News on Youtube Oct 31 2017

First Photo Of Kim Soo Hyun Since His Enlistment Shows How Much He's Changed

Kim Soohyun quietly enlisted in the military last week, and hes already changed quite a lot since then.

Hes currently receiving training for 5 weeks at the new recruit boot camp….

…and will be sent to his official army post after that for 21 months.

A recent photo of him in the military surfaced online, and people praised how much more masculine he appeared.

Kim Soo Hyuns expected discharge date is July 22, 2019.

Source: Dispatch.

For more infomation >> First Photo Of Kim Soo Hyun Since His Enlistment Shows How Much He's Changed - Duration: 1:15.

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Is A Million Dollars Enough To Retire? How Much Money Do I Need To Retire - Duration: 3:43.

Can you retire on a million dollars? I mean, how much money really is that?

How far can that go? I'm Kris Krohn and today on Limitless TV, we're gonna explore

that question and find out what kind of retirement you're really gonna need to

live the life that you want.

A million dollars, a million dollars. Oh my gosh, I'm rolling in the money, rolling

in the money! A million dollars is not what it used to be, right? It's like, oh my

gosh, I want to win the lottery if I had a million dollars, what could I do?

Just pause and think about it for a moment, call your financial planner up if you

have one and say, I got a million dollars, what are my options?

and you know what he's gonna say, hmm we should put that in an annuity, get it to

produce three or four percent a year. Okay what's three percent of a million

dollars? It's 30 grand. What is that? Like less than three thousand dollars a month?

That's like 2,500 a month. Can you retire on 2,500 a month? No you can't retire on

2,500 a month, you're a millionaire, what are you doing with $2,500 a month?

You know what you do instead? Now you take that $2,500 a month and you have to pull

off some of the principal, pull five grand out every month, five grand out

every month because now I got 75 hundred I'm feeling pretty good except a few

years later, guess what you've done. You've been eroding your wealth as if

you can plan your d-day, death day. So there's got to be a different

alternative and that's what we're here to talk about and let me kick it off

with this idea first. A million dollars is not what it used to be but a million

dollars sitting in real estate even just paid off,

I could buy six paid off homes producing $1,200 a month each, I'd be sitting over

$7,000 a month an income, it's 85,000 dollars a year, it's not quite six

figures but guess what? I'm crushing it compared to the financial markets.

Now that's just the basic concept, you want to know what you could really do with a

million dollars in real estate? That's what I'm gonna show you next.

So if a million dollars could buy you a bunch of paid off free and clear properties, guess

what a million could also do. It could buy you 20 to 25 leveraged properties

and those leveraged properties will probably have a cash flow, very similar

to the paid off homes but here's the difference,

if I buy 25 homes with twenty or forty thousand dollars of equity each,

then guess what those homes will do when I sell that next batch. It will have taken

my first million and I'll turn it into two million dollars, you'll have

doubled your investment. How sexy is that? That's what leverage in real estate does,

it's time to pay things off and be free and clear when you have enough money to

produce the residual income that you want and that's really what the math

comes down to. Million dollars is not enough to retire on in the financial

markets. A million dollars in real estate can get you pretty close to a six-figure

income on paid off free and clear property and a million dollars is

certainly enough to catapult into your next million super-easy through

leveraged real estate. Bottom line is, when you can scroll it all up and bundle

it and wrap it into paid off property with enough residual income that meets

your liking for today and what your lifestyle needs will be a decade or two

from now, that's when you're ready to retire and that's how you do it.

I love helping create millionaires and keep on watching these videos and subscribe

because if you're seriously committed to your financial future, we're definitely

going to drop some nuggets on you, both in the mindset and the real estate

that's gonna help you get there.

For more infomation >> Is A Million Dollars Enough To Retire? How Much Money Do I Need To Retire - Duration: 3:43.

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How to negotiate your home purchase price - Duration: 8:46.

Welcome to Homebuyer's School, brought

to you by Brookfield Residential

Get ready to learn strategies, tactics and tips

on the home buying process.

Join Karl Yeh as he talks with experts

with the savvy and experience to help you

find your perfect home

Hello and welcome to another

edition of Homebuyer's School.

I'm your host Karl Yeh, this is

Cory McDonald community manager with

Brookfield residential and in this

episode we're gonna answer the question

I think a lot of people really want to

know is: When can I actually negotiate a

home purchase price and what's the best

way to do it?

