News on Youtube Sep 28 2018

Hi Everybody! We report from Bogota, Colombia:

Juan David - behind the camera,

me - Aleksandra Andrzejewska

and the new member of Polaca en Colombia crew - the Baby ;)

I have been receiving more and more messages

asking about how is life in Colombia?

So if you plan to move to Colombia

you wish to know how much the life in Colombia cost

or simply are interested about this country -

this video is for you!

And if you like to know more about Colombia

suscribe to our channel

and always be informed

when we publish new, polish - colombian video.

I am very happy to know, that you look for more information about Colombia.

I always repeat, that this is a great country.

First of all, Colombians are a very happy nation.

Few years ago they were even on the top

in rankings of happiest people in the world.

Second, Colombians dont like to look back,

but they always move forward - "seguir adelante".

For me, Colombia is still a rough, touristic diamond

with many things to discover,

And also, very important thing -

in Colombia THERE IS NO WINTER.

To start new in Colombia, you need:

savings, good job contract, or a business idea.

Lets change the myth, that Colombia,

being a developing country, is cheap.

Wrong. Colombia is not cheap,

its exactly the same expensive as Poland,

and you need here at least 900 usd per month.

We talk about middle class.

First of all, we need to live somewhere :)

In Colombia, the apartments are divided into 6 stratums,

where 1 is the poorest

and the 6th - the most luxurious one.

Lets talk about the 4th - middle stratum,

where the rent is about 600 usd.

Colombians always wish to buy their own apartments,

so they take credits.

The credit rates in Colombia are high -

12 % per year, so its not cheap.

If we are lucky and have our own house,

we need to pay aprox. 150 usd for maintenence:

electricity, gas, water, internet,

and administrative expenses, like cleaning, gardening

and - something unusual in Poland - the watchman.

Also, we need to eat something ;)

Monthly, we need to spend aprox 200 usd.

Fruits and vegetables are very accesible and cheap,

and available all year round.

But, if we like to eat some imported products,

like special hams, olis,

olives and even nuts - then the costs grow.

Also, we need to have health insurance.

Every employee is insured, but

if we wish to have direct access to best clinics

and to all specialists,

we need to have a complementary insurance

and it can cost 150 usd per month.

It depends on the company we choose.

As far as beauty is concerned,

we have good news -

it is very accesible and affordable.

Every woman can afford a hairdresser

that cost 20 usd,

and a manicure, that costs 5 usd.

There is no surprise that very attractive

and beauty - oriented Colombian women,

visit a hairdresser once a week.

Its so popular, that also men

use these services and even wear a transparent nail polish!

If we have children in Colombia,

we need to pay more.

In Colombia there are no governmental helps for families

and we need to work things our ourselves.

Colombians use to say that a child

is born with bread in his hand: "El niño viene con pan debajo del brazo".

I think it is more to prevent panicking,

and the parents need to go to work.

All baby clothes, baby food, is more expensive in Colombia than in Europe,

and sending our child to school

costs about 700 usd, depending on the school we choose.

Most parents choose a private school for their children.

And when we have teenagers ready to go to the university,

we need to be prepared for bigger expenses -

a semester costs at least 2800 usd.

But if our kid wants to study at the most prestigious university in Colombia -

Universidad de los Andes -

the semester will cost 5800 usd.

Then, we need to pray so he doesnt want to study medicine there -

medicine is the most expensive career

and costs up to 8000 usd!

About transport - there is a relief.

Transport is relatively cheap.

The cheapest way to move are taxis,

and a taxi drive in Bogota costs about 6 USD,

depending on the distance, of course.

Taxis are very popular and accesible in all Colombian cities.

A trip with fast bus Transmilenio,

that doesnt stop in all bus stops

and also has special lanes,

costs 1 usd.

Monthly manteinence of a car costs about 70 usd,

and a flight within Colombia,

between Colombian cities,

costs about 160 usd.

Money is very important in Colombia

and children are taught very early to earn it:

when they choose a career,

they are encouraged to study something "pragmatic",

for example, economy or law,

in order to make money directly after graduating.

Careers like philology, pilosophy or art history

are considered rather impractical

and difficult to make money with.

