I think it's worth talking about.

So first up, think about the vehicle that you're choosing.

If you're in the position to buy a new car

or you're looking to change the vehicle you have,

think about what you need.

Think about getting a smaller, more fuel-efficient vehicle.

Do you really need that pickup truck?

The top three selling vehicles in the US right

now are all pickup trucks.

It's the Ford F-150, the Silverado, the Dodge Ram.

There is a time and a place for those vehicles.

But I very much doubt that everyone

who's driving those vehicles is a contractor or a farmer who

needs this big vehicle.

Think about what you need for the type of driving that you

do to significantly reduce the amount that you spend on gas

and you spend on that vehicle.

So think about those smaller, more fuel-efficient cars.

Obviously, electric and hybrid vehicles

are a great option, taking that extra step

to really think about reducing the cost of fuel.

If you're running on full electric or electric hybrid

vehicles, that's certainly an opportunity

to reduce those fuel costs.

There's also rebates available for individuals.

So if you're getting into one of those vehicles,

or you're thinking of getting into that market,

you can actually get rebates to make that cost lower for you.

As a workplace, this is something

that you can support through charging stations,

providing those in your parking at your workplace

if you have that potential.

And there's incentives available from the department

of environmental protection to support that,

to put some of those stations in, and again encourage people

if they are going to drive to think about choosing a greener,

more fuel-efficient option.

So you've chosen your fuel-efficient car.

You're very happy with it.

You've made the right choice.

Now, it's time to think about driving more sensibly,

being fuel efficient, being careful

with how you're driving around to make the most out of the gas

that you're putting into the car.

Now, some people will take this to extremes, these hypermiler

folks who really try and squeeze every last drop of energy

out of the gas they put in the tank.

Behavior doesn't have to be that extreme.

But here's a few small changes, thinking

about how your vehicle works to really try and reduce

the amount of gas that you're using.

So accelerating is a big one.

So accelerating accounts for about 50%

of your fuel consumption.

So every time you're at a red light, and it goes green,

you put your foot on the gas, and you race off,

you're really using up large amounts of fuel

that perhaps you don't need to, particularly

within urban and suburban contexts where all you're doing

is you're racing up to the next red light

or the next intersection.

So slowing that down, giving yourself a good five seconds

to get from starting to sort of a 20 mile an hour speed

can really reduce that cost.

So avoiding those sort of jack rabbit,

lurching starts, those huge accelerations,

can save 37% of your fuel.

Because that acceleration is really heavy on the fuel usage.

So avoiding that, driving more smoothly, braking more gently,

all those things, things that will

make you a better and more comfortable driver,

are going to save you costs on your gas as well.

Maintenance is obviously important.

We talked about the cost of maintenance being a factor.

So it's not a good idea to try and save on that maintenance

by not doing it.

So think about your tires, making sure

that they're checked, making sure that the treads are good,

that they're running properly, that they're properly inflated.

A poorly inflated tire will create a real drag

on your vehicle and cost you more in gas.

Make sure you're checking your oil regularly.

Refer to your owner's manual.

A lot of modern cars are very easy to maintain.

They can be a little complex.

You look under the hood, it's very hard

to kind of see how it's all put together.

But oil is a constant.

Certainly, make sure that you're doing your oil change

and that you're keeping that maintained.

Old oil, the wrong grade of oil can really wear out your engine

and can just cause a 2% increase in your fuel consumption.

If you're doing a lot of driving,

that's a significant amount.

So really maintain that vehicle as the manufacturer

is suggesting and making sure that the basics,

the oil and the tires, are where they need to be.

So your car is running smoothly.

You're driving it very perfectly.

Everything's going as it should.

So you're saving money in that way.

Next is to think about how you plan your trips.

Some of us do this automatically.

Others do not.

So it's certainly worth thinking about,

every time you get in that car, how do you get the most use out

of it?

What are you going to do when you're in that vehicle?

So think about, well, I'm going to this store.

Maybe I can pick up my groceries while I'm doing it.

Maybe I'm going to get the kids from school.

Maybe I should go pick up my dry-cleaning.

It's all in the same way.

Because every time you drive out, you start the car up.

You drive out.

You come back.

You drive out again, come back.

Drive out again to do another errand.

You're using gas in that acceleration.

You're using gas in the startup.