100 percent, I always tell people it never hurts to

ask. You're never gonna get anything

if you don't ask for it. With that being

said, I can't always guarantee that what

you're asking is gonna be accepted or if

whoever you're buying from is gonna be

able to negotiate it does play into

effect a lot of variables.

There's a lot of variables that would go

into is that seller willing to take a

little bit less in order to move them

quickly or are their margins too

slim and they they can't sell it for that low of a cost.

So I think the biggest one

that would play into effect would be

just the general state of the market.

Is the market dictating that there

should be some leeway in the price? Or is

it saying the opposite? Is it saying that

you're getting the best possible value

at this time? So that does play

definitely into the the ability to

negotiate specifically on resale as

well. If your home isn't selling,

for the price that you have it listed,

means you're priced ineffectively and you should be

negotiating or looking at a change in

the price. Again variables that would

differentiate this would be larger homes-

If you're looking at a multi-million

dollar estate home on average they're

gonna take longer to sell just because

there's not as many as those suppliers.

So as you get to more and more affordable price homes

there's more of a market for those so

those are typically into the lower

average days on market. So as far as resale

that's what plays into your

leverage for negotiating. Now is there a

difference between resale and a new home?

There would be, and the biggest

thing would be what it costs a builder

to build a home. Again, it would

really depend on the size of the home

and the style of purchase, but a lot

of the the people that come in and look

at a new builder and they say, "These are big

corporations and they have so much money

they're making, look how much money I'm

spending on a home, they have

room they can drop 50 60 100 thousand

dollars on the price of the home and still make

three to seven hundred thousand on a home."

And that's not the case right. Especially

with labor costs and the costs of

land that the house is being built on,

the margins aren't actually as big as

one would initially think especially as you

get into say the condos, the

townhomes or even some of those

single-family homes

builders have their their margins what

they're comfortable making on the home

versus what they can sell it for.

So if they have their their ratio and it

drops below that what they're comfortable

making on the home they can't fiscally

stay afloat if they're not accepting at

least a bare minimum on it. Is there a

kind of a- like in your experience, is

there like a cut-off that, "Hey you know

what I can't really go any lower," but are

there any things that you would try to

offer? Sometimes and a lot of that does

depend on on the market as well.

And that has been a way that people have

been able to work into, "Well if you can't

work on the price, is there anything else

that can be added? Can I get X

amount of months for no condo fees or can

that washer and dryer that I wanted

upgrade to, is there a way that that can

be included as well?"

So sometimes that is a really smart way of

working around it. Entirely though it

still comes down to what's fair

in the market, and is that still

affordable for the seller or the builder

to be able to to go forward with it.

And in your opinion, like I'm sure

you've, you know work with a lot of

customers and they've come in with a

number of offers. Do you have any advice

or best ways to negotiate that purchase

price? Because I'm hoping someone's

going to come to you-

Now and here's here's an interesting

point is is some of it is cultural right?

That there are some cultures that like

negotiating, and they don't feel they're

being respected if they don't get a deal

right? Or if they don't at least present

an opportunity to negotiate and

sometimes you have to be as sensitive

to those different cultural beliefs,

but at the same time sometimes as a

seller- as a builder, your hands are tied

as far as what what margins you can make,

and the actual building cost of the homes

and what we're saying is fair market

value of the home. So obviously we want

to be respectful when accepting an offer or when

presenting one too. Everybody always has

the ability to walk away, right and

that's what plays into this is

that if it's not the right fit if it's

outside of your comfort level in order for financing

then you have the right to walk away but

it has to be good for both parties and

in order for it to be a successful sale.

Makes sense, any other tips that

you- like when you go in and negotiate

with a salesperson, what are some of the

things that you would try to it helps to

be educated. And then sometimes-

So watching these videos? These videos would

be a fantastic way to get

yourself educated. But whether

that's even going on some websites that

have MLS listings, or using a realtor

professional to get some of that

information. So if you have some of the

market equivalents in that area, say hey

here's three of the homes, they're sold

in the last 60 days here's what their

fair market value was and this is why I

think that we should be able to purchase

at X price versus what you're

advertising because having that

definitely can sway a little bit right?

I can't always guarantee that that's

going to work based on the times and

what the economy saying, but that

definitely helps is if you are educated

and instead of just picking a random

number -yeah as close to free as

possible let's get there right instead of just throwing

that number out there. So that goes

into another question - How do I

decide what to offer for the home,

like yeah I can try to meet you at you

know the price but how like,

what are some of the things that I need

to consider on when I'm making that offer?

