News on Youtube Jun 8 2018

How Much Does Weight of the Internet in 2018

For more infomation >> The Entire Internet Weigh | Weight of Internet | How Big is The Internet | How Heavy is The Internet - Duration: 3:49.

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46 HRS OF MY DRY FAST 🔴COMPLETE🔵 🔵🔴WEIGH-IN🔴🔵 VIDEO SEE HOW MUCH I LOSS-MY WEIGHT LOSS JOURNEY - Duration: 3:44.

hey guys originally this was the day that I was supposed to be breaking my

fast at 72 hours however I had broke my fast for no reason I wasn't hungry

I was not weak I didn't even feel like I was on the fast but I had broke the fast

at 46 hours and I had a refeed I will be doing a way in to see if I'm a hundred

and seventy nine pounds or lower the last time I got on this scale was the

first day of the 24-hour period of my dry fast I was at 179 I did refeed

yesterday I'm getting on the scale I should be either lower or hopefully

somewhere in the 70s when I started doing the dry fast it was in March I

want to say March 28th of last month and I've been doing them from the end of now

I'm sorry not March May 28th to the end you know May 28th at the end all the way

to the beginning of June altogether I've done a total of almost about seven to

eight dreyfuses it hasn't been a complete say eight days but I did a

five-day complete hundred twenty hours and I've done a forty six hour on dry

fast so by that I basically was at 183 at the beginning of all of these fasts

and on it it got me out of the the 80s which I was stuck for at least two weeks

where we all know that it takes a few weeks for you to lose you know when you

get to 180 is not gonna probably take me a week to lose ten pounds and they take

me a couple weeks but during the dry fast five days 120 hours and then is

46-hour dry fast has tremendously helped me get off the 80s

and into the 70s and I'm trying to be at 160 in no time so let me get on the

scale and tell you how much I weigh and we can take it from there while I was

almost 178 oh man missed it by a point basically let me get back on it so I am

ooh I'm sorry so on 179 so I was I think one seventy nine point six this is when

I do factoring what's after the point so I am down about after the point six I'll

call it points down it's almost close to 178 I have not regained anyway sensory

feed and I did a 46 out of fast I started at 179 so logic will tell you

that definitely I'm definitely lower than 179 but we have to factor in water

and fecal matter so I will be doing a Monday weigh-in so we'll get the final

results then so have a nice day

For more infomation >> 46 HRS OF MY DRY FAST 🔴COMPLETE🔵 🔵🔴WEIGH-IN🔴🔵 VIDEO SEE HOW MUCH I LOSS-MY WEIGHT LOSS JOURNEY - Duration: 3:44.

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WEEK 1 HOW MUCH DID I LOSE? | 7 Days KETO DIET Results and Thoughts - Duration: 7:24.

hey guys welcome to my channel it's Iva Scelfo

so yesterday it's marked seven days since I went onto a ketogenic diet and I

would like to share with you my opinion and overall results I feel really good I

did not experience any keto flu yet so when you are on a ketogenic diet or any

type of low carb diet you have to watch out for your electrolytes levels which

means you gotta be eating enough sodium potassium and magnesium so I made sure

I've been eating plenty of avocados and I've been also taking my multivitamins

my thirst increased by a lot the first four to five days but it's back to

normal right now I'm still drinking a little more than I used to but not that

excessive like I've been the first 4 to 5 days I've been intermitting to support

my ketosis I've been following the eating window the 16/8 which means I

would break my fast around one o'clock every day and make sure or try to not

snack after 9 p.m. I would not be really strict sometimes

on the weekends we would have a breakfast but in general during the

weekdays I'm really trying to follow the 16/8 window when my fat macros are low I