But lets change another myth:

I studied german literature and philology

and live in Colombia very well ;)

Another good news is,

that in Colombia there is work for foreigners.

Especially in big cities with multinational corporations,

like Bogota, Medellin and Barranquilla.

Foreign employee is attractive for a Colombian employer,

because he has a different and interesting culture

as well as speaks more than two languages.

We hope that the costs of living in Colombia

didnt scare you

and that you choose to spend here at least a longer vacation!

Please remember to take all these financial values as reference only,

because they depend on individual needs,

and change every year -

these values are valid for 2018.

If you like to know more about Colombia -

we invite you to subscribe to Polaca en Colombia,

below our small window,

and see you next time! Papa! :)

For more infomation >> ILE KOSZTUJE ŻYCIE W KOLUMBII? // CUÁNTO CUESTA LA VIDA EN COLOMBIA? - Duration: 7:41.

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GITZO MINI TRAVELER - Strong, small, carbon fibre tripod... BUT HOW MUCH? - Duration: 3:54.

I'm here with Francesca from Gitzo who is going to tell us about this

really cool neat little Gitzo tripod. So Francesca tell me a little bit more

about this then. Ok, you know Gitzo has always been a pioneer in it's field

and this time has created a very great product - the Mini Traveler.

It weighs only 265g so it is meant to be used with CSC cameras or compact cameras and it's

able to hold 3 kilograms of payload. It is fully CNC machined so

it is really reliable and the aluminum structure is the best achievable.

The legs are made from carbon fibre - the same carbon tubes that we use for our

full-size tripods and they are really stiff, robust and lightweight.

We have it available in two colour versions - the classic look of Gittzo or the

full black - very modern and perfect for the new mirrorless on the market.

And it also features dual innovations. The first one is that the pull and fix leg angle

selector and you only need to pull and release the leg to achieve the

best angle possible that can fit perfectly your surfaces. Of course for a

better fit to most surfaces the rubber feet are

well shaped for the best performance. The second innovation is

they've had the brake so you can see that there are no knobs on the overall

tripod in fact the brake it's in between of the head and the spider

casting so you just have to unscrew and move the the sphere and you can lock

very easily also during shooting. So it is available starting from October

and the price point is at 199 Euros. - So it holds three kilos? - Three Kilos payload

- and can you take the head off? - In the packaging is included an allen [hex] key

and you can detach the head. It is very easy to do be detached and you can

also use a standalone legs. The legs are able to hold 25 kilos so a

great result, but also you can match these legs with your prefered

head, so we suggest to use it with smallest centre ball head by Gitzo

on the travel series. - That's great it looks it looks really neat like

Francesca said it's the same kind of quality carbon fibre that you know we've

come to expect from Gitzo tripods and this head is really nicely engineered it goes

from being sort of very loose and in just that a turn all of a sudden it

locks and it's very sturdy on there and it holds 25 kilos if you're just using the

legs and you're just using kind of 1/4inch thread underneath. That's really

impressive I really I want one of these! Francesca

thank you very much.

For more infomation >> GITZO MINI TRAVELER - Strong, small, carbon fibre tripod... BUT HOW MUCH? - Duration: 3:54.

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Psychologist reveals how many hours kids should be allowed to use smartphones - Daily News - Duration: 8:00.

  A two-hour limit on smartphone time can boost children's brain power, a new study has found

 Scientists discovered a clear link between restricting screen use and improved thinking skills

 Canadian researchers looked at 4,520 children aged eight to 11 for the study, which showed that longer breaks from devices help cognitive function, while outside activity benefits physical health

 So what does too much time with technology actually do to children's brains, how can you help them cut down, and what should they be doing instead? What can too much screen time do to our children's brains?  Psychologist Dr Susan Marchant-Haycox says brain imaging has shown that frequent users of smartphones tend to have smaller grey matter in the anterior cingulate cortex – the brain region that serves cognition and motor control – which can inhibit a person's ability to pay attention

 She adds that obsessive screen time can cause a greater risk of depression, anxiety, insomnia and impulsive behaviour

One study suggests that smartphone obsession can cause greater levels of the neurotransmitter gamma-Aminobutyric acid, GABA