And you're just using gas because you're driving more.

So think about that.

Think about how timing impacts it.

Do you need something immediately?

Or can it wait a day?

If you know you're going to be out by Home Depot on Thursday,

maybe that's the time that you need

to go and pick that stuff up.

Maybe you don't need it right away.

So again, thinking sensibly about the journeys

that you're making.

Combining those trips, you could save 20% to 50% on your fuel

by being thoughtful and planning out

the way you want to move around.

And finally, this is a kind of a bit [INAUDIBLE],,

controversial one.

But I think it's worth considering.

Think about where you live and where you work.

And if you're in the position of thinking of a change

in your life-- thinking about, maybe we need to move for all

kinds of reasons, expansion of family, a change in lifestyle,

whatever it is--

think sensibly and carefully about

where you want to choose to live.

Often, the assumption is by moving further away,

you can reduce your cost of living.

You can get yourself a cheaper house.

It's more affordable.

But often, people don't factor in those transportation costs,

which can be significantly more, whether that is just

the cost of extra driving-- you move an extra 20 minutes away

from your workplace, that's another 40

minutes on the road every day, and obviously the cost of gas

involved in that, and the wear and tear on your vehicle.

That's an extra-- a cost that you might not factor in.

So even though perhaps your mortgage payment is shrinking,

your monthly transportation cost is

going to potentially increase.

Think about the time that you spend commuting.

There's been a lot of studies recently really trying

to put some numbers to the cost of that time.

The time that you spend an hour in the vehicle

versus half an hour, what does that mean to you?

What could you be doing with that time?

Doing your own thing, spending time with family,

going out for dinner, going to the gym, whatever it is,

that all has a cost.

And by spending that time in the car,

it's costing you to do that.

So think about living closer to work

if that opportunity arises.

It can reduce those commute costs, obviously.

And then it also starts to open more of those options.

So as you get closer to work, things that might not

have been feasible for you, walking and cycling,

now they might become a better option for you.

So again, there's that opportunity to reduce costs.

Now, I'm absolutely not saying that this

is a recipe for everybody.

But I think if we're talking about saving money,

different ways of being effective in how

we kind of manage our transportation,

our personal transportation budget,

thinking carefully about where we live

is an important piece of this puzzle.

So just now we've sort of gone through some of these tips,

I want to come back to our new friends here,

our new commuters, and see if we can help them

save a little bit of money.

So if you remember Karen here, she is our Tufts employee.

She's coming in from Medford four times a week.

She's spending almost $9,000 a year on her commute.

So what might her options be?

So I'm suggesting that maybe she can jump on the T,

get on transit, and really save herself some money.

So she could rent one of these LimeBikes.

She could pick up a bike that [? might be ?] she's found just

down the street from her.

She's taking a ride to catch the 134 inbound bus.

She's going to get off at Wellington Station.

She can take the orange line all the way to Tufts.

That will cost her about $1,200 a year, give or take.

For her, that's a saving of over $7,500--

again, hugely significant.

So she's all ready to plan her trip to Fiji.

And she might even be able to get

a couple of trips out of that.

That's a big saving that she's making.

Let's check in with Thomas here.

So remember Thomas is coming from Framingham out

to Worcester.

He's spending again just over $7,000 a year on his commute.

So his best option is probably carpooling.

So Thomas, he's signed up to Bay State Commute.

And he's found a carpool match with someone

who works at his office.

So him and his carpool partner, they alternate driving week

by week.

He's directly cut his commute cost in half.

Great scenario for him, he's saving about $3,600 a year.

So he's off.

He's off to go.

He's actually going down to Home Depot.

And he's going to start designing that man

cave in his basement.

He's going to get his big TV.

He's going to get his big comfy couch.

Because now, he's got this big chunk of change

that he's saving every month.

And then finally, we have Elizabeth here.

So remember, she lives out in the Berkshires.

She's spending almost $6,000 a year on her commute.

What if she-- what are maybe some of her options?

So one of the things we're suggesting for Elizabeth here

is to think about working from home three days a week.

As we said, working from home is something

that you don't have to do every day.

But by choosing to do it two or three days a week,

you can really start to reduce that cost.

So she's going to reduce that cost significantly.

She's going to invest in a better desk

so she's comfortable.

That's certainly not required, but she's

making that commitment.