would typically have a blood proof coffee which is a coffee with MCT oil or

coconut oil and the butter or I would eat some pork rinds just to bump up the

fat and not increase too much protein I've lost about 5 pounds which is

awesome but I know it was mostly water weight which I'm completely fine with

I'll keep doing what I'm doing and I know the results will come I haven't

been doing any type of exercise the past last week

besides everyday walking with the dogs overall I feel very good I am energized

my tummy is much flatter which I'm very happy about while I was eating pasta and

bread lots of carbs I would always get bloated and my stomach would be like six

months 7 months pregnant so I really wake up now and I'm Way flatter which is

awesome and I'm really happy about that in my intro in Turkey to lifestyle video

I've talked about some mild gluten intolerance I've been experiencing I

used to have like a little dry patches all over my arms here and there and for

years and I would never pay attention to those until like past month when I

actually did some research and I found out that it might be some gluten

intolerance so I stopped eating gluten for a little while and it got better

well I still do have here and there some little buns but I think it's too early

to actually see some results as it takes way longer than a week for the body to

detoxify and actually get rid of all the gluten so I think I'm gonna see your

results little later on that's the cravings go I don't really

have any particular cravings only like two days ago I've been craving a little

bit something sweet so I made this amazing keto two ingredients crepes

while you can go watch the video I'm gonna link it down below it was awesome

so that really hit that spot and I did them bad I really I really don't crave

any particular carbs or bread or anything I made keto bread I made Kea

pancakes so we had a zucchini so I don't really crave pasta yet so pretty I'm

doing pretty good in that department as well so how I typically eat I would try

to keep lunch very simple just throw together some some stuff I already have

in the fridge from previous night or I make some eggs just something really

simple and quick and then I would plant something anew for dinner to experiment

and try some new recipes I love cooking if you guys follow me on Instagram or

watch my videos you probably by now figure it out that

cooking is my hobby I track my macros every day using

chronometer app you think I paid about five bucks for that but it was well

worth it and I would typically in the mornings think of what I want to make

for dinner today and in my head just plan how much I'm gonna eat and what's

gonna be in that meal and edit roughly into the chronometer app so I kind of

know where I am at and then I plan my lunch and snacks around that meal to

actually hit my daily macros as I said if I'm low on fat that day I would throw

in some avocados or I would make a bulletproof coffee or eat some pork

rinds or something was really high in fat but not too much in protein

the only challenge I've been having is really make sure that I don't go over my

protein like all the meats cheeses there is protein and lots of stuff I didn't

even know and it all adds up very quickly as you know your body if you eat

too much of a protein your body will treat it as a glucose so it loses the

point and it can kick you out out of ketosis and we don't want that so that's

why I think using some kind of micro tracker it's awesome and it helps you

even in the beginning when you don't really know how you should be eating so

I definitely recommend using that or MyFitnessPal that's for free that's

awesome one also what I've experienced is that I'm really not that hungry I

don't really know what is it about eggs and avocados but if I throw those two

together at lunch time I really have to force myself to snack at like five

o'clock sometimes I even skip tonight because I'm just not hungry so I do

definitely believe and I know it's truth and now I even tried out and it works

eating higher fat satisfy for very longer you're not that

much hungry and you actually eat less of a food as fat has more calories per gram

than carbohydrates has definitely better for me intermittent fasting with keto

diet together well I'm skipping breakfast I don't

really have to think about five or six meals a day I eat three times a day so

it's way easier to plan ahead it's way easier to meal prep you don't really

have to still keep thinking what's the next meal and what for lunch routes for

snacks it's very easier and I can control

myself way better so for me so far ketogenic diet or ketogenic lifestyle is

awesome I love it and I'm gonna keep doing it and I hope you're gonna keep

watching my videos and follow my journey with me if you haven't yet please

subscribe to my channel and give this video a thumbs up if you enjoyed it and

I'm gonna see you again in the next video bye

For more infomation >> WEEK 1 HOW MUCH DID I LOSE? | 7 Days KETO DIET Results and Thoughts - Duration: 7:24.

