News on Youtube Feb 21 2019

how much is too much is the question and this is also a very

interesting topic when it comes to landscape photography how much is too

much editing in Lightroom how much is too much post-processing in Photoshop we

will talk about this and I will share my thoughts while editing some landscape

photography in Lightroom of course so don't go anywhere stay here

welcome to my channel here we talk about photography and I make videos just just like

this one where I share my thoughts about editing landscape photography in

Lightroom so if you're here for the very first time it might be a great idea to

subscribe not sure what's going on with my hair today maybe time for haircut

look at this I am sure that if you are a photographer like me and you post your

images on different social media you have received this question how much did

you work on this image did you use Lightroom how much did you edit in

Lightroom how much did you change these colors how much did you do what did you

do I get very annoyed by those kind of questions because in my opinion it

doesn't really matter this is not the point how much is too much it's a very

personal question yes I don't think there is too much I don't think there is

a limit the limit is yourself the limit is your vision the limit is what you see

when I shoot my landscape photography and I have eventually a vision of what I

will do in Lightroom

this vision might change over time this vision might

change by the time I get back it doesn't really matter while editing

this photo the limit is what is compelling to my eyes to my vision

in the only thing that matters to me is that the result is pleasing my eyes yes I

do post images on social media and people will ask questions but in the end

I will only share an image that is compelling to me that is pleasing to my

eyes there is the result of my vision both while I take the shot and while I

edit that photo but then you might have the objection that there is people that

are using multiple photos sometimes of even different places to create a

composite image that does not exist that does not correspond to reality well you

know if that's what they like if that's what they envision why not

maybe personally I'm not a big fan of that kind of photography at the same

time I am guilty too because in my lady in red series I do some composite too

basically I take two shots one long exposure and one short exposure in order

to freeze the subject in that landscape the frame is the same the composition is

the same but that scene does not really exist and by the way since I mentioned

those photos let's see what I'm talking about

so it is up to you to decide what you like what you don't what you like for

your photography and what you like for other people photography and in the end

as usual the most important thing is just to create so rather than sitting at

the desk judging other people photos why don't

you just go out take photos for yourself create your own landscape embrace your

vision and bring it to life - talking about this I think we should move to

Lightroom and see how I edit my landscapes you will tell me how much is

too much here I am at my desk in front of Lightroom and I have this lady in red

series picture taken in Iceland in this beautiful place which is the Vestrahorn

headland I was lucky enough that nobody else was there and this is the beauty of

traveling alone this lady in red shot is different from most of the

others as a matter of fact this is only one shot I'm not actually merging two

images together and not using a long exposure f8 iso 100 one twentieth of a

second with my loyal 20 millimetres f 1.8 it's a cloudy day low clouds and in

my vision I see the lady in red which is harmless but fearless that is facing the

strength and the drama of nature so I want to create drama in the sky but

because I wanted to retain the details in the foreground I exposed my image all

the way to the right as you can see from my histogram and I will be able to

retrieve a lot of details from the sky I do want to create drama with this image

let's get started as usual xxxxxxxx really no Siri no leave me alone

as usual I will start from the aspect ratio in this case I'd like to

use this image for my thumbnail so let's see if the sixteen by nine crop will

work and I believe so I open the basic panel i changed the profile to Adobe

landscape which already brings some saturation in you can see and I already

have more details even in the upper part of the image I didn't use any ND filter

for this photo but at the same time I want to check my white balance so I go

and pick up a white neutral target and as you can see this does not work at all I

will try cloudy and I think I like cloudy better first thing first I want

to fix whites and blacks I hold down the shift key double click on whites and

double click on blacks and I already expanded a little bit my histogram to

the left this time I will decrease the exposure a little bit add a little bit

of contrast decrease the highlights by a lot I go all the way to minus 100

just a little bit of shadows, a touch of clarity I will work with the dehaze quite

a bit and you can see how the mood is changing already very quickly a little

bit of vibrance you will remember from my previous Lightroom tutorials the

vibrance is increasing the saturation to the more muted colors present in the

image while the saturation is actually increasing the saturation to every

single color I will give it a touch of saturation as well now let's go to the

tone curve and I will see if the medium automatic contrast will work for me I

think it does I'm not going to touch the hue saturation and luminance panel for

now I will go straight into the split toning details as you know Lightroom will apply

a little bit of sharpening right away but I will change the radius want a

smaller radius but I will increase the details I will hold the Alt key move the

masking slider to the right in order to see where the sharpening will affect

everything that is going to be white will be touched by the sharpening

whatever is black will not be touched that I don't want any sharpening in the

clouds and now I can increase the sharpening and I will be sure that will

only affect the areas that I care let's zoom in to see if that's too much you

can see that the edging here is creating some kind of weird artifacts and so

sometimes is the image that is telling you it's too much so move it back and I

think it's better my chromatic aberration and my profile Corrections

are happening at the moment of my import check out my previous videos to see how

that can be set and I will go to the effects panel because I want to add some

vignette into my shot and let's see with these quick general adjustments what kind of

results we have this is the before very flat this is the after before after now

let's add some local adjustments and the main thing I want to do is to increase

the drama in the sky so I will use a graduated filter I will double click on

effect in order to reset all the sliders I will hold the shift key and drag down

my filter from the top release let's decrease the highlights here let's

increase actually the contrast I want to decrease the blacks

I want to decrease the exposure maybe too much maybe not I will add some

dehaze and I want to decrease the saturation also I would like to remove

this filter from this part of the mountains that are becoming very very

dark here to the left and to the right and in order to do so I will I will

click on the bottom left corner in order to see which part of the images are

affected and then I will select the brush within the graduated filter and I

will click on erase in this way I can create a brush that will erase the

filter from the area that I don't want to be touched you can see that the red

is disappearing

and for the sake of the video I'm doing this in a very quick way because I want

this video to last forever at the same time if there are areas of the photo

that are not touched by the graduated filter like the clouds on the left and

the clouds on the right I can use a brush and instead of erasing I will

actually stay to the a brush and fill in those area that were not actually

touched by the graduated

okay this is that let's see how it looks before after before after

what do you think is this too much so in my opinion we should not put any limit to

creativity it sounds like a crazy contradiction in terms

I believe instead that we should follow our vision trust our taste please our

eyes without trying to please everybody else and it is also natural that over

time our way of seeing things will develop will change in my own experience

my way of seeing my way of editing in Lightroom changed a lot over time not

only because I learned new techniques but mainly because my tastes changed and

I think it's a good thing it means that we are still searching but I am curious

to know what do you think about this so don't be shy don't be lazy just a few

words in the comments below easy I appreciate that I hope you

enjoyed this video I hope you learnt something new and if you did I think he

should or could hit the like button maybe share the video with the wife husband

boyfriend friend thanks for watching and I will

see you in the next well wait a second actually I would like to know who is

watching until the very very end if you do just write in the comment I do now

thanks for watching and I will see you in the next video

For more infomation >> Editing Landscape Photography in Lightroom, how much is too much? - Duration: 14:42.

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FOX TV - What do you REALLY need to save for retirement? - Duration: 21:56.