 Susan says: "GABA in the brain's cortex inhibits neurons, compared to levels of the neurotransmitter called glutamate-glutamine, which energises brain signals

 "That will create a chemical imbalance in the brain, which can cause anxiety. What can too much screen time do to our children socially and physically?  Spending too much time glued to a screen can make children introverted due to a lack of social interaction, says Dr Marchant-Haycox

 This means that youngsters can "become prisoners to their own mobiles or tablets"

 Dr Michael Hogan, a lecturer in psychology at the National University of Ireland, says that smartphone use is a modern extension of children watching television after school – except now they're watching on portable devices

 He said of the gadgets: "They've got better and better, which means they are certainly more engaging than they used to be – and will continue to no doubt get more sophisticated

There are lots of techniques which are used to draw people back in again and again

 "Our social motivations are pretty much universal and have not changed in the last 20 years, but instead the social engagement is being moved to the screens

 "It's quite easy to engage on a device, so this screen time is taking away from face-to-face time

There is the risk of a child becoming more insular."  A study published this year showed that youths who use social media a lot are at greater risk of sleep disturbance that leads to obesity, while there was a 40% decrease in obesity in those whose parents limited their screen time

Smartphones and creativity  Dr Marchant-Haycox argues that excessive use of mobiles and tablets can also inhibit creative thinking – but there can be some advantages to a child's development, depending on how the devices are used

 "Some research suggests that mobile devices could encourage and support imaginative play, rather than just keeping children occupied," she says

"But a time limit of mobile or tablet usage must be monitored by parents."  Dr Hogan suggests analysing what your child is like in the presence of other youngsters, to see whether they actively engage in physical, real-life scenarios, or stay buried in their gadgets

 He says: "If they turn to their phones when they are in a stimulated environment it may mean you need to monitor their time use

"  And he says that while some video games may seem more stimulating than other things, it's about mixing up different activities, in the way you might vary your child's diet

Read More Top Stories from Mirror Online What is checking behaviour?  Many of us check our smartphone every few minutes, out of habit

 Often, children will copy each other, so if one is playing a game on their phone after school, others are then more likely to do it too

 Not only can this prevent children from engaging socially, it can also leave them feeling stressed if they can't check their phones

 A lot of games and social media sites are also designed to be addictive, which can worsen "checking behaviour", explains Dr Hogan

 "The practical advice is to ask your children if they can try and monitor their own behaviour – why are they checking their phones, what do they hope to gain from it, and what are they worried about missing out?  "It's also about getting them to tune into their emotions when they don't check their phones

 "It's an extension of a 'fear of missing out' – and about realising missing out is not going to be a threat to their life or behaviour

 "They need to gain some control and autonomy over their own behaviour." How much is too much?  Dr Hogan says "it would be a mistake to assume there is a limit of time use" because every child is different

He adds: "It's about getting that balance. Be aware of what your kids are engaging with and set limits

 "There is an obvious trade-off: the more time you spend on social media or playing video games, the less time you have are engaging in real-world physical, social or intellectual activities

"  He adds that context is also very important. For example, watching TV with friends or family can be interactive and fun, and help reinforce relationships

 Dr Marchant-Haycox explains: "Research suggests that children spending two or more hours on mobile phones can impact on brain functioning

 "But much more research needs to be done, especially as we see a continuous increase in social media obsession and more and more children are becoming prisoners in their own homes

"

For more infomation >> Psychologist reveals how many hours kids should be allowed to use smartphones - Daily News - Duration: 8:00.

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Great-West Life - How to find out what your plan covers with GroupNet - Duration: 0:54.

For more infomation >> Great-West Life - How to find out what your plan covers with GroupNet - Duration: 0:54.

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How Much Cash Do I Need to Buy a Co-op in NYC? (2018) | Hauseit® - Duration: 3:27.

How much cash you need to buy a co-op apartment in New York City depends on your co-op building's down payment and post-closing liquidity requirements.

You need to have 21% to 22% of the purchase price in cash to buy a co-op in NYC, assuming 20% down.

This excludes any post-closing liquidity requirements by your lender and the co-op.

Buyer closing costs for co-op apartments in NYC are between 1% to 2% of the purchase price,

and most co-ops have a minimum down payment requirement of 20%.