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ICOGR Passive Income System | How Much Can You Earn - Duration: 7:55.

hello Anthony here so one of the most common questions I'm getting is how much

can I earn from Ico Gold rush and the IcoGr Passive Income System is now as you know they're both once you

jump in you get both products now so we have fun with you I don't know how much

you're gonna earn okay from either I go rush or IP is okay yeah there's a couple

reasons why it could be you buy into it you buy into the system and you don't

take action so that's one of the first one so I don't know if that's gonna

happen we can you the second one is what I know you're going to buy coming boy

purchase purchase and then let it sit there for a week or a month or six

months and not taking action I don't know I mean I'm not you okay I don't

know how you think you're how what your motor how much motivation you how I

don't know okay and that's boring all right now I don't know how also another

reason could be identifies money how in the first place to invest with okay

I mean I get a lot of questions people say ah I've got this mass that's that's

fine okay so further start is you already have got had a commitment to

even purchase it for 1,100 alright $1,099 to you bring it up people

then you get 50 percent okay so five hundred 49 50 every time you briefs I

mean okay but on top of that you need to have at least five hundred minimum to

jump in because I don't know let's think I don't know I don't know when you

coming you might do the Osseo Gold Rush sort of it we want to the ipi side of it

okay the passive income system so i don't know which side you're gonna go

anyway for starters the oshio go rough side of it is a lot there's a few autos

now coming up but that you love some money okay so you can put in $500 you

know you know foreign dollars with it either jump into an IC o---- you might

have to wait one to three months before you even flip that over now in all

honesty at the moment i ce o--'s back in november when I started compared to what

they are now they're not you're not I've seen those ten times five times

alright but them over like you can get to two times but once you get that two

times that's what you want to pull it out okay you want to flip that money

flip that coin you can engage the next one okay that's the ico side but for you

your master notes I like oh I saw it I don't know personally which upgrade

you're gonna jump in soon because there's two a week okay now one might be

a slower paying one it's nice and stable yellow one might be a longer term I mean

a faster less not as stable okay and I can go up and down I don't know it so I

can't give you an exact figure and why don't you know it comes dancing you in

commitment if you're gonna you know watch all the videos if you can actually

implement everything you've learnt from the videos I mean I can't control you

know I can't I'm not I'm not there to watch over you and then there's other

members in the in the course or in the education suite well I could show you

guys is this proof like a post yesterday so this was a certain upgrade this is so