She's going to pay a little bit of money for a nice desk

so she can work comfortably at home.

Her commute now, two days of driving,

the rest of the day at home, is probably

going to cost her about $2,500, saving almost $3,500

every year.

So what's she going to do with it?

Well, if we remember, she's got a couple of kids.

They're going to start thinking about going to school anytime

soon.

So she's going to start putting that money away and investing

very carefully and sensibly in the stock market.

So in 10 years' time or so, she's

going to have a very healthy college tuition fund

to help with her lifestyle.

She thinks that's a much better way

of spending her money than spending it sitting in a car.

So having shown you those examples,

I think they're a good way of getting the message out

and communicating why it's important to talk about saving

money as a way to get people to think about changing

their travel behavior.

So providing those real-life examples

can be really helpful, so explaining

to staff what does it mean to save $5,000 a year

can be significant.

Having someone use the commute calculator

can really help them realize what the true costs are.

It's getting them away from just thinking about whatever

they put in the gas tank this weekend at the gas

station to thinking about, oh my goodness.

I didn't realize I was spending $6,000 a year on this.

That's a real number that makes me

think I could probably do something a little better

with it.

Talk about promoting those immediate savings, but also

those long-term savings.

So I think it's easy to sort of--

and I've done it here--

say, you can spend it on a great vacation.

It seems a little frivolous.

But really getting people to think about, what does it

mean to have this money that currently you're

investing in driving to work?

It could be invested somewhere else.

It could be a long-term payoff for you.

And then on the employer end of things,

how do we make the non-drive alone

modes financially attractive?

So what else can we do to not just say, well, it's cheaper

if you ride your bike?

But actually, what can we do to incentivize that even further?

So we're going to pay you to ride your bike.

We might give you a subsidy.

We might do a parking cash-out.

Thinking about those options to really

sort of add to the value of that savings

is going to be important.

So just as we get to the end here,

I want you to flag a couple of ways in which MassRIDES

can really help with this.

One we talked about quite a bit is the commute calculator.

So again, there's that tool.

It's available.

It's right there on the website.

Everyone can go along, play with it.

You can have a little contest.

See who in the office spends the most on their commute.

Shame someone into rethinking how they do it.

But it's a useful tool to get people to really understand

that cost for them.

There's also the Bay State Commute

tool, which we talked about in terms

of finding carpool matches.

We talked about in terms of logging trips to get rewards.

But also by logging trips, you can

start to see the cost savings that you're making.

So every green trip that you're making

and you're logging on there, you're

going to start to see over the course of the month

and the year the kind of savings that you're

making on that trip.

So again, a great way to sort of showcase,

oh, this is really having an impact on me.

And of course, by logging those trips,

you're going to get points that you

can redeem for certain rewards and get discounts.

So it's not necessarily huge amounts of money.

But it could be a free coffee every week,

an extra donut, something like that.

Again, everything, every little bit, helps.

Further MassRIDES support is really available in terms

of getting to understand your commuter needs

and options a little better, so doing

survey work to understand, where are people coming from?

What kind of options are best suited for them?

Talking to staff directly about the commute calculator,

all these things are some of the work

that we at MassRIDES can provide and support you in that.

We can do Meet Your Match carpool events,

so carpool events being the opportunity

to bring people together, find a carpool,

find people who live in their area, make that connection.

We do Try It Day events as well, so

getting people to try something different,

trying transit for a day, realizing that it might be

effective and useful for them.

That's certainly something that we can help with.

And then just to note something that's

going to be coming next year is we're currently

working on a guide to telework for workplaces, so really

a guide, a handbook, that you as workplaces can use

to understand what we mean by telework,

and the processes involved in developing a telework program,

and some of the resources that you'll need to actually build

your telework program and get staff working

from home a few days a week--

again, reducing that commute cost for them.

So that's something to look out for in 2019.

All right.

So just to wrap up really quick here, what have we learned?

Hopefully, we've learned a lot today.

Hopefully, it's been useful for you.

Right from the get-go, commuting by a single occupant vehicle

costs more than you think.

So certainly, let's keep reminding people about that.

Let's keep that front of our minds

that it is much more expensive than you might think

to drive your car on your own.

The cost of that convenience is significant.

It's more than gas.

It's more than just the car.