The typical post-closing liquidity requirement for co-op buildings in NYC is between one to two years of housing expenses.

However, the specific types of assets which qualify for post-closing liquidity and how heavily they are weighted varies by co-op.

How Much down Payment Is Required for a Co-op in NYC?

The vast majority of co-op apartment buildings in NYC require at least 20% down.

Even if a co-op building does not have a stated minimum down payment requirement,

an offer to purchase with less than 20% down is usually frowned upon by sellers and co-op boards.

Co-ops have discretion in whether or not to approve a prospective purchaser, so the overall strength of a buyer's offer is an important consideration.

A co-op board may reject a deal if they feel that the purchase price is too low or the buyer isn't putting enough down on the purchase.

If a co-op board likes a candidate but they have financial concerns after reviewing the board application,

the board could ask the purchaser to put down more money or leave some amount of monthly maintenance in an escrow account.

However, there is no guarantee that a co-op board will offer an applicant a pathway towards board approval versus rejecting her or him outright.

How Much Are Co-op Buyer Closing Costs in NYC?

Co-op buyer closing costs are between 1% to 2% of the purchase price.

The largest co-op buyer closing cost is the Mansion Tax of 1% which applies to purchases where the total consideration is $1 million or more.

Aside from the mansion tax, co-op buyer closing costs in NYC consist of co-op building fees,

your real estate attorney's fee and bank fees such as the application and appraisal fees.

Buyer closing costs for co-op apartments in NYC are actually quite low compared to what you'd pay when buying a condo in New York City.

This is especially true if you're taking out a mortgage since the Mortgage Recording Tax does not apply to co-op apartments.

How Is Post Closing Liquidity Calculated for a Co-op?

Post-closing liquidity is a measure of how much in liquid assets you have after closing on your co-op, factoring in your down payment and closing costs.

Although most lenders require at least 6 months of post closing liquidity, co-ops typically have much stricter guidelines.

Most co-op buildings in NYC are looking for one to two years of post-closing liquidity.

Some co-ops do not spell out an exact requirement for post-closing liquidity.

In such a scenario, the co-op will look holistically at your overall financials and evaluate factors such as the consistency of your income,

your debt-to-income ratio and the type of assets you hold.

Do Co-ops in NYC Allow Gifting?

Sometimes. Gifting is on a case-by-case basis for co-op buildings in NYC.

With that said, most reasonable co-ops are open to gifts because they expand the potential buyer base and therefore strengthen property values in the building.

For more infomation >> How Much Cash Do I Need to Buy a Co-op in NYC? (2018) | Hauseit® - Duration: 3:27.

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How To Make $30 Per Hour Using TRY MY UI - Duration: 6:31.