It's the million-pound question: how much is enough when it comes to saving for retirement?According to official figures, four in ten of us are underestimating what we need to set aside

Half of the 12 million workers 'under-saving' earn at least £34,500 a year, according to a Government study of its flagship workplace pension scheme

 That means 6 million middle-class workers face a drop in their standard of living when they retire, unless they act now

Look ahead: Half of the 12 million workers 'under-saving' earn at least £34,500 a year, according to a Government study of its flagship workplace pension schemeMost people save into 'defined contribution' plans that are linked to the stock market

With these deals, working out just how much you need to set aside to ensure a comfortable retirement is tricky

So how much do you need in old age? And how can you make sure you're saving enough? Money Mail has the answers

RELATED ARTICLES Previous 1 Next Double the pain for savers as punishing inflation pushes

The council that ruined Christmas! Residents on Essex estate. The fraud vigilantes fighting back: How Jack, 60 and his

Give children the gift of a savings habit this Christmas -. Share this article Share 96 shares HOW THIS IS MONEY CAN HELP Are you saving enough for retirement? Check with our pension calculator Calculators at the readyYour first task is to work out what income you'll need when you stop work

Experts disagree on what this target should be. Some say you should aim for two-thirds of your final salary

For someone on the average UK wage of £27,000, that would mean an annual income of £18,000 in retirement

 The Department for Work and Pensions analysis, published this week, says someone on £13,000 or less should aim to have 80 per cent of their salary in old age, or £10,400 a year

For someone on more than £55,000 it recommends 50 per cent, or £27,500 a year.Other experts suggest setting aside a lump sum worth ten times your final salary

So someone earning £27,000 would need £270,000 to see them through old age.In truth, everyone is different

To work out the right number for you, sit down with a pen and paper and roughly calculate your likely retirement outgoings

Start with essential spending such as utility bills, running the car, the food shop and repairs

 The Office for National Statistics says the average annual food spend is £2,808 while gas and power bills cost £1,253

Remember, these numbers will rise every year with inflation.Next, consider the costs of the lifestyle you want

Include holidays, meals out and hobbies such as golf or dancing classes.Take into account practical considerations such as whether your spouse will be relying on your pension, and whether you might downsize your property or move into retirement accommodation which charges fees

How much do you need to save for retirement?  The amount that you need to invest each month for retirement depends on how big a pension you want, but it also depends on your age

  Our pension calculator can help you understand how much you may need to save.Put in your income, when you expect to retire, how much you are setting aside, your pension pot now, any other funds you have and the percentage of your current salary that you hope for in retirement

The calculator will tell you how much income you could get in retirement, adjusted for inflation, and also your projected total retirement pot

The figures are based on prospective returns from numbers crunched by Fidelity's investment experts, which err on the side of caution

With luck, investment returns will be better and you will end up with an even bigger retirement pot

Click the button above or the pension calculator link here to try it out.   Don't underestimate how long you will live, or forget the state pensionDon't underestimate your life expectancy

Many savers only expect their pension pot to need to last them a few years but a 65-year-old can typically expect to live two more decades

Peter Chadborn, director at advice firm Plan Money, says: 'We are living longer in retirement and each generation seems to want a better retirement lifestyle than the one before

You may have 40 years of earning to save enough for 25 years of not earning.'Remember the state pension will lighten your load (get a forecast at gov

uk/check-state-pension or call the Future Pension Centre on 0800 731 7898.The full £159

55 a week flat-rate payout works out at £8,296 a year. So if you're aiming to have a retirement income of £18,000 a year, you'll need to fund about £10,000 yourself

You should multiply this amount by 25 years to work out the absolute minimum you'll need — £250,000 in this case

This figure presumes you'll run down the pot gradually so nothing is left. In reality, you're likely to continue to get a return on your savings during retirement if you've invested them wisely

You won't want the pot to run dry in case you live beyond 25 years, or so you can leave something for a spouse

So think of these figures as a starting point. The Department for Work and Pensions analysis, published this week, says someone on £13,000 or less should aim to have 80 per cent of their salary in old age, or £10,400 a yearHow to cover the basicsThe International Longevity Centre think-tank estimates that workers typically need to save 18 per cent of their salary to obtain these target retirement incomes

 With bills, mortgages and supporting children through university, that's far too much for most people to give up

One solution is to start saving as early as possible. This gives your money longer to grow — and means it gets an extra boost from compound interest

Experts say it's a mistake to wait until you don't have a mortgage and the children have flown the nest

Peter Chadborn says: 'A little from a young age is a good discipline — waiting until you're mortgage-free might mean you can save more but you won't have as long to do it

'Jamie Clark, business development manager at Royal London, adds: 'Start small and increase your savings every time your salary rises

This way your pension should track in line with your lifestyle.' The International Longevity Centre think-tank estimates that workers typically needs to save 18 per cent of their salary to obtain these target retirement incomesSay you decide £15,000 a year will see you through in old age

After taking into account the £8,296 state pension, you need to fund £6,700 a year yourself

Multiply that by 25 years and you will need £167,500.If you start saving at age 20 and the funds in your pension pot grow at 5 per cent a year, you'd need to put £82

50 a month into your pension to build up £167,000 by age 65. If you waited until age 40, you'd have to save a much bigger £280 a month to amass the same amount

Under the Government's flagship retirement scheme introduced in 2012, the vast majority of company staff are now automatically enrolled into pensions by default

But not enough is going into their pots. The finding that 12 million people are under-saving comes from the DWP's analysis of its 'auto-enrolment' programme

Currently, only a minimum of 2 per cent of your annual salary must go into your pension pot under the DWP's rules

Half of this must come from your employer (they pay this on top of your normal salary)

Basic-rate taxpayers then have a minimum of 0.8 percentage points and higher-rate payers 0

6 percentage points deducted from their salary and put into the pension. The remaining 0

2 or 0.4 percentage points comes from the Government in the form of tax relief.These numbers will be slightly different in Scotland after the SNP hiked its income tax rates last week

Firms are only obliged to ensure 2 per cent of earnings between £5,876 and £45,000 go into your pension

If you saved 2 per cent of the full average £27,000 salary, a total of £45 (including tax relief and your employer's contribution) goes into the pot each month

At that rate, if you started saving at age 20 you would have just £24,300 by age 65

But the benefits of a workplace pension mean it wouldn't cost the earth to increase your savings to the magic £82

50-a-month mark.At least £22.50 of this would come from your employer (the 1 per cent payment your boss must make), with the Government providing £12 in tax relief

That leaves you sacrificing £48 a month from your salary.Again, these figures will be a few pounds different in Scotland under its tax changes

If you're starting at age 40 and need to put aside £280 a month, tax relief would provide £51

50 and your employer would pay £22.50. That leaves you needing to contribute £206 from your salary

The minimum percentage for auto-enrolment savings will rise to a total of 5 per cent in April 2018 and again a year later to 8 per cent

Saving that percentage from the full £27,000 average income would increase your contribution to £180 a month, or £2,160 a year, meaning you'd comfortably meet your target for a £15,000 annual income

To get the £6,700 not covered by the state pension from an annuity — your main alternative option, which provides a guaranteed income for as long as you live — you'd need to set aside £207,000, according to figures from investment company Fidelity

This is based on a policy for a single pensioner with payouts rising by RPI inflation each year

Contact the pensions department or whoever deals with HR at your employer to find out how much is going into your plan

 Good employers often pay in more than the minimum — for example, matching your contribution so if you pay in 5 per cent the company adds another 5 per cent

Under the Government's flagship retirement scheme introduced in 2012, the vast majority of company staff are now automatically enrolled into pensions by defaultSave extra for special treatsMany savers will want more than £15,000 a year in retirement