It's also thinking about parking, tolls, everything else

that we mentioned today.

By choosing a green commute option,

you can yield some significant savings.

Whether it's carpooling, or transit, cycling, or walking,

that's the way to save money on that trip.

That's the way to take those few thousand dollars every year

and put them elsewhere, and not into your vehicle.

If we can help employees visualize those savings

and maybe dream about spending them, giving them

some great ideas, that can be a really good motivator.

So think about that the next time you're

doing a Try It campaign.

The next time you're talking to your employees

about getting them to think about carpooling,

get them to think about what kind of savings they can make

and maybe inspire them to dream a little bit about what they

might spend those savings on.

And then finally, as a reminder, there's

lots of different commute options.

There's lots of different ways you can piece those together.

I think one of the key things to remember is flexibility.

It's not about necessarily saying,

you must switch to one particular mode of transit

for five days a week, so suddenly you're a transit user.

It might be that you take transit

a couple of days a week.

You drive a little bit.

You park, and you pedal for another couple of days.

All those different options are available.

So getting employees to recognize

that they can be flexible is certainly

going to be an important part to help

them feel comfortable in making that kind of switch.

And again, MassRIDES is here to help with that process

and to support the particular needs that you might have

and interests in ways you want to explore this a little bit

further.

So that's sort of the formal part of the presentation.

I wanted to kind of open up for questions.

If you have questions, I'm going to open my little chat

bar here.

Let's see if we can do this.

If anyone has some--

I do have some questions that we received during the session.

So where are we here?

Let's open the chat bar.

So not seeing any.

What I'm going to do is I have a list of questions

here that sort of we picked up during the course

of the session.

So I will go through these.

And hopefully, if this was your question,

it's going to answer it properly.

So the first question, is my company liable

if something goes wrong in our carpool program?

So really, a carpool relationship

is the responsibility of two or more parties involved.

So it's those folks' responsibility.

So it's up to them to negotiate payment terms and everything

else within that.

So it's certainly not the responsibility of you

as a company.

Second question we have here, I don't

have any public transportation nearby.

But I'm interested in finding a new commute.

How can I figure out other options?

So certainly Bay State Commute, we mentioned that.

That is probably the first place to go.

Set up a profile on Bay State Commute

to look for carpool and vanpool options that

are available to you.

You can also get in touch with MassRIDES

to get a personalized travel plan

to look at other options, transit options in particular

that are going to be based on different combinations that

might not come up with a Google search.

So if you're familiar mapping your trip with Google,

you can do a transit trip.

You can do a bike trip.

What Google doesn't do is necessarily piece those things

together for you.

So if you want to go multimodal and figure out,

"Is it an option for me to bike to the train station,

then get on the train, and then scoot at the end of it?,"

that's something that we can help you

with by doing that personalized travel plan.

Another question here, I'm interested in carpool

but enjoy the quiet of being alone.

Do I have to talk to my carpool partners?

My gosh, you'd be amazed how often we get that question.

That's really up to you and your carpool partner.

We recommend when anyone starts a carpool,

you have that conversation.

You figure out what works best for you.

And you set some of those ground rules.

You meet someone, and before you even start that carpool,

if it's not something you feel that you want to ride in a car

with, that's fine.

You don't always have to find that perfect match.

Another option might be the vanpool, though, as well.

So a vanpool, often with more people in the van,

it certainly allows for different types

of personalities.

If you want to just sit at the back

and put your headphones in and not talk to anyone,

no one's really going to care about that.

And so certainly think about that as an option.

Will I really save money taking the commuter rail

instead of driving?

Passes are often a couple of hundred bucks a month.

That is absolutely true.

So one of the things we didn't talk about in any detail here

is sort of the varied cost of the commuter rail.

Obviously, that's very much zone-based and distance-based

fares.

So that cost will certainly vary.

And if you're coming from a longer distance,

that cost will be higher.

However, really again, when we think about the true cost

of driving to work, all those things involved in it--

the parking, the wear and tear, the fuel--

you're absolutely going to save money on that in addition

to the comfort of not sitting in traffic

and not having to drive.

As expensive as it may seem, it's

going to be cheaper to use that commuter rail than driving

yourself alone.

Another question, will I still save money

if I can only take a green commute two

days of the workweek?

Yes, absolutely.