Hey guys this John Kevitz from Acquire Liberty thanks for spending some time me

here today I want to talk to you today about a website that I found then it

goes in conjunction with a lot of other videos that I've shown you but it's

basically pretty new and it's really good it's really significant you can

make $30 an hour if you apply yourself and it really is an awesome site but

before we get into that I'd like you to subscribe to my youtube channel click on

the bell for my latest uploads and notification so you'll get to see them

first and if you're serious about working from

home you want to make a full time income working from your house click the link

on the top of the description below that's how I got started you'll see a

free video see how things get going and hey if this is something that you want

you don't want a boss hanging over your shoulder anymore

kind of hanging over you looming over you want to do things do something on

your own want your own time freedom want to make some extra cash from the house

hey click that link get started just like I did all right now the website I'm

talking about is this one right here try MIUI try miui is essentially just

like user feel and user testing now I've had I've signed up for user testing and

user feel just cuz I wanted to experience it myself I like to do things

before I recommend them to people or you know hey this is what you do and

actually never do it I like to sign up for things like this to see if they

actually work if I really believe in them I think they actually have a shot

at convincing me they work and I've signed up for user testing I signed up

for user feel I've now I'm going to sign up for try my UI and the reason I'm

going to do that is because this is basically it looks like almost an exact

duplicate of user testing it's the same kind of tests it's the same kind of

payout it's the same basically of everything okay and it's legit and it

pays out my favorite way of getting money and that is that's right

PayPal you can get PayPal and you can get paid once a week or every other two

weeks you're good to go online let me tell you now try MIUI get the users view

you're basically doing the same thing here like I said with user testing and

user feel you're doing the same thing with try my UI you're going to get

assigned tasks from specific individuals with their specific sites to do things

for them to make sure everything on their websites are working that's gonna

be the primary objective of what you're gonna be doing now not only will you be

checking the websites to see if things are working properly you're going to

give them probably input and ideas and the things that maybe you'd like to see

that would make the the web browser experience a little bit more effective

better maybe something like to see on a website or not see on a website that

would make it a better experience for you as an individual that's what they

really really want to get at to they besides all that you know maybe

technical errors or technical aspects of a website they really want to get into

your head and they want to find out okay when this is serious now like just for

this the head page of this are the header of this website maybe someone say

try my UI well it kind of fades into the the background there maybe you'd want to

put that together and highlight the whole thing and like if they ask you

what you think of the website you tell them you know anything that you think

you might want to change or you know you you think you'd like you tell them and

when you're talking you have to have obviously just like user feel and user

testing you gotta have a headset you got to have a boom mic or something you can

talk into they got to be able to hear you clearly when you're speaking when

they ask you questions they usually ask you very specific questions you are

expected to give very specific answers you can't give you no answers like what

do you think of website it's good you're not getting paid if you do that you have

to give them your like basically as you're walking through the website and

the tasks that they're giving you they don't want you thinking to yourself they

want you thinking out loud they want to hear everything you're thinking out into

the microphone so they can analyze it figure out you know this that and the

other thing they want to hear you know really a good breakdown of what you

think of their web site especially if you find any errors

they definitely want that but um let me give you an idea here now this is what I

found to be really interesting now this is where I basically said okay this is

just like a carbon copy of user testing and that is right here you will be paid

ten dollars for each test you will take a typical test lasts approximately

twenty minutes sign up now to start making the web and

more user friendly place that is exactly what they pay you at user testing and

user feel so basically I just found you another website where you can make money

doing something that maybe you've already done before you have the head

you have the headphones you have the mic the head boom like I have a microphone

here but this is because I used to do voiceovers I don't think I want to pull

anything out see I got a microphone here this is what I use but that's because I

used to do my voice over so I have this but you don't need to have something

like that you could just go into you know Best Buy or you know staples or any

of those places get a little microphone a little headset plug in the new USB

into your USB and you're good to go alright guys listen I hope this helped

you out this is another chance for you to make some money alright and it's

another great opportunity so why wouldn't you especially if you already

invested into doing user feeling user testing why not right all right guys

remember to subscribe to my youtube channel click down the little bell for

notifications my latest uploads so you'll get to see them first and if

you're serious about working from home if you want to have a full time income

working from your home click the link in the top of the description below that's

my best home based business opportunity that's my best opportunity for anyone

who wants to work at home full-time and make a full time income all right guys

listen you take care and until next time what I always say I say follow me on

facebook twitter and instagram under Acquire Liberty yeah fool you there, right?

alright guys until next time take care GOD BLESS

For more infomation >> How To Make $30 Per Hour Using TRY MY UI - Duration: 6:31.

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How to Actually F**king Make Money Part1 - Duration: 14:18.

- [Seth] Hey guys this section is called

how to actually (bleep) make money.

And in this section we're gonna discuss

the economic theory.

No we're not!

We're gonna talk about how to actually (bleep) make money.

What they should be teaching you in school.

Instead of a bunch of bullshit.

I can't believe it's up to me,

some random stranger on the internet,

to teach you how to actually (bleep) make money.

What's now is my pleasure to do.

Money isn't everything but it's pretty damn close.

Money helps provide a foundation for your life.

Money pays for your food, where you live,

how you get the (bleep) around, your car.

Money is one of the top reasons for divorce

and one in eight divorces now caused by student loans.

(yells)

Money, or lack there of, is one the top causes of stress.

It is so powerful.

Money will fund your exploration, your fun, your travel,

your passions, your independence, your adult life.

So don't you think it's worth studying

more than the last elective

at the end of your college career.

Yes!

Money, the video game.

But look at it like a video game.

Very simple, there's levels.