To get to £25,000, your savings will need to generate £16,700 in income, after the state pension is taken into account

That means building up £417,500 if you want your pot to last 25 years.If you save from age 20 to 65 and your investments grow at 5 per cent a year, you will need to set aside £205 a month

STEEL PENSIONS PROBED Seventeen financial advice firms are being investigated over the Port Talbot steelworker pension scandal

More than 2,000 people have transferred out of the troubled British Steel final salary pension scheme

Experts say workers are giving up a lifetime income for risky funds that charge fees of up to 7

5  per cent. The City watchdog is investigating claims that that they have been given poor advice

Six companies have stopped giving advice: Mansion Park Limited, Active Wealth UK, Pembrokeshire Mortgage Centre, Vintage Investment Services, Retirement & Pension Planning Services and West Wales Financial Services

A further 11 are under investigation.p.thomas@dailymail.co.uk By April 2019 your employer will have to contribute a minimum of 3 per cent of your salary to your pension pot if you join your workplace scheme

So your company would pay in £67.50 a month on the full £27,000 average salary.That leaves you putting aside £137

50 a month. Of this, £27.50 will come through tax relief so just £110 a month would need to come from your pay packet

Someone aged 40 would need to set aside £698 a month, or £504 when tax relief and employer contributions are factored in

Alternatively, to get the £16,700 you want from an annuity you'd need to set aside £545,000, according to Fidelity

If you want the best of the bestIt's beyond most people's needs, but what would you need for a £40,000 income? The answer is £1 million — the maximum allowed — if you're splitting it evenly over a 25-year retirement

Remember, your pension isn't the only asset you'll have available for retirement. Property, Isas and other investments can be useful

Downsizing to a smaller house that's less costly to run will free up cash. According to property website Zoopla, the average asking price of a four-bed house is £486,494, while the typical two-bed costs £295,314

Downsizing would free up £186,414 (after you'd paid stamp duty of £4,766).Say you have built up £200,000 in Isas and other investments

That leaves you a £600,000 shortfall after downsizing your house.To get your pension to £40,000, you'd need to set aside £295 a month from age 20 until age 65

Assuming your employer contributed 3 per cent of your salary, as it will have to from April 2019, you would need to save £182 a month

 If you started at age 40, you'd need to set aside £1,005 a month, or £750 when tax relief and employer contributions are factored in

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For more infomation >> FOX TV - What do you REALLY need to save for retirement? - Duration: 21:56.

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WEIGHT LOSS UPDATE / How much have I lost? / Weight Loss Journey 2019 - Duration: 7:06.

Hey y'all! Welcome back to my channel.

Today I have, finally, a long awaited weight-loss update for you guys.

I know it has been quite a while since I showed you guys my starting point video,

that will be linked up above as well as down below if you want to check it out.

But today I'm gonna update you on the progress over the last month

and the struggles and just kind of let you guys know where I'm at.

Real quick, if you're new here my name is Shawna, I make mommy, lifestyle,

and weight loss journey videos here on my channel and I have a almost one year

old little boy who is in a lot of the videos.

If that sounds like something that interests you,

make sure you hit that red subscribe button down below

because we would love to have you join the family.

And if you like this video make sure you give it a thumbs up

and leave me a comment down below because it helps my channel out.

So anyways you guys, let's just dive in and get started

on how I've been doing this last month.

So first off, I am just going to tell you my weight.

I'm around 227 right now.

It's been fluctuating between like 226 and 228,

so we're gonna go with 227.

So that means I've lost about three and a half maybe four pounds total in the last month.

Not a lot. Honestly you guys I haven't been doing great.

For those of you who've been watching my videos,

you know that this last month or so my whole family has been a really sick.

We had colds, mine turn into an upper respiratory infection.

I was sick for a few weeks with that,

and then basically right as soon as I got over that,

we all came down with the stomach bug.

And so it's just been a rough few weeks.

So eating wise I haven't really been doing much.

I've pretty much been sticking to my same old same old diet,

which isn't great.

But there are a few little things that I have been doing to try to lose some weight,

or just to try to be healthier in general.

First is I've started the process of giving up sodas and caffeine in general.

I was drinking two sodas a day.

So when I say a soda, I mean like a 12 ounce can and I drink Dr Pepper.

So I cut that down to one and then after a week or two of that,

I cut it down to 1/2 of a can a day and now I have given up soda.

It's been three days so far, my head is not happy about it.

I do have a caffeine addiction,

so I get pretty bad headaches when I give it up but that's okay.

I know they will go away eventually.

So I gave up sodas.

I also been just in general trying to drink more water.

My goal everyday is somewhere between 90 to 100 ounces of water.

I've been doing pretty good with that I have a 32 ounce cup,

one of those ones it's like supposed to keep water cold for you.

It's like a Yeti but like the knockoff brand.

I try to drink three to four of those a day

and I've been doing pretty good with that.

Just not drinking as much soda has been helping me with that in general.

Then another big step for me,

what I've been doing is trying to take the stairs more.

In my office, at my office, I work on the second floor,

which doesn't sound like a lot I know it's only the second floor

but I have a bad habit of taking an elevator up all the time.

We have really tall ceilings at my office building.

They're like 20 foot ceilings or something.

So the stairs are actually the level of two flights of stairs for a normal flight of stairs.

So they're really really tall

and stairs in general just give me anxiety, I don't know why

but I'm always scared to death I'm gonna fall down them.

like literally will have panic attacks sometimes.

It's a weird weird anxiety but they give me anxiety for some reason.

So taking the stairs is something that I just struggle with in general

so I've been trying to do that more and more.

I still don't do it if I have my hands full

because I want to be able to hold on to the rail

but if I don't have my hands full and have a hand free where I can hold the rail,

I've been trying to take the stairs up and down at work every day.

Which I think has actually been helping a lot.

I know the first two or three days I did it,

I was so out of breath by the time I got to the top of the stairs,

But little by little it's gotten a lot better

and I can do it pretty easily now without getting out of breath.

So, that's a good sign.

But yeah overall the weight loss hasn't been much,

as I mentioned it's been three and a half to four pounds give or take.

My weight fluctuates constantly so who knows exactly how much it's been.

I'm okay with it. I mean it's something at least I didn't gain weight.

I know this last month hasn't been a great month for me

so at least I didn't gain weight and I'm happy about that.

Now this month I am starting a few new things,

Already this week I have started working out,

I'm working out at least three days a week.

I work out at home with some videos.

I use a YouTuber, I think BodyFit by Amy is her name.

I love her she has a lot of postpartum workouts which I love.

I will leave her link down below you can check her out, out I really like her.

I've been doing that just starting this week.

Then I am also, we're trying to eat healthier.

We gave up eating out.

We are trying to go for a whole month without eating out at all.

Which I feel like just automatically makes me eat a little healthier

because food that I'm cooking at home is automatically healthier than what I would eat out

most of the time.

You know, it's healthier than fast food.

So I feel like that is helping,

but I am hoping this month will be a little bit better than last

and maybe I can strive to lose at least like five pounds, six pounds maybe.

We'll see. but at least it's going in the right direction, right? That's all that matters.

I totally forgot, so I did go to the doctor, as I mentioned in my starting point

video I was gonna go to the doctor and just get like all my blood work checked out.

I did go and everything came back normal.

Which was actually a little heartbreaking.

I definitely cried. I feel like something's wrong and I was

hoping that going to the doctor and getting all my bloodwork down and stuff

I would have an answer and it was a little heartbreaking that I don't have an answer.

There's still some more tests we can run to try to figure out

what's going on. I really feel like it's my hormones that are out of whack and

just from a bunch of different symptoms I'm suffering from but I don't know they

tested my thyroid and that was fine so I don't know what else I don't know what I

don't know what I'm gonna do or when I'm gonna do it but hoping to go back and

get some more tests done here shortly yes all my tests did come back normal

for now anyways you guys leave me some comments down below if you were on a

weight-loss journey as well let me know down below how

or month has gone I will be updating as more regularly regularly from here on

out probably at least every other way if you liked this video make sure you give

it a big thumbs up if you're new here hit that subscribe button because we'd

love to have you join the fam I will be doing another giveaway at 500

subscribers so we're almost there so make sure your bells turned on so you

can get notified when that giveaway goes live anyways guys I'll see you guys next

time bye off

For more infomation >> WEIGHT LOSS UPDATE / How much have I lost? / Weight Loss Journey 2019 - Duration: 7:06.

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Exactly How Much Do YouTubers Make In January? - Duration: 11:24.

Hi, I'm Ryan and I'm a YouTuber.

Now, most of the time when I first meet someone and they ask me what I do for a living that's

the short version of my response.

95% of the time the follow up question to that is "How do you make money?"

And the short version is, advertisers.

But it's not a normal payment salary schedule.

You've heard it from the royalty of YouTube all the way down to the bottom feeders.

January income on YouTube is the same thing as being constipated on the toilet, a few

pebbles might come out, but it really wasn't the big load you were hoping for.

And you might be thinking "Wow Ryan, you're really complaining because your cushy comfy

crusty job gets a tinnie bit more difficult?"

Sorry, I really made you sound like a dickbag there, my bad.

But it's a good question.

YouTuber's are always complaining about the beginning of the year and how we are barely

scraping by, but we rarely provide you with any evidence to really back that up.

So I had a thought: what if I showed you exactly how much we made, but not just that, what

if I showed you how much the channel made per video, per view even, where it all comes

from and why we struggle to make it through the first couple months of every year.

The money side of YouTube is a complete mystery too for many people because there just isn't

that much information out there.

Let's face it, like the rest of YouTube, the corporate entity that secretly lords power

above us all isn't exactly open about the finances behind YouTube.

If you're not in the YouTube sphere how would you have any idea the range of income

a YouTuber can make?

Allow me to be your guide into the back end of YouTube, to show you just how crazy rich

we are.

Or not.

So without further ado, here's exactly how much Treesicle made over the month of January.

Behold!

The line of money!

This line signifies every penny that was unceremoniously placed into the Treesicle coffers from you

wonderful viewers who are nice enough to watch advertisements on our videos.

And that line equals a total of...Yo, can you unblur that a little bit okay there we

go.

Just over $4,000.

Now I would show you the exact number but I don't want our Google overlords to bring

the hammer down on us...since we're in the grey area disclosing this information.

See, YouTube doesn't actually allow us to tell you the exact amount we make.

In fact we're not allowed to say a variety of things we want to.

We can't disclose our estimated monetized playbacks and other stats that I was going

to go into in this video.

So here's the solution that hopefully won't get us screwed over.

We show you the first number so you have an idea, but not the whole number so our channel

gets indefinitely demonetized.

Sounds good?

But while we're on the subject it really sucks that we aren't actually allowed to

share this information...but, I get it.

From a business standpoint, there's good reasoning behind it.

Because a big thing to note is Adsense is not limited to ads on YouTube videos, but

ads everywhere on the internet.

And, while Google has a monopoly via Adsense on YouTube ads, they just hold one section

of the market via internet advertisements.

In a day and age where apps collect your personal information and are able to sell it to the

highest bidder, information is power, and I'm sure Google doesn't want their information

getting to the public if there's no real reason for it.

Still, it's no wonder people have such a skewed sense of the income of YouTubers when

we LEGALLY can't tell you what we make.

But as usual, YouTube wants to keep everyone in the dark about the behind the scenes analytics.

Now I could end the video right here.

I gave you the amount as close as I could, right?

But there's no context around it, nothing to tell you whether that's a good number

or a bad number.

It's like a dick pic without a watch or ring next to it.

You need something to compare it to before deciding if you want to jump on it.

So let's take a look at the month before it.

In December, we made about double that, hitting in the $8,000 range.

So as you can see, the jump from December to January is pretty harsh.

But I haven't even put it completely in perspective yet.

Our views in December were actually less than our views in January, so not only are we seeing

a 50% drop, but we're seeing that despite the channel getting more views overall.

So what does this all mean?

Well many of you might see a figure like $4,000 something dollars and look at me like I'm

an idiot to even mention that it dropped from $8,000.

It's still a hefty chunk of change right?

Even if that's all the channel made every month the channel is still making somewhere

in the $50,000 a year range.

A decent salary, better than a starting teacher's income.

But you have to remember one thing.

It's not just me on this channel.

That 4,000ish dollars is being split between four incredibly sexy people.

And when you take into account rent, car payments, cell phone bills, utilities, groceries and

everything else that goes into a month's worth of bills, well, to put it lightly I

can pay my rent and buy a sandwich and January's income would be gone.

And honestly, that's not an exaggeration.

Now obviously this isn't something I'm complaining about.

I love being a YouTuber and wouldn't trade it for the world, but it brings up some interesting

questions doesn't it?

If the channel was getting more views on January than December, why is the income so much less?

The answer lies in a stat called Monetized Playbacks.

If you've ever done some back end exploring on a monetized channel, you've likely checked

out the Revenue Reports.

YouTube is able to break down your revenue by video, date, country, as well separate

revenue streams by the type of ad that's played.

For example, you can see that the vast majority of ads played on our channel are skippable

video ads, those ads that have the 5 second skip button and are currently dominated by

Tik Tok.

But let's check out Estimated Monetized Playbacks.

This is where you can see exactly how many ads played on the channel per day and compare

it to views.

Comparing December versus January once again gives us a ton of information.

Regardless of the channel getting 400,000 more views in January, there were around 200,000

less ads played compared to December.

Again, we can't show you the exact amount, so you'll have to take my word for it.

But further down the column we can take a look at the CPM of each month individually.

In case you don't know what CPM means, it's the average income a channel makes per 1,000

views.

So in December, every 1,000 views made 5 something dollars, whereas in January, it was only in

the 3 dollar range.

Oh and you might be wondering why the column for "YouTube Ad Revenue" has higher numbers

than our total income for either month.

That column shows the total income made before YouTube takes their cut.

I feel like a lot of people forget that YouTube takes a significant portion of the revenue

YouTuber's generate.

We're contractually not allowed to say the exact amount.

But many other people, not us, have said it's 45%.

We didn't say that though, they did.

The other question that comes to mind is how a difference in 200,000 ads played, or about

15% fewer ads, equals a 50% drop in income.

When we're talking about over a million ads played each month, you'd expect a proportional

drop in ads played in relation to the income drop right?

The reason this doesn't correspond is actually quite simple: January is a bad season for

advertising.

In fact the first few months of the year are always bad for advertising.

Whereas we see a significant boost once Summer comes around an an even bigger boost once

we get into the last few months of the year.

As the year progresses those ad slots at the beginning of videos become more and more valuable.

People are more likely to spend money during the summer and the most likely to spend money

during the holidays.

Tis the season so to speak.

Whereas January is right after all the major holidays.

People are wiped from gift giving, from traveling, from vacationing.

Meaning they are less likely to spend money on what an advertisement shows them because

they already spent it somewhere else the month before.

Advertisers know this, so they're aren't willing to pay as much for their ads to run.

This is why we get discrepancies between CPM's month to month.

Advertisers are willing to pay more based on the time of year.

However, the drop at the beginning of the year is worse than the increase at the end.

I don't think we've ever doubled a regular month in december.

It'll get a bit better, but it won't exactly offset the halfling that happens in January.

I think a lot of this helps dispel the myth that YouTubers are these crazy rich people

who just got lucky enough to land an audience on YouTube.

On the contrary, I could easily make more money doing a variety of different things.

Before becoming a full-time YouTuber, I coded.

I got a degree in Computer Science.

And I was making more than double what I am making now as a YouTuber.

This idea that YouTube pays well only supports the upper echelon of YouTubers.

If you're getting 10 million views or more a month, you're making a good salary, but

no one would consider you to be crazy wealthy.

At least, not based off of our CPM.

A channel's CPM differs for a variety of reasons, a channel like ours won't get the

same income per 1000 views as say, a makeup channel.

It's different audiences, different companies that want to advertise.

And also the degree to which a channel is "family friendly" - which YouTube doesn't

seem to think we are.

It's why websites like social blade have such a massive range for monthly earnings.

But wait, we're not even done yet!

Guess who also takes a cut from every month of YouTube ad revenue?

That group of wonderful MCN friends.

Who, we kinda went into in a previous video.

So YouTube takes their cut, then the MCN takes their cut, and then we finally get paid.

And just a fun note, we also don't know what day we're going to get paid.

Since it goes through the MCN first it completely depends on them, sometimes we get it early,

or sometimes it's the day rent is due.

It's not nerve racking at all!

So there you have it, not only the kinda sorta exact amount made in the month of January

for the Treesicle channel, but all the backend stuff to explain how and why we made what

we did.

The monetization of YouTube has been a mystery to a large group of people for a long time,

but there's nothing to hide about it, and hopefully this has given you a better perspective

on what we and other creators go through during this time of year.

Especially for channels who have a team operating behind the scenes, like us, it makes revenue

sources outside of YouTube that much more important.

It's why we get sponsors, why we sell merchandise, why we have a patreon, and do Twitch streams.

Though the Twitch streams are more just for fun (every weekday at 3PM PST).

But all these "extra" things are what keep us afloat.

Speaking of ships, I'm going to go buy a yacht with all my YouTube money now.

Cuz that's totally a thing I can do now that you've seen our ad sense!

But before I go, let me know if you like deeper dives into more informative videos, like this

one.

I really enjoying making content on these real life issues and questions.

So let me know in the comments.

Oh!

We also have a super special surprise this coming Saturday, the 23rd!

So follow Twitter, come to the channel, set your phones, check your watches, do people

still even wear watches?

Whatever.

Thanks fos for watching everybody!

My name's Ryan, and we'll see you then!

For more infomation >> Exactly How Much Do YouTubers Make In January? - Duration: 11:24.

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FOX TV - How much money do I need before I start investing? - Duration: 12:46.

Would you lose sleep over the amount you plan to invest if it got wiped out in a market crash? If your answer's 'yes, it would devastate me emotionally and financially', think again about whether you're ready to invest

That's not a bad rule for novices to bear in mind, even though there are more exact pounds and pence answers to what sum you need to get started

We take a look at what amount of seed money is ideal, how long you should be prepared to lock it away, and what the general state of your finances should be before you take the first steps into the world of investing

Getting started: How much seed money do you need to enter the world of investing?How much money should you have before investing?If you plan to invest regularly be prepared to put in £50 a month, and if you want to invest a lump sum then £1,000 is a good starting point, according to Gavin Haynes, managing director of financial adviser Whitechurch Securities

'Traditionally people will go down the route of investing in funds as their first port of call

It can provide a good level of diversity through collective investing, and you get the expertise of a professional manager,' he says

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How to invest in funds, investment trusts and ETFs - and. Share this article Share HOW THIS IS MONEY CAN HELP How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms But Haynes cautions that if you plan to kick off investing in just one fund, then make sure it is well diversified across asset classes - shares, government and corporate bonds, property and so on

 Adrian Lowcock, investment director at asset manager Architas, says the minimum investment levels on online platforms serve as a guide to how much money you need to get started

He agrees with Haynes that £50 a month is preferable if you want to invest regularly

When it comes to lump sums, he thinks it's fine to start with £500 if you want to invest in funds because you don't have dealing costs

However, he reckons you should have at least £1,000 if you want to buy shares because that involves shelling out fees every time you make a transaction

How long should you be prepared to invest for?The rule of thumb usually given by investing experts is at least five years, because in theory that should allow you to ride out any losses at the outset

But Lowcock puts the emphasis on 'at least', and believes investors should really be prepared to tie up their money for longer

'Think decades, not five years, It's your long-term future, not saving a deposit for a property

Five years is the industry standard, but is fairly short term if you look at what goes on in markets in terms of volatility and economic cycles

'Hopefully, that will then grow over time with the benefit of compounding returns, especially if you are prepared to reinvest any dividend income

 How frequently should you invest?Fledging investors are generally advised to 'drip feed' money into markets once a month, rather than risking a lump sum at what might turn out to be a bad time

Gavin Haynes: 'Long term investors shouldn't try to second guess market movements, because even seasoned professionals find that is a thankless task

'This also forces you to buy even during market bloodbaths when stocks are cheap, not just during rallies when they are expensive

For first-timers, investing a lump sum just before a market correction can be pretty demoralising, but drip feeding means that the impact of falls won't be as pronounced, explains Haynes

'Don't try to time the market,' he advises. 'Don't wait for the market to fall to invest

Long term investors shouldn't try to second guess market movements, because even seasoned professionals find that is a thankless task

'Lowcock adds that drip feeding has behavioural benefits, because you won't miss money you never had if you set up a direct debit to your investment account on your monthly payday

He says that even if you suddenly come into a sum of money and want to invest it, it's better to phase it in as an 'active drip feed'

Get a financial plan and invest for your future If you want to build a financial plan for a wealthier future - and start investing for it - then professional help can be invaluable

Busy people may want to invest but often find that they do not have the time to build a portfolio themselves

A good financial adviser can help you work out your goals and how you plan to get there - and then make sure you stick to your financial objectives

Whether you are investing to help your children, want to retire early, or simply build your lifetime wealth, good advice can ensure you make the most of your money - and avoid pitfalls

This is Money has teamed up with Timber to offer readers easy access to carefully selected financial advisers who you can trust, with fair and affordable charges

> Find out if Timber could help you How much should you have in an emergency fund before investing?The conventional wisdom is to hold at least three months' worth of your net salary in cash so you can cope with surprise expenses

The idea is to have liquid funds available at all times. Keeping a sum like this in reserve is also a good bulwark against worrying about investing losses

What if you have debts?Aim to pay off any expensive debts before you start investing, advises Lowcock

This is because there is a trade-off between interest payments and your returns from investments or savings

You can end up needlessly shelling out more in interest than you are making elsewhere, if you don't use any money you have available to get shot of the debt first

 People tend to feel better about their finances when they are debt-free and it also improves cash flow, adds Lowcock

He says it's fine to have mortgages and student loans - those taken out in earlier years, before the interest rate shot up - while investing but everything else like car loan, emergency loans, and credit cards should be cleared entirely or paid down to a low level

 What else should novice investors bear in mind?Use up your Isa allowance, which is now £20,000 a year and provides a decent nest egg if you can afford to put aside the full amount, says Haynes

You can split your money between cash and investment Isas, and transfer it between them if you wish, he points out

When it comes to monitoring investments, he says you should look at things like how your funds are doing compared with their peer groups, but warns against getting obsessed with short term performance

He adds: 'Don't commit money if you are going to be worried, and it's going to cause you anxiety

The one certainty is there will be periods when prices will fall.'Lowcock says: 'Don't expect growth in the short term, This isn't gambling

You are not going to double your money overnight. It's going to take a long time

Once you have started getting invested, don't expect an overnight wonder. It's a long term game

' HOW TO INVEST: A STARTERS' GUIDE If you decide to take the plunge, you will need to research funds and shares and take some practical steps towards getting yourself set up with an investing account

Some people pay a financial adviser to help them, while others baulk at the cost or simply prefer to go it alone

Either way, a great starting point for understanding investing is to read This is Money's 40-page 'How to be a successful investor' guide, written by Editor Simon Lambert

This is Money also offers a range of guides to different aspects of investing, which you might also find useful

How do you research investment funds? How many funds should you hold in a portfolio? What if you only want to invest in one fund? What do cryptic investment fund names mean? What do the abbreviations tacked on the end of fund names mean? How do you tell if a share is good value? How do you pick the best and cheapest DIY investing service? How do you carry out an annual healthcheck on your investments? How do you invest your pension pot and live off it in retirement?  TOP DIY INVESTING PLATFORMS Low cost portfolios Low cost portfolios Cheap funds fee £1

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For more infomation >> FOX TV - How much money do I need before I start investing? - Duration: 12:46.

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For more infomation >> How To Check Any Youtuber Daily EARNING,VIEWS,SUBSCRIBER(REAL 100%)|easily|Hindi - Duration: 7:56.

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I DON'T KNOW HOW MUCH FIGHT I HAVE LEFT IN ME - Duration: 34:08.

I am 99% sure I did not pee myself my weight needs to be restored I don't know

how much more I can do

hello vlog it's Wednesday today I think and I am kind of feeling

back to myself it's been about two weeks since I came home and I finally feel

more like I feel more alert and not so like a zombie like like yesterday I

would just sleep and sleep and sleep until I would to get woken up for meds

and everything well no I predicted me that I'm having today well it's just

been over the past like five minutes I've been sitting here doing stuff on my

computer for however long I've been awake or since I've been upright and I

noticed my butt is completely wet I don't know what happened I am 99% sure I

did not pee myself but I don't remember spilling anything and like the carpet is

just wet here and it's like quite a large spot so I'm

like I don't even know what happened or if like maybe water was dropped when my

morning meds were given possibly like I rub the carpet out I don't know what it

even smells like like it smells kind of vinegary or like my carpets molding now

just probably what's happening um but I finished editing last week's vlog and I

noticed that and I realized I never made it clear what I was talking about so um

upon being a discharge from the hospital my MRIs which were scheduled for next

weekend or this weekend were cancelled even though we only did the head and

spine and all we still need to do flexion extension and something else

just to you know see how my head is attached to my body and see how well it

is attached to my body they were cancelled and we're like okay

well like when are we going to do them and when they were so they've been

scheduled they're scheduled for six months out

because my body this past hospitalization was so rough

on it and my body's so sensitive to change so I I don't know if anybody else

feels like a total zombie for the entire week once they've come home but that's

how I feel and so what very much wouldn't the most important thing is

that I didn't meet my weight needs to be restored to like

before our hospitalization wait before we can go ahead and move forward and it

probably should be up a little bit more because if we need to do something

surgical my body is going that's like more stress than just all the testing so

my weight needs to go back to a healthy weight it's like I don't look that bad

right now but my weight is pretty low and then

yesterday I did my heartrate I while I was wearing my watch yesterday for the

first time in a while and it has a heart rate and my heart is unstable so if we

talked like I need to really get things together for my body to be stable

because if we went to my doctor today or tomorrow which we're not and they did my

heart rate we would have to go sew or we'd have to go back to the hospital and

I don't want that to happen so um we're gonna continue on resting at

home and then tonight we or sometime this week we're planning on meeting my

cousin's baby she was born um about a month ago now we like the first day that

we went to the emergency room we were we actually had plans to go meet her that

night so I'm going to deal with this wet carpet situation change into different

clothing because my butt is flippy soaked although I'm pretty sure did not

pee myself I think I said this before in another vlog like the one before we went

to the hospital or something that today just something feels worse I don't know

what feels worse on my body right now it's just I feel gross like I was

sitting up and yeah I feel more back to be

me but at the same time I feel like there's something happening or something

inside of me that is not pleasant like but today my stomach hurts I'm just been

nauseous and my head hurts but like that's normal so but then like why do I

feel worse know what I mean hi guys so we've discovered I did not

pee my pants last night the water heater is broken and the water

heater is like right on the other side of my closet I guess and so it was

basically spilling water into my closet so we now have my carpet drying and then

Sol Natha what's that called the water heater guy The Fixer man he came and you

guys ordering parts and then that will be fixed but luckily we have other water

heaters for the other parts of the house so we can still take showers and you

guys last night it was so like rough emotionally I'm just oh I'm tired so I

didn't want to uh but I'm just I don't know how much like fight I have left in

me because

really we don't know what we're battling like yeah there's the ETS but I don't

know if that's what's causing all these other problems obviously that's probably

what's causing the net and probably the aneurysm - but I'm just tired

Oh so when yeah like I'm I don't know how I put this or it doesn't say I'm

like I'm just like you know how it feels but yeah I'm tired cuz uh it's

exhausting dealing with the pain and everything all the time I just want it

to end the pain and everything all the doctor's appointments all the tests MRIs

CT I don't really care about getting my blood drawn but that happened so often

emergency rooms regular doctor visits it's just a lot and I'm tired

oh so I'm just letting myself feel the tiredness and then a half do

creet will to keep going from subway well anyways I've I've been eating

chocolate and cookies today it's Valentine's Day and I've been eating

chocolate and cookies all alone and I'm pretty sure I'm all alone right now yes

I realized that during the last clip I was trying not to cry during the clip

and everything but that was like a few hours ago too

um because I feel like that's all I do on the Internet is I talk about things

and then I cry and then there'll be a few videos of me just need doing fast

know things and then another crying video and it just goes in a giant cycle

but I don't think I was really clear on what I was trying to say earlier oh my

gosh uh I don't think I'm gonna get through

this about crying about it but okay so the whole like fight thing I don't know

how much more I can do like oh my gosh I'm tired my body is so tired and during

the last hospitalization we talked about like what I meant by that with some of

my doctors and like my body is just tired

it's like quitting basically my body wants to quit because it's been so long

and it's been a lot longer than we've really been we're gonna you call it like

pursuing answers and which has been like I've been vlogging

for about a year and we were looking for answers for maybe three years dish

before that or and then well more than that more like I think we've started out

I was about 12 but even before that like I was living the struggle life alone

before that because I didn't even know that what I was experiencing and feeling

in my body wasn't normal but now what do I mean by it I don't

know how much more fight I have left in me is because it feels well it's just

even it's not even that just feel this way it is this way um every little like

improvement that we are able to make I get giant leaps backwards a problem

regression or I guess symptom progression and like using the

terminology like you gotta keep fighting fighting what like what am I even

fighting the pain by fighting like what because yeah don't you like put up a

fight against the pain and everything but in the end wait what is that end

goal of just keeping going through it all the stuff

good news is I have gained out a half pound since I weighed myself last til

when I weighed myself today so we are headed in the right direction but I

don't even think I said this yesterday but from the stress of my body of all of

what's been going on I let my defecting my heart again because my bodyweight

dropped and so my heart rates really really like MIDI key right now last

night I think 3 o'clock in the morning they have my watch set to send me

notifications if my heart rates up too high for a too long and at 3 o'clock in

the morning I got awoken by my watch going off because my heart it was at 130

and I like I don't know what was going on last night I'm not even sure if I've

slept because I was dreaming but I was awake but I don't know if my dream was

of what was happening like I don't know what was happening it was like but I

wasn't in my dreams yet like really happy or like go through emotions and

dreams like going through a movie basically is how I dreams but I didn't

feel any of that during my like sleeping it was like I

was just peaceful last night and but I just wasn't really like sleeping but I

got more rest from whatever I was doing last night then what else but actually

think but I just want us to be able to get to an

improvement without setbacks which I which isn't logical to expect that

because or to get improvement to it out like other random things going back and

like yesterday and today I've been saying that there's something wrong and

I can't tell what it is I think it's that I'm losing more of the

sensation in my legs then because I arm my arms have been fixed by the collar

my legs are there's been no change or just a little bit of progression which I

don't like obviously that's not like we're gonna have to figure out what's

going on there but we're just trying to get me back to a stable place before we

do the next set of scans and then talking about the future of surgery or

treatment options and I'm just exhausted but like my body just feel like it's

like giving out that's what I mean but it's just tired well hopefully oh and

tomorrow my physical therapist starts coming over to our house so uh I guess

we'll see how that goes and I won't vlog during that obviously cuz she just comes

for I think an hour and we probably tomorrow just gonna like see where I'm

at physically probably not good where I'm at right now

physically because I haven't really gotten off my bed in days because of the

paint's just so much last night we didn't go to Target and to get frozen

yogurt B existed and then today I just pretty much been in here the whole day

so just gotta keep push it on I just I think it's just I didn't I need time to

like process what's happened recently and then to be able to like move on to

or to be able to press forward with what everything else that needs to happen and

then I don't know I've just been copping a rough time like what the painted

everything but I try to pretend that I'm okay but it's just so hard I'll see you

guys tomorrow and hopefully I feel like better or at least just out of this

feeling of like this fight is never empty but just thought that's what

cronicbeats but I don't know I'll see you later bye B are checking the weather

weather report from Ellen you're so cold because I spilt me okay doll over my

jacket well just whoa it's hailing a lot of it it's like rain and marbles out

there oh there's um people driving by and then I opened the blinds abruptly

and then they were then looking at me and my fazool therapist came by and we

pretty much just did all the questions today and here's my things to do until I

see her on Monday so yeah I'm really distracted by the hail so I'll maybe

film later so you got a package from a viewer no no on the Instagram

I bought a message like three months no maybe did you send me like okay get out

not really mr. Timothy

I'm sure this'll tell me oh good oh well

here look what a nice hard

oh wow

plus she can't open it you're supposed to breathe it in and helps you relax but

you don't breathe air like that you put it in a diffuser

no these are the breathing in types I

haven't talked to you guys in a long time which is very sad but we got ready

for it ready for it the diffuser going wait I should press it a second time

because otherwise it's gonna like gas me out like it did earlier it was just too

strong I thought on high for me probably

because it's like do you see it and then my bed so I was we're trying to put it

over by my TV but our motto plugs over there so I need to figure assess the

situation and figure out what is even plugged in over there sorry if my

lighting looks really funky because my fan which is on still I don't know why

that's one but so update and then I think um after today I'm going to end

this vlog maybe and then try blogging again more regularly and not just like a

one clip a day type thing but it's um well so my

rubber hosing that my legs or I was saying that something felt weird but I

didn't know what felt weird and then yesterday I think I came to the

realization that the thing that felt weird that I didn't know what what it

was but something was off it was my legs they were hurting flesh

like tingly it was just weird well we were supposed to run out of one of my

medications today I think and so we who had been tapering down on it because I

have three that are new from the last hospitalization and the we can't figure

out who prescribed this because all all of my applications ended up being

prescribed by just whoever because my doctor was gone and then like an on-call

doctor in the middle the night I ordered one of them then one of them was is one

of the nurse practitioners and then we don't even know who the third one was

and so we are been having a major hard time finding are getting this refilled

or at least the prescription transferred over to our pharmacy

I don't know the disconnection between how or between the you know what I mean

like I don't see how they expect us to be successful at outpatient when we

can't get our things together and not really like general practitioners PT

Tricia and all those types there's like things that they are like they prescribe

regularly and then there's things that they just really just never prescribed

and my mom ended up calling her last night was like please just to prescribe

it just for this like month and then hopefully we will have everything to

figure it out by the end of it otherwise we will talk to my neurologist about

this which I'm getting a new neurologist anyways but we have an appointment with

the new neurologist

sometime at the beginning of next month and I don't know how I even feel about

that it's not another headache center it's at the Stanford one in the Hoover

Building but I mean headache doctors really haven't been able to help me very

much but maybe they stopped her will hopefully maybe I don't know but I need

I I'm supposed to be getting dressed right now because we have Zeus's

birthday Taylor's birthday and grandpa's birthday all celebrating them today and

um yeah I am still in my pajamas because Zeus's birthday we just kind of like

skipped over it sorry Zeus like our family went out to

dinner and I think that's analog and then but like with Gramps and gran and

Sharon and everybody we'd never celebrated um and then the hospital

happened and I was in the hospital on Taylor's birthday so that like their

family probably went out to dinner and we never like she's pretty much my

sibling so we kind of like celebrate birthdays and everything all you know

and then grandpa's birthday was on

Valentine's Day or the day after Valentine's Day I don't really know

okay well I'll get dressed and I will take you guys with me to dinner and I

think I'm going to dinner otherwise I'm just staying here and then an eating

dinner here because I can't eat dinner at the dinner place

and then when no one comes home to take a shower he will pick me up and we will

go to the eating cake part which I also I'm not gonna eat cake but you know what

I mean buddy go to Ellen he was here he comes

base it no he knows it's a good job buddy

is that to demean oh do you take a picture right in the hole Ian wait

there we got it bogged it up I just left the blimp in there randomly quiet

I watched the 36 minute one from yesterday yeah without it her nose oh

yeah I wasn't that I might have made the camera a little bit foggy up there you

go let's look at mine Napoleon now let's let's have like a light with a montage

now let's go to the cake cuttings on this side wow this is some amazing

quality

hi pops we are headed home and Nolan's driving and our parents are back we were

next to them and then Nolan told them to taste our midst because it's still

raining I think I I don't know if I ever said that but it's been raining for like

weeks or at least it feels my way

say goodnight

I love see you tomorrow maybe more Monday fight

For more infomation >> I DON'T KNOW HOW MUCH FIGHT I HAVE LEFT IN ME - Duration: 34:08.

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Meghan Markle baby shower: This is how much Meghan's extravagant baby shower has cost - Today News - Duration: 4:08.

 Meghan has gathered with her closest friends to The Mark Hotel in New York for a baby shower in New York City

According to reports, her close friend Serena Williams is footing the cost of the extravagant cost of the penthouse suite where the baby shower is taking place

The suite boasts gorgeous views over Central Park but sets guests back $75,000 a night and it is believed it was rented for two nights

Meghan Markle news: Duchess of Sussex' baby shower venue REVEALED Meghan Markle baby shower: Guests REVEALED as friends arrive at do  So the total cost of the room would be $150,000

 But it is understood Meghan is staying in a separate one-bedroom suite at the same hotel, which costs $9,982

05. The penthouse suite is spread over two floors and contains five bedrooms, six bathrooms and four fireplaces and a 2,500 square foot terrace

 Williams joined the Duchess for dinner at Ralph Lauren's restaurant the Polo Bar, along with stylist Jessica Mulroney and Markus Anderson

 A dinner at the exclusive midtown restaurant would approximately cost $420 including drinks

 Meghan also dined out elsewhere during her five day trip, and was spotted heading into Laduree in Soho with Jessica Mulroney over the weekend where an afternoon tea costs $25

 The Duchess of Sussex was pictured heading to Cafe Bould at the Surrey Hotel with Abigail Spencer on Tuesday

 The restaurant features a $39 two-course lunch six days a week, meaning Meghan's lunch at the restaurant cost a total of $78

Amal Clooney stuns in silk jumpsuit at Meghan Markle's baby shower Meghan Markle: LATEST details of pregnant Duchess' trip to NYC  Meghan is believed to have travelled to New York from London on a first class British Airways flight

 A five night return trip costs around $8,734.04. Along with the major costs of accommodation and flights, a number of lavish gifts have been delivered to the hotel

 These include a large bouquet of long-stem pink roses which cost approximately $400

 A Carnival King Cotton candy machine was also spotted arriving, costing $199.99. And several travel on suitcases from the brand Away were seen being delivered to The Mark, each of which cost $225

 New York harpist and singer Erin Hill was seen arriving at the hotel where the average cost of having the harpist play at an event can cost $625

 The intimate shower reportedly only included 15 of Meghan's friends, including Amal Clooney, her best friend Jessica Mulroney and Abigail Spencer who were spotted arriving at The Mark Hotel on Wednesday The mother-to-be is expected to depart New York on Wednesday evening as she is due to join Harry on their official three-day tour of Morocco on Saturday

For more infomation >> Meghan Markle baby shower: This is how much Meghan's extravagant baby shower has cost - Today News - Duration: 4:08.

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Dr. Philip Goglia: How Much Water Should I Drink? Get Fit. Don't Quit! - Duration: 1:30.

Hey I'm Jake of Body by Jake with your nutrition tip of the day I'm here with

Dr. P answering your most frequently asked questions Dr. P great to see you

I've got one from Michael who asks - oh this is interesting one how much water

should I drink daily what you gotta drink some water is important water

really runs your nutrition show in fact all of your nutrition is really built

underneath your water intake the rule of thumb if you are inactive is half an

ounce of water for one pound of body weight consumed a day so if you weight

200 pounds 100 ounces drink it in liters that's the easiest way to consume your

water like a liters 33 ounces 3 liters is a hundred ounces 3 bottles - 3 liters

easy to consume easy to hold now if you're active you're training if you're

working out if you're athlete the rule of thumb is up to one ounce of water for

one pound of body weight so if 200 pounds 200 ounces or 6 liters and

remember the most important thing the definition of water fish must swim in it

not sparkling not bubbly enough flavored fish are in your water that's water I

love it Dr. P always a pleasure remember stick to the fight when your hardest hit

it's when things seem worse that you must not quit don't quit have a great

day you

For more infomation >> Dr. Philip Goglia: How Much Water Should I Drink? Get Fit. Don't Quit! - Duration: 1:30.

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How Much Free Money Do Budget 2019's Bicentennial Bonus & GST Voucher Give You? - Duration: 2:01.

If your annual income in 2017 was less than $28,000,

Budget 2019 has a good amount of cash benefits for you.

Here's a simple breakdown of all the free cash you'll be getting from the government!

Now if you're a Singaporean above 21,

and the annual value of your home is $21,000 and below

You earned $28,000 and below in 2017

And only have 1 property under your name

Then you are eligible for a GST Cash Voucher - Bicentennial Payment of up to $300.

This is separate from the GST Cash Voucher

which means that this year,

you actually get TWO GST Cash Vouchers.

Hang on, there's more.

Are you a tax payer?

Cause in 2019,

you'll be getting a 50% rebate on your income tax, up to a max of $200.

This Bicentennial Bonus stuff gets even better.

The Workfare Bicentennial Bonus gives lower-income workers a minimum cash payout of $100.

And an additional 10% of WIS payments.

To qualify, you will need to be a Singaporean citizen, aged 35 and above,

have a gross income of not more than $2,000 a month.

And of course, you're already a WIS payment recipient.

Now of course this is all probably meant to help Singaporeans as the GST continues to rise.

Expect GST to be almost 9% by 2025.

Well I guess there's no better time for you to save or invest your GST cash vouchers.

Other initiatives discussed in Budget 2019 include more MRT lines,

measures to combat climate change,

and improved bilateral trade relations.

For more infomation >> How Much Free Money Do Budget 2019's Bicentennial Bonus & GST Voucher Give You? - Duration: 2:01.

-------------------------------------------

Royal news : Meghan Markle baby shower: This is how much Meghan's extravagant baby shower has cost - Duration: 3:48.

 Meghan has gathered with her closest friends to The Mark Hotel in New York for a baby shower in New York City

According to reports, her close friend Serena Williams is footing the cost of the extravagant cost of the penthouse suite where the baby shower is taking place

The suite boasts gorgeous views over Central Park but sets guests back $75,000 a night and it is believed it was rented for two nights

 So the total cost of the room would be $150,000. But it is understood Meghan is staying in a separate one-bedroom suite at the same hotel, which costs $9,982

05. The penthouse suite is spread over two floors and contains five bedrooms, six bathrooms and four fireplaces and a 2,500 square foot terrace

 Williams joined the Duchess for dinner at Ralph Lauren's restaurant the Polo Bar, along with stylist Jessica Mulroney and Markus Anderson

 A dinner at the exclusive midtown restaurant would approximately cost $420 including drinks

 Meghan also dined out elsewhere during her five day trip, and was spotted heading into Laduree in Soho with Jessica Mulroney over the weekend where an afternoon tea costs $25

 The Duchess of Sussex was pictured heading to Cafe Bould at the Surrey Hotel with Abigail Spencer on Tuesday

 The restaurant features a $39 two-course lunch six days a week, meaning Meghan's lunch at the restaurant cost a total of $78

 Meghan is believed to have travelled to New York from London on a first class British Airways flight

 A five night return trip costs around $8,734.04. Along with the major costs of accommodation and flights, a number of lavish gifts have been delivered to the hotel

 These include a large bouquet of long-stem pink roses which cost approximately $400

 A Carnival King Cotton candy machine was also spotted arriving, costing $199.99. And several travel on suitcases from the brand Away were seen being delivered to The Mark, each of which cost $225

 New York harpist and singer Erin Hill was seen arriving at the hotel where the average cost of having the harpist play at an event can cost $625

 The intimate shower reportedly only included 15 of Meghan's friends, including Amal Clooney, her best friend Jessica Mulroney and Abigail Spencer who