So one of the things I mentioned a couple

of times there and just to reiterate,

anytime you're not driving your vehicle

and you're not driving alone, you're

going to be saving money.

You can watch that money kind of be saved as you sit,

and you leave your car on the driveway.

You can leave it.

You can go past it on your bike and think about the money

that you're saving.

So that's really anytime you're not driving,

you're going to save that money.

How do most folks split the cost between the driver

and passengers?

So I mentioned this a little bit.

But just there's different ways of doing it.

And as we said, it's really down to the individuals

how you work it out.

So some people, what they do--

and I think we talked about this with our example here, Thomas--

people switch off driving.

So maybe they trade week to week or month to month.

So you're only driving half as much.

And you use each other's vehicles.

If, though, maybe only one person has a car, again,

you can set up a relationship to say, well, maybe someone else

will fill up the tank once a week.

Or, you use that commute cost calculator

to figure out what the trip would be

and reimburse them for that amount of money.

It's a discussion.

It's something where there's no sort of hard-and-fast rule.

Again, you and your carpool partner

will kind of figure out what's a fair and reasonable amount

to do that.

Some people choose not to do it at all.

Some people say, you know what?

I'll drive.

You're in charge of getting the coffee every day.

And that's fine, too.

There are great options now, things like Venmo and PayPal

obviously, for transferring money.

It doesn't just have to be cash when those options are

available too.

So do carpools just split the cost of gas?

Or, do they also factor in the wear and tear on the car?

How do you determine the cost of that?

So again, it's really up to both parties.

Certainly, use that commute cost calculator

if you want to include that wear and tear,

or you can take that out as well.

Or, you can use the IRS reimbursement

rate per mile, which is currently about $0.54 a mile.

So it's really down to you.

Again, it's down to you as sort of the people in the carpool.

You have that relationship.

You discuss what works.

And certainly, be flexible with it.

You might find over time that it feels like maybe you're

not getting reimbursed enough, or you can contribute more.

So certainly, there's different ways of looking at that.

I have a few more questions in here.

What are resources for companies to implement incentives?

My company said it would cost them too much to do it.

One second here.

So really, it's something that is something

that a company needs to budget for if they want to look at.

But one recommendation I would make

is that you need to build a case for it

and find the right budget to take to try and request it

from.

And it might be a longer-term process.

It might not be that immediately, we

can turn around and give everybody

$50 for riding their bike.

But maybe, there's a broader strategy

that this plugs into, a sustainability strategy,

a corporate social responsibility

strategy, that over time this could get built into a budget.

It's certainly not something we see every company do

in terms of reimbursement.

But it is something that can be--

building a case for it, thinking about it long-term,

and identifying maybe the best place to draw that from

is probably a strategic way to go about that.

What else do we have here?

I looked into vansharing.

But it's $1,000 a month.

It's hard to motivate five people in a rural setting.

Any ideas on how to decrease vanpool costs?

I think it is about increasing the number of people

in that van.

The more people in the van, you can reduce the cost of that.

So really, I think it relies on getting the message out

about the vans that are available.

If they're coming from a particular area,

and you're in a workplace, how do you

promote that as something that might be interesting to them?

Doing a MassRIDES survey, identifying

where everybody's living, you might

be able to identify a pocket of people.

So even though five people have sort of

said they might be interested, there

might be a few other folks that you could contact already

because you know they're all in that similar area.

So trying to do that might be helpful.

And Diane thank you.

Just to add to that, so MassRIDES and Bay State

Commute, we can help find those riders for the vanpool.

So we can dig into it that way as well.

We can do those events.

We can do matching events to really drum that support up.

So absolutely, that this is--

the message should be if this is something you're interested in,

and the challenge is getting people

to be motivated by it, that's absolutely

our area of expertise.

So that's the kind of thing we can come in and help you with.

There was another question in here.

Does depreciation cost take in the time a car is owned

versus saving on accrued mileage?

That is a good question.

I don't think it does.

So the AAA does consider the depreciation.

I don't think the calculator is balancing that off

against the accrued mileage.

And obviously, you're absolutely right.

If you still own the car that you're going to need anyway,

that is a sunk cost obviously that you're going to incur.

The ideal situation is that you don't get that extra car.

You don't get a new car.

But yes, certainly some of that depreciation,

some of that insurance, is going to be

a cost that is kind of baked in if you have that vehicle

already.