And independence is the first level of success in money.

Just being independent financially from your parents.

And you have a four year head start.

Of those people going to college.

You know, just by skipping college

you're more likely to be able to buy a home to live in.

Isn't that crazy.

Most millennials rant 'cause they have no other choice,

they have so much debt when they come out of school

they can't make a down payment on a house.

You, 18, you don't do anything I say here.

All you did is skip college,

you save some money, you have the money for a down payment,

guess what?

You have a house.

You have a house.

Isn't that great?

You have somewhere to live.

Shelter.

That's one of the basic needs.

If your family has saved money for college,

you can use it smarter.

Keep it saved.

You know, put it into some type of investment fund,

or use it as down payment on a house.

But just keep it.

And if you have no college savings, it's okay.

By skipping you can start saving, building credit.

You can make investments in better training.

People worry about money 'cause they were never

taught about money.

So let's talk about it now.

My goal isn't to make you into a money obsessed gangster.

Say hello to my little friend.

You know with a mountain of coke, you know,

drowning in a mountain of cocaine.

It's to give you tools to create a life that you control.

To win the game.

And not lose like so many graduates are doing.

They're just losing.

I'm gonna show you how to make money in ways that provide

more freedom.

And I'm even gonna show you how to make

money from your passion and your knowledge.

And I know this sounds cliche, or crazy, but it is possible.

I know because I've been doing this for the last six years.

Dance with me, Lois.

Dance the dance of life.

Now I want you to have vision for your future

and understand how it all works, a plan.

Skip college strategy.

A plan of action designed to achieve an overall aims.

I want you to learn all your options,

give you some context, the world of money and jobs

to execute a good plan.

Is this all crazy guys?

'Cause in these short videos, I have to kind of,

I have to explain

something that your parents and your teachers should have

been explaining to you for the last decade of your life.

And I have to cram into these videos.

But basically, everyone, what they're doing is

they're going to college and they're hoping

it all turns out.

That's what they're doing.

Ask anyone in college, what you are going to do

after college, they will not be able to tell.

I will guarantee you that.

Well, I hope I get a job.

I don't want you to do that.

So once again, you're gonna have to unlearn some nonsense

that you were taught in school.

Or as I like to call it now, clown college.

Which is basically what college, school is.

We're gonna be jumping,

I'm gonna be jump around a little bit,

I'm a little crazy here, a little hyperactive.

So how to choose a career.

The dumb school way.

Now right now a lot of you are thinking,

okay well I need to choose a career.

So they give you these random strange tests

like one with these skills on logic, management,

people, communications or they'll give you shapes.

Which of the following shapes should come next

in this sequence.

Oh a triangle or is it gonna be a octagon?

I don't know.

Maybe that'll determine if I'm gonna be

a hote in hotel management.

Or then if you go on the internet you get these ridiculous

type of, I'd rather be a wildlife expert

or a public relations professional.

What kind of stupid question is that?

Of course, obviously is you say you'd rather be

a wildlife expert, you're gonna be a wildlife expert.

I'd rather be a tax lawyer,

I'd rather be a newspaper editor.

There's no guidance here.

It's stupidity on an epic scale.

And then that you get some of these test scores,

they give you this random, you know, result about

sort of your

what your test scores mean.

And then it says, you're an inventor,

you could be a real estate agent, an art director,

a diversity manager, a computer analyst,

or a TV talk show host.

Oh I'd like to be like Conan O'Brien!

I wonder where I can apply for a job to do that.

This is so worthless.

You might as well hire a psychic with a crystal ball.

You would get better information.

And then of course there's people who think their major

is gonna turn into their job.

And as we've seen before, almost all of these majors,

other than engineering, are gonna turn into a sales,

customer service or an office job.

So it's complete madness.

Some of these, they take some aspects of your interests

and your personality in these career tests.

And it's totally ungrounded, it's like training

to you to be an elf.

Well I like people and I also know how to sort shapes.

So that means I'm going to be a human resources director!

Like it makes no sense at all.

So from now on, or for now,

I want you to give up trying to figure out

what you want to be when you grow up.

And here's a hint.

Nobody fucking knows.

You know, they have these little kids like,

I wanna be a fireman, I'm gonna be a policeman.