This kind of ties into another point is,

before even looking for a home, it really helps

if you know what's important to you

in your home, and I'm not thinking

specific upgrades, I'm not thinking

specific oh it has to have three

bedrooms but what makes the most sense

for your lifestyle? Right, are you okay

with two bedrooms because it's just

you and a roommate or you and a

guest room. You have a family, you

would need space for the family or a

yard space to play or something close by

with parks. So figuring out what needs in

a home are gonna fit your lifestyle

and that's the most important thing. If

you need that in a home then that's what

you have to be able to present with the

offer that has to be something that

you're considering with the purchase of

the home. So if if you've got six

kids and a rinky-dink washer and

dryer that's being presented,

you want to get that as well. That's

an item that that makes more

sense for your lifestyle right. So

instead of just saying I want upgraded

countertops just for the sake of having

countertops- Great countertops. Exactly

right, if it's something that meets

your lifestyle if it's something that

you need in the home based on what

you're looking for, then that's maybe a

better way to approach okay this is

something I need this is why I needed in

the home as opposed to just give me free.

I just want free for the sake of free.

So did you have any other tips from a

negotiation perspective never hurts to

ask. I'm just gonna repeat it right.

You're not always gonna get the answer

you want but never hurts to ask. For sure.

All right well thank you very much

that was excellent today. Definitely

something that when I'm purchasing my

home I'll definitely think it was-

especially the lifestyle right, and

ensuring that that home meets the

lifestyle that I want. Absolutely.

Anyway, that's it for today's episode,

we'll catch you next time.

That's another edition of Homebuyer's School.

Tune in next time for more expert tips and tricks,

and visit homebuyersschool.ca

to bring you one step closer to

finding your dream home. As with

everything, it would be great if you like

and share our videos. Also please let us

know if you have any home buying

questions you want us to answer.

For more infomation >> How to negotiate your home purchase price - Duration: 8:46.

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Queen Elizabeth Is a High-Stakes Horse Breeder Who Has Raked in How Much at the Races?! - Duration: 5:33.

For more infomation >> Queen Elizabeth Is a High-Stakes Horse Breeder Who Has Raked in How Much at the Races?! - Duration: 5:33.

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First Photo Of Kim Soo Hyun Since His Enlistment Shows How Much He's Changed - Duration: 0:52.

First Photo Of Kim Soo Hyun Since His Enlistment Shows How Much He's Changed

Kim Soohyun quietly enlisted in the military last week, and hes already changed quite a lot since then.

Hes currently receiving training for 5 weeks at the new recruit boot camp….

…and will be sent to his official army post after that for 21 months.

A recent photo of him in the military surfaced online, and people praised how much more masculine he appeared.

Kim Soo Hyuns expected discharge date is July 22, 2019.

For more infomation >> First Photo Of Kim Soo Hyun Since His Enlistment Shows How Much He's Changed - Duration: 0:52.

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Ask the Vet - How much chocolate is toxic? - Duration: 0:45.

First, we would like to wish our patients and clients a happy and safe Halloween.

This time of year a common question we receive is around chocolate toxicity and how much

chocolate is too much?

And it's a difficult question because white chocolate isn't nearly as bad as milk chocolate,

which isn't as bad as dark chocolate, which isn't as bad as baking chocolate.

So it all depends on the type of chocolate your pet ingests and the size of your pet.

So if your dog or cat ingests any chocolate this holiday season we recommend you contact

your veterinarian to discuss the amount and determine is that level toxic, what signs

you need to watch for, and if your pet should be seen.

Have a happy and safe Halloween.

For more infomation >> Ask the Vet - How much chocolate is toxic? - Duration: 0:45.

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How to Read Your Smart Meter - Duration: 1:09.

If you have a SMECO smart meter, you can use this information to find out how much electricity

you're using.

The display on your meter cycles through seven screens, which change every 2 to 5 seconds.

The first screen simply shows the display is working properly.

The second screen is just a marker for the third, which shows a number followed by KWH,

for kilowatt-hours.

For most people, that's all you'll need.

Screen 4 is a marker for screen 5, which displays the amount of excess energy you produced if

you have solar panels.

The sixth screen is a marker for the last, which shows electricity demand, a number followed

by KW, for kilowatts.

Use the third screen that shows KWH to calculate your electricity usage over a month.

Just subtract the reading for the first month from the reading for the second month to find

out how many kilowatt-hours you used.

For more infomation >> How to Read Your Smart Meter - Duration: 1:09.

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How To - Choosing A Wedding Photographer - Duration: 2:04.