So that's certainly worth thinking about.

But again, shaving off that cost of gas,

shaving off the cost of--

you might even be reducing insurance because you're not

driving as much.

That's all part of those savings.

Yes.

So what we'll do is we'll send through the link

to the 2017, which is the latest AAA guide.

There may be another one coming out very soon for 2018.

They usually come out around this time of year.

So we'll certainly send that out to everyone

so that can be seen.

Just looking through here, I don't

see any further questions.

So seeing no further questions, I just

wanted to thank you all for your time.

Hopefully, this has been useful to you.

We'll be able to circulate a recording of this.

The presentation will be up on YouTube.

So again, you can look at it.

You can share with your networks.

And again, you can use to share at your worksite too to kind

of share some of this knowledge and these tips

amongst your workplace.

But certainly appreciate your time.

As I mentioned, if there's any further questions,

certainly reach out to us directly here at MassRIDES.

And we can kind of follow up with you.

But for now, thanks very much for joining us.

For more infomation >> How Much a Commute Really Costs - Duration: 55:25.

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Time Management Strategies - How much time are you wasting? - Duration: 11:29.

In this video

I'm going to talk about time and whether or not you're wasting your time and how you can actively

Structure your time management throughout the week so that you can start to achieve your goals

Now in this channel, I bring you tips tricks and strategies

to master your life and achieve your goals

So if you're interested in that, please consider subscribing

So it really comes down to the question of how much time are you wasting?

There is so much time available to everybody throughout the day and everybody has the same amount of time available

So in order for you to become successful in whatever it is you are doing

You really need to be able to make sure that you're using your time efficiently and allocating it towards the right thing

So for that structure you really need to be able to identify

What it is you're trying to achieve and then you're going to be able to identify a number of different ways

Which you can start using your time more efficiently and applying yourself to achieve that goal

so more often than not when you have a habit for

Structuring your day. A habit of something that you do each and every day or week.

You're going to maintain that habit and you're going to keep it going .

This could be a beneficial habit or it could be a negative habit

it could be a habit which is

giving you the education you need to achieve your goal or

give the results that you need to achieve your goal. It could be a habit where you're just sitting in front of the

TV or gaming. So you really need to break these things down and start analyzing what it is that you're actually

Spending your time on what these habits are and how you can improve those habits to use your time

far more efficiently, so

Predominantly, you need to be able to identify what your main goals are

What is it that you're striving to achieve? And what is inefficient use of your time?

so I say that in a sense of your time because it's very important for you to understand what you spend it on.

Then you know what is going to make you relax. What is going to make you enjoy your life

So that you're not setting a routine or a habit of achieving some goal; but going about it in a way that's

Going to either run you down or may not let you enjoy your life.

Whatever goal it is that you have really need to make sure that that's in alignment with your true self and your values.

So in this sense

I recommend that you watch one of my other videos on

Identifying what your goals are and how you can achieve your goals.

Relative to that you really also need to make sure that you're setting up those habits

So using your time efficiently is going to be in a way that keeps you relaxed and also a way that is productive

Now if your goals are very extreme

If you have goals to achieve something that very few people are actually going to be able to achieve

Then obviously you need to be able to spend more time

Allocated towards your goals rather than relaxation

however, if your goals aren't that extreme if you're also more associated with your family your friends and the

Lifestyle that you want, then obviously you're going to be able to have a lot more time to actually allocate

To the things that you want to do to the relaxation habits that you have now in that sense for me personally

I quite enjoy gaming

So I used to spend a lot of time gaming and now I've really broken that down

Now there was a long period of time where it didn't actually do any gaming at all. I

Yeah, I didn't spend time getting with my friends

My friends would be messaging me and asking me the game and I wouldn't do it

Because I wanted to spend my time on my work

However in saying that I was in to identify that gaming is actually a place where I can relax

And as long as I don't spend too much time gaming if I only game for a couple of hours through a week

Then that really isn't

Wasting or much time, especially if you consider the fact that it's helping me relax

And it's helping me build up these these friendships that I have or sustained the friendships that I have

Because I'm actively spending time with people outside of actual work

So it's very important for you to identify

Your own motivators what things are the best things for you to be doing with the time that you have available now?