Nobody knows, especially when you're in high school.

Don't define yourself by your career or your job.

Be like Tyler Durden, you're not your job,

your not your bank account, your not your fucking khakis.

Your not any of these things.

So here's how to choose a career the smart way.

Don't!

Don't

Don't worry about it.

Take some time to learn and explore.

Don't choose a career, create the life that you want

and ask how money supports it.

I just need to make money.

I'm not looking for this office manager job

to be my life's calling.

Because it is a recipe for disaster.

Recipe for disaster, you guys.

So I want you take a step back to look at another deeper,

even more stupid assumption.

I know, it's like crazy, how could they get even more

stupid than we're already being right now.

This assumption is that you, with your 15 or 18 or 22

years of age, you're gonna pick the career that

you're gonna be in for the rest of your life.

I'm 16 years old, I'm gonna be a human resources manager

for 30 years!

It doesn't work that way, in reality.

Realistically most college grads realize they are not

interested in what they majored in or are pursuing.

You're gonna have 12 to 15 jobs by the time you retire.

That's the, statistics.

The point is, this is not the time.

This is not the time to be determining that.

It's like saying to you,

get married now, to your soulmate,

even though you've never dated anybody.

That's why it's so awful.

Like you're in college, you're in high school.

Your thinking,

they're asking me to do something impossible.

I have to pick a career or a major

based on, I have never had a job,

I don't know anything these jobs.

I don't know anything what the future's gonna be like.

But I've gotta somehow

pick my future.

And it's insane.

It's not the ancient world guys.

You don't become a blacksmith because your father

was a blacksmith.

You know, your first job is like your first kiss,

it's not gonna be perfect.

You're gonna build on it.

Don't, don't take, I wanna take all the pressure off

this nonsense.

Now 'member, level one is just independence.

Living on your own.

That's all you should be thinking about.

When these people are talking about majors and

oh I wanna do this extracurricular.

Dude all you need is

to figure out, how are am I gonna live on my own.

Because of the Boomerang kids.

So many people moving back with their parents after college.

So the level one goal is just

comfortably being able to get your own place.

Getting your own place or at least knowing you could.

Some people stay at home on purpose,

'cause they're saving money.

That's great!

That's an empowered decision.

But it's not empowerful and I know 'cause I

was in my twenties, I moved back home.

'Cause I didn't know what to do or how to make money.

It's a terrible feelings.

It's a terrible feeling if you,

if you want to move back with your parents,

and you love your parents, that's great.

But it really,

mostly is because you couldn't afford to move out.

And that's not a good feeling, it's not empowering.

And here's a blank slide.

(laughs)

I totally forgot about.

So survive then thrive.

Just in the back of your mind,

and Imma do another video about this,

but how much money do you need each month

for your basic needs?

This is what you should be focused on.

You know, do the math of your rent

and your car insurance and all these things,

I need 2000 dollars a month.

Great!

Then you can do the math of what kind of job you need

to get and you'd be very comfortable and responsible

for that, and you can move out and be an independent adult.

Versus the person whose graduated with the

degree in interpretive dance and then goes, now what.

I was so responsible and I got my degree,

but I don't even know how to support myself.

Now most people approach the job search, and money,

with a desperate, clueless, pleading attitude.

Like please, please, please give me a job, give me money.

I don't know what I'm doing.

I need help.

Please give me, give me a money.

Give me a money.

Rather than asking, what value can I offer?

This is what I, it's what I teach people.

Shin, you know, she came in 21,

she learned these skills that are in demand,

she get hired, get 6000 dollar a year raise.

Because they saw the value of the work the I provide.

So here's a wealth tip.

Think from the employer's point of view.

Do employers want a fancy suit?

Do they want a really cool looking resume?

It's like being on a date.

If you wanna have a good date with somebody,

you have to actually listen to them

and think about what's it like for them,

you can't just talk about yourself

throughout the whole date.

It's not gonna go well.

So here's the thing.

Employers want skills, not credentials.

This is the fastest way to get ahead, guys.

Just understand this.

Degree is meaningless.

That's why Liam Neeson in Taken said,

I have certain set of skills.

He didn't say, I have a degree

in hostage negotiation or something like that.