obviously is about six weeks ago not about forward no this is about four

month there's been a month's worth but you can see the coins a sudden I jumped

in put the grab the coins obviously and then they're returning and they're still

returning I took some out I catch some out IV either 540 two of them now what's

happening is these coins gone down a little bit okay in price so now I'm

actually holding for a couple you know I'm trying to build this up okay those

this is this week's payment this is this week's rewards here so ninety-eight

rewards that's gone down now this one this what this upgrade has just done a

new wallet upgrade today's or overnight so high-end price is going up its

announces to matter when or I feel the right time to offload a battle BTC okay

so some weeks you might there's different circumstances bends have any

coin upgrade you okay you might have already ten upgrades right there might

be a problem with one like that we can might be upgrading a server they might

be upgrading a wallet so some weeks you might not be able to offload okay or or

they bought the exchanges are blocked the coin so

there's a one that we're all trying to get to know the best payment will the

best-performing upgrade we've had everyone's holding so much this coin and

they're in the exchanges because the exchanges aren't let you withdraw the

pods at the moment okay that's because they're still there upgrading that whole

upgrade okay that's just a waiting game for that one and this is going to happen

this is there's gonna be little ups and downs and stuff all that okay so that's

the other reason all right I don't know what I prayed you to get into what grade

you're aging okay the idea is you diversify if you do the IPO system you

come in at least with 500 just if you only got that master star we just do

little amounts on each upgrade okay an upgrade it's not necessarily 500 a time

could be a hundred dollars at a time okay with me I know the boys do try and

keep it down so a seat is only 100 bucks at a time

okay unless it's a certain project or certain upgrade there might be 500 for

one seat but obviously in my pay good okay it's a space so the learning

experience whole thing's a learning experience

now I'm gonna think we've only been doing this for nine or ten weeks so

we've had some ups and downs okay and that's all part of the process but I

know it's better you know co-co-co is all the way up from November all out to

January whole you know midway through January with flippin Fazio's like easy

easy as three times five time some some of them a ten-time okay people all

different levels this is the other thing to your arts as well is how I can't

really tell you how much you can earn each week don't you learn a year or how

to you know in six months because everyone's at different levels different

amounts of money okay there's people earning do you week

maybe it's people work maybe earning fifty a day a hundred a day a hundred a

week you know five hundred a day five hundred a week

a thousand a thousand week okay so everyone's at different levels the main

thing is you're getting your intake action you implement your watch all the

videos and you implement everything you've been taught okay but if you have

a trouble your support I mean there's a lot of it about discord channel in a

slack channel okay and everyone's here to help and we also

got life support I think like a narrowed day or maybe two hours a day if need be

because there's a bit of technique technical side to it but once you start

learning it and the wallet parts easy like down like rods are operating rods

or whatever you go to do they get so much easier as you go okay sometimes

there may be little situations where we're waiting on instructions from the

actual light the discord channel of that actual coin so for that but it's all

good system patients get aim you just wait for it to happen and then go from

there for what it says yet there's people earning a lot of decent coin any

okay and there's a lot of people still so some people will obviously come in

with Don Ho we until cover they probably should move or yeah there might be a bit

more riskier and they're paying the consequences okay and that's that's fine

because it's all the experience it's what you do after you have failed okay

your responds okay is you know have fun yet or if you have quit or way beyond

zero coach well that guys that's might be effort today it's the number one

question I'm getting and I'm just giving you the best honest answer I can give

you okay and to explain the situation until I see you again bye for now

For more infomation >> ICOGR Passive Income System | How Much Can You Earn - Duration: 7:55.

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MMD - How much do you love me? | Elsa & Hans - Duration: 0:19.

For more infomation >> MMD - How much do you love me? | Elsa & Hans - Duration: 0:19.

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How to avoid the "Too Much Text" Facebook/Instagram Ad Error! - Duration: 5:16.

Hello Youtube, what's going on? My name is Adam Sullivan and welcome to my Instagram

page where I am here to show you something I've been working on. So since summer is

right around the corner, I decided I wanted to go ahead and set up ads for lessons since,

ya know, people tend to do a lot of music lessons over the summer. As you can tell,

I have a little ad here. Feel free to go to Instagram to check it out. Instagram.com/sullivancello

or @Sullivancello. The original issue I was having with my ads was Facebook and Instagram

for that matter were denying the ads due to having more than 20% "content" in the

ad itself. So this is a little tutorial on how to get around that. So all you'll need

is a calculator as I have right here and your Photoshop or whatever photo editor. This isn't

really a tutorial on how to design ads but more so about how to get around that 20%.

So, as you can tell, this is the original cut of the ad. What we're gonna do is first

off, we're going to divide our ad into a 5X5 grid. So first we need to get the dimensions.

Mine is, I'm gonna say 1280. I think that's what it's locking onto. 1280 by I think

668. So what we need to do now using the grid over here we need to make this a 5X5 grid

using the markers. So 1280 divided by 5 equals 256. So our first marker needs to be... And

if you're wondering where I'm looking at for there, I'm looking down here. You'll

see these little coordinates.

[Musical Interlude]

[Song: Acid Jazz by Kevin MacLeod (https://bit.ly/1SuhIEu)]

Ok, so now that I'm back and as you can see we have our nice 5X5 grid and it shows

that this block of text takes up eight out of the twenty-five squares. That doesn't

include my logo too which takes up another... that's 9...10...11... So that's 16

out of 25 squares that have some kind of text out of them. So like I said before, we want

to go for under 20%. So if we do the math, we're looking at, so 25 times 0.2. Ideally

you want this to be within 5 of the squares. In my case because of the way I have it set

up, I want to keep the text visible since it is the only thing to my ad, I want to go

ahead and set it up so that it's a little bit over. Mine came up to 8 squares total

so it came up to be 0.32 or 32% which Facebook has it flagged as being "limited" but

it doesn't have it so it's not showing at all. Ok, so now let me minimize this and

first thing I'm gonna do in my case is get rid of the logo. I love my logo to death but

it ain't helping me.

So this point right here is our middle; dead center, and now we have this grid of these

bigger squares that are making up effectively what were using as our main box. So now, take

the text and we're... actually I'm gonna move the text to center it. Let's see, what

we're working with here. So as you can see when I centered my text, because I am clipping

within one of the boxes at all then you want to go ahead and count that box as having text.

So in this case, we have 13 of them which, depending on your use case, you could probably

get away with this but I want to shrink my down just a little bit and take it up a little

bit so it's a little off center but is definitely off that middle bracket. So now as you can

tell, we have it within those 8 blocks, but I just need something to fill in here so I

went ahead and opened my logo. And once I apply the background back in, ta-da. Then

all I have to do is center it from here. But let me point out a few real quick tips.

Keep in mind that nothing's been officially released from Facebook saying this is the

way to do it but a lot of people have taken this method, and granted it's not exact

but it helps a whole lot for people who are like me and only have one sentence. I've

seen ads on FB with more text than this, especially from some of the drop shippers. This is just

a guide line to help redirect that train of thought to help your ads come up better.

And yeah, and just like with ManyChat, if you have any questions feels free to leave

a message in the comments below. Feel free to message me on Facebook. I actually had

saw the ManyChat video and decided to go test it out. I'm gonna leave it live until either

ManyChat makes me mad or something major comes up. Otherwise, I guess have a great day guys.

I'll see you guys in the next video!

For more infomation >> How to avoid the "Too Much Text" Facebook/Instagram Ad Error! - Duration: 5:16.

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C4ET - DOOR - Tool 3 - How much do you know about energy transition? - Duration: 1:03.

This is a Facebook quiz named

„How much do you know about energy and energy transition".

You use energy every single day

and your life would be unimaginable without it.

But how much do you really know about energy

and about the importance of energy transition?

Take the quiz and find out!

This quiz will also enable you to learn something new

about energy transition in a fun and easy way.

It is available on the website and the FB project page

"Citizens for Energy Transition" or C4ET

and consists of 10 questions for which

you must choose one of the answers offered.

After finishing the quiz,

you can share your score on Facebook

and encourage your Facebook friends to play the quiz

and learn something new.

For more infomation >> C4ET - DOOR - Tool 3 - How much do you know about energy transition? - Duration: 1:03.

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Kevin Durant Salary & 2018/19 Contract: How Much Money Does He Make? | Heavy.com - Duration: 6:41.

Kevin Durant Salary & 2018/19 Contract: How Much Money Does He Make? | Heavy.com

When Kevin Durant's contract was up in 2017, he opted to take a nearly $10 million pay cut, in order to re-sign key role players Andre Iguodala and Shaun Livingston to the Golden State Warriors.

Although this move caused some controversy, Durant clearly stated that he didn't play basketball just for the money, and he made certain decisions based on the good of the team, or to make "good basketball decisions." The pay cut left Durant with a $25 million dollar base salary.

Via Warriors Plus/Minus:.

Money has never been the sole reason why I made any decision.

I just try to make a good basketball decision.

And I'm sure, hopefully, the organization does right by me, as well.

That stuff always has to align.

But, for the most part, I try just to let my play do the talking and handle all that stuff.

And we'll talk about the details later.

The idea of a salary cap for players assumes that players will take the hard cap maximum, helping prevent teams from hoarding more than a few star players, according to Sports Illustrated.

This in turn stops star players from all flocking to one team to create a "super team" of some of the best players in the league, which is what made his salary cut somewhat controversial.

According to Spotrac, Durant "signed a 2 year / $51,250,000 contract with the Golden State Warriors, including $51,250,000 guaranteed, and an annual average salary of $25,625,000.

In 2017-18, Durant will earn a base salary of $25,000,000, while carrying a cap hit of $25,000,000 and a dead cap value of $51,250,000.".

"His gesture of taking less gave us the ability to be very aggressive in pursuing Shaun and Andre," Warriors general manager Bob Myers said in July.

"I can pretty much unequivocally say, without it, we're not looking at the team we have right now.

What Kevin did shows who he is, shows what he's about, and I think it's clear that that's winning.

Without him doing that it would have been a different roster, and clearly to me, a roster that wasn't as good as the one we have right now.".

However, Durant's contract included an opt-out clause.

Since he took close to $10 million less than what he could have earned on a max salary for a player of his caliber, ESPN reports that Durant declined his player option for the 2018-19 season and become an unrestricted free agent this summer.

Durant, a nine-time All-Star and the reigning NBA Finals MVP, will be turning down a salary of $26.

2 million in order to restructure a new deal with the Warriors, sources told ESPN.

"It has yet to be decided what contractual route Durant will take, sources say, but there are no real incentives — for himself or for the team — to take such a drastic reduction in pay this time," ESPN reports.

When asked if he would be signing a long term deal this time around, Durant told Tim Kawakami and Marcus Thompson on the Warriors Plus/Minus Podcast that he doesn't want to be taken advantage of, regardless if it's a good basketball decision or not.

I thought that, at that time, it was a good deal.

But that's not setting a good precedent for me if I'm like, "Man, I'm taking 10." Now, they're going to start taking advantage of me.

You know what I'm saying? I know it's a business, too.

So, I've got a business to handle as well.

We'll see what happens, but I don't see myself taking that big of a cut.

According to Forbes, Durant's total earnings in 2017 was $62.5 million.

Forbes puts his net worth at around $57.3 million as of June 5, 2018.

Durant makes $30 million-plus in annual off-the-court earnings due to his endorsements with Nike, Beats, American Family Insurance, Alaska Airlines and Panini.

ESPN Insider Bobby Marks reviewed some of Durant's options for this upcoming offseason.

You can check them out here.

For more infomation >> Kevin Durant Salary & 2018/19 Contract: How Much Money Does He Make? | Heavy.com - Duration: 6:41.

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What I know About Your Performance - Duration: 3:28.

does it ever feel like you are chasing your dreams constantly. being stuck OR

being successful goes back to one source called Energy. Now I'm not talking

about your physical energy although it is one part of your energy rather I'm

talking about your energetic engagement in your daily activities. Your energy

decides how many clients you enroll, the quality of your clients and how you

pursue them, the products you decide to focus on, and you our return on

investment of your time, your commitment, and your life. mastering your energy will

transform how to make it big without chasing your dreams endlessly. so what is

this energy matter and does it help you to make it big. let's get to the

whiteboard so you can get the best out of this. Since we left at the energetic

engagement let's take it from there. your energetic engagement is the amount

of energy you commit to any task you do. if you are not performing 100% then your

first clue is that your energy is not committed 100% to that task. the type of

energy you commit is a concentrated portion of your daily energy. your daily

energy is similar to a screenshot of your overall energy in life. you see

we'll all live and transition among seven levels of energy levels that take

us from feelings of empathy to anger to forgiveness to compassion to peace to

joy and to passion. these feelings come from thoughts and create actions which are

the results you see and are aware about in your daily tasks. all those feelings

and thoughts are necessary despite what we may initially think of them. the most

important trick is to be aware of where they are, how they can serve us and how

we can manage them to serve us. if you think of your best days this week, this

month, or this year, think of the days where you enrolled

more clients than you expected or closed on deals you did not expect. try to

remember what made them so and how much energy you had committed to making those

days memorable. now if you think of the other days, the days of no clients no

matter how much you tried, think of what made them so, how likely is it that

your energy was drained, your desire was low, and your focus was absent

understanding and mastering your energy will not only impact your

business, it will transform your life aspects. I have been working with core

energy dynamics for high-performance athletes financial advisors and

executives for long that I made it the choice for whomever is serious about

stopping the chase of their dreams and starting to live them. if you are among

them then I have more for you that will take you from where you are to where you

always wanted it to be. click on the link. meet me on the other side and until I

see you there please remember to seize the moment perform your best and live

consciously

For more infomation >> What I know About Your Performance - Duration: 3:28.

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How Much House Can I Afford? - Duration: 4:49.

Do you want to know how much house you can buy? Or do you want to know how much

house you can afford? Because these are two very different questions. Before I

started The Prudent Homebuyer, I worked as a Financial Advisor for 7 years

helping people not answer the question "How much house can I buy?" but "How much

house can I afford?" In this video, you'll learn how to answer this question based

on your own life priorities. It's easy to answer the question How much house can

you buy?" You simply go to your banker, you give them your income, your debt, your

credit score, and they give you a pre-approval letter. That's all you need,

you got the answer to your question. But this is the wrong question! And making a

home purchase decision off the answer to this question is likely to put you in

the same position as 78% of working Americans - living paycheck to paycheck.

The question most people THINK they're asking is not "How much house can I buy?"

but "How much house can I afford?" Do you see the difference? It changes the

question from asking the banker "What is the maximum amount of loan I can take

out for a house using all of my financial power to buy the most

expensive house possible?" to asking yourself "How much should I spend on a

home so that I'm not house poor, but can still fund my financial goals in the

future and live my best life?" To answer this question, factoring in only the

house you want to live in is not enough. You need to think about 4 other

things. I'll start with the most obvious - What are your life goals,

both now and in the future? The answer to this question will absolutely include

your house. And you want it to be a nice house - I mean you're gonna be living

there. I'm with you. But if helping your kids pay for college education or having

a secure retirement is also important to you, we have to be thinking about it

during this decision. Ask yourself, aside from my home purchase, what other

financial goals do I have in my life? And then just like a monthly mortgage, you

want to make sure you have enough cash flow so you can make similar payments

towards reaching these other goals as well.

It is crucial to leave yourself financial flexibility for when life

inevitably changes. This might be that you have a kid and decide you want to

start working part-time or even staying home with her . Or maybe that job that was

awesome in year 1 becomes absolutely unbearable in year 5 and you want to

start your own business. Having financial flexibility to be able to make changes

to your situation can dramatically improve your quality of life. You want a

house that allows for this, and not one that takes away all of your options and

traps you. Finances are the leading cause of stress in America with about 72% of

people reporting it as an issue. This can cause psychological issues like

depression and anxiety or physical issues like heart disease or stroke.

Spending 7 years as a Financial Advisor, I can completely validate this.

My unhappiest most stressed-out clients were the ones where finances were tight,

often because they made a conscious decision to overextend on a home

purchase. And remember, these were doctors averaging income of about 300,000 or

more. So it wasn't a shortage of income or resources. They made a

conscious choice. When buying a home, think about the mental and physical

health costs of straining your finances too much. It's easy to overlook, but it's

a real thing. How do you want to spend your time? This was a really big one for

my family, and helping people see this is one of the biggest reasons I started The

Prudent Homebuyer. A while back, my wife and I had a really good income, a really

great house, but we were working like crazy.

We felt like we never saw each other, and we had very little quality time to give

to the kids. We really weren't happy with the way we were spending our time, but we

couldn't immediately do anything about it because our expenses had risen to the

point where we were fully dependent on our income. We were stuck. It took us 5

years to get into a better financial situation, but we could have avoided it

entirely with better decisions up front. Don't back yourself into a corner with

your home purchase. For us it meant making some financial adjustments so we

could have the freedom so that I could say "I'm going to coach my kids t-ball

team instead of working the extra two hours because I have to pay the bills."

Buying a home is an awesome, exciting, emotional process. The key is to balance

this decision with the other things in life that are also important to you. Sure,

there's analysis and details and other stuff like that, and if you need help on it,

shoot me a note. I'll be happy to help. But my biggest concern is that you're thinking

about these things as you go through the home buying process. If you do, you'll be

in a far better position than the vast majority of homebuyers. Thanks so much

for watching. If you enjoyed this video, there's a lot more to come. Please follow

The Prudent Homebuyer Facebook page or subscribe to the YouTube channel.