When it comes to actually making sure that you're not wasting your time

That's when you really need to start setting new habits that really define your time and define yourself

Towards achieving your goal. So you need to set those new habits which are really going to

Change your life and help you achieve what it is that you want to achieve?

So when it comes to setting out these new habits

I do have a number of other videos that really help you define what those habits are that you want to from and

Really have a structure yourself and breaking those new habits

Examples of these are a couple of videos that I've developed on

Waking up early and how you can start setting that habit that daily habit of waking up early so that you have time

Available and more beneficial time at the start of the day that you can really allocate towards you on

Your beneficial habits and utilize that time

efficiently

Now most people have about 18 hours through the day that they can apply towards whatever it habits. It is that they have structured

Now that's taking into consideration the fact that most people need about six hours of sleep in order to function effectively

So you really need to be able to structure your time through the day?

To make the most benefit of the time that you have available now with that 18 hours

What are you actively doing throughout that time?

That is going to make your life better and help you achieve your goals

so at the start of each of my days, I normally get up at 5 o'clock in the

I have a habit of for the first two hours of my day before I actually go to work

I'll stay there and I'll start with learning something that's applicable to what it is. I'm doing

Learning something relative to my day job

Learning something relative to my side hustle or learning something relative to uni. I will also start that time

Producing something if that's what I need to do at the time

So essentially for the first two hours of each of my days

I'm learning or I'm contributing towards something which is going to help me achieve my goals

So you really need to be able to get into that habit of each day applying that time and towards something

So after that first two hours, I then have my travel time to work now

Generally speaking when people are traveling to work now if you're driving or if you're catching public transport or so forth

Most people really go through the motions and they don't really use that time to the best of their capacity

Now, yeah, you could listen to music or you could just check out in your car and not really focus on things

But there's valuable time there to really put in to something that's meaningful to you

So for me at the moment because I get a lot out of a lot of relaxation out of reading fantasy

Novels and I really do enjoy reading

So while I'm going to work actually catch public transport and I'll sit down and I'll read my book

Now another thing that you can do is listen to podcasts if you're driving

obviously you won't be able to actually read so if you're listening to podcasts or listening to something else then that's

Effectively managing your time so that you're more efficiently able to achieve whatever

educational or whatever other goal you have

Now once you find finish work and once you come home

There is also that whole evening where you actively have that time to be able to do something

now for a lot of people maybe you've had a very stressful day at work and so you really need to relax and if that's

The case and you're okay with that then that's fine

Otherwise consider setting aside a couple of hours each day

Once you're home from work to actively continue focusing on what your home aiming to achieve

Now essentially through the week if you're spending those

sizable chunks of time each and every day to focus on whatever it is your dream is

then your ultimate ly going to be able to a begin to excel at that and

Be ultimately achieve that dream

It is really only a matter of time and effort and energy for you to be able to achieve something

Now a lot of people will also focus on yet

They think that perhaps they're not smart or they're not naturally intuitive and that's fine

not everybody is naturally smart or naturally intuitive but not everybody is actually willing to

Import the amount of effort and time that actually takes for you achieve what it is you want to achieve?

So if you're focusing on a promotion if you're focusing on starting your own business

you really need to be able to put that time and energy into it so that you can achieve it if

You're competing against somebody else and they put in a certain amount of time and effort and that

Naturally might be smart and naturally might be gifted or intuitive. They might know what's going on

But if they stop because they're not willing on putting in that extra effort and you keep going and you keep spending

continual amount of time and effort

Who do you honestly think is going to win in the long run?

You're going to pull out much further ahead because you're actually willing to put in that time effort and energy

So it's becoming this constant thing that you really need to focus on what it you are actively doing with your time

So that you can focus that to achieve what your goals are so far. I've just spoken about the week

So I haven't even touched on weekend yet

However, then in wine you might spend your weekend with your family. You might spend your weekend with friends or something along those lines

now I definitely recommend that you at least

Structure a certain amount of time over the weekend for you to focus on your laws

Enhance that learning and put something out there that will help you achieve your goals

So look, I hope this video has been very helpful for you. If you have liked this video, please hit the like button subscribe

hit the little bells that you're actually notified when I do provide more content for you and

Please leave a comment just to let me know that what it is used for properties for you

And if there's anything in particular that I can help you out with in the future

Now, thanks again for your time

Have a good day

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