Or kicking ass.

He had skills that he utilized.

Employers want people who can do things that

need to be done in their company to make them money.

So here, you google, what are in demand skills.

Linkedin will tell you.

These are the top skills in 2018.

Right in front of your face.

You get any one of these skills,

you will have a job, you will have clients,

you will have money.

This is how this leads to money.

Now, you may have no idea what some these skills are.

That's okay.

You're in, you're looking in the right direction.

All the top skills involve computer and the internet.

Not mowing lawns!

And this is what drives me insane,

because if google how to make money as teen,

I'm still gonna see these articles where it's like,

hey guys you should start a paper route, or should mow

somebody's lawn or pickup leaves for your neighbors.

You could charge 'em ten dollars an hour,

or something like that.

It's like dude, that's what people did in the '90s

when I was kid!

There was no internet.

There were no way to get these skills.

It's the worst advice I've ever seen.

You have so many opportunities.

How valuable are your skills?

This is the crisis.

Specialized skill, like the one's we're talking about,

one's like Karen here,

that's why she's making 40 dollars an hour.

My other student, Nick, is 20 years old in Seattle

making 35 dollars an hour.

Everybody else who has, just general skills, like being able

to flip a burger, or work in an office.

Oh I can, I know how to use Microsoft Word,

I'm gonna get ten or 15 dollars an hour.

That's why you get paid more money depending on how

valuable your skills are.

Skills!

Okay so the thing about these skills is that

they can be learned directly online or in Intensives,

like boot camps, in under a year.

And you can start learning a lot of these things in

high school.

Which is why I'm doing this whole course.

'Cause I'm like dude, stop wasting your time

stressing about the damn AP test and learn some skills

that will get you paid.

And the one, my favorite skill, the one that

I focus on the most, that I teach is SEO and SEM marketing.

And I'm gonna talk a lot about it more.

'Cause I don't consider myself super technical.

But all those skills are learnable.

Coding is learnable, I learned coding when I was

in high school.

I did Pascal, I'll talk to you about that later.

But all these skills are learnable, if you apply yourself.

So what is a job actually like?

Being a doctor sounds great, but in reality

it's pretty darn gross.

I remember my buddy was in medical school

and I was, like what, what's medical school like?

And he said, we're doing prostate exams all week.

Like dude, he is just stickin' his finger up

guys' asses, all week.

That's his job.

That's what it's actually like to be a doctor.

It's really gross, it's boring.

I mean I'm sure it's very rewarding for a lot of people.

But, what is a job actually like?

So I want you to go from the concept of what a job,

a lot of parents push doctor, lawyer, or engineer on people.

Because, you know, people force themselves into

engineering, law, et cetera.

'Cause it's stable or it's prestigious.

Oh a doctor, oh it's gonna marry a doctor.

But, what is the job actually like?

And a lot of engineers especially,

I know so many damn former engineers because

they got the degree, they got a job and they look for

something more fulfilling.

Because it's not very fulfilling work.

Now I would like to be able to follow your passion.

And we're gonna talk about that.

However, that's not an excuse to avoid reality.

I'm not saying, oh just write poetry and paint stuff,

and you'll just somehow magically make money.

That's not what I'm saying.

And I would rather have somebody who becomes an engineer

and doesn't like it that much, but they can at least

feed themselves and support themselves.

then somebody who's sort of delusionally following their

passion, without anything, you know, practical

about how to actually turn that into money.

These skills are powerful.

What we're talking about.

These skills, even if it's not your dream job,

to say be a coder or work in digital marketing right now.

Even if you think you can't learn it,

oh I'm not a technical person, I'm not good at it,

I think you should push yourself, 'cause you can,

it's not an excuse.

You should have these skills in your back pocket

'cause this is the right direction to push yourself.

When you have these skills then you can use these skills

to generate income for yourself for the rest of your life.

And then you're a responsible adult and you have the freedom

to do what you want in your life.

And you're not a slave to somebody else.

Now digital marketing is a hybrid,

it's technical and creative and I'll be talking about

it a lot.

'Cause like I said,

I'm not super, I'm not super technical myself

and I'm more creative and that's why I like it.

It's between, its a mixture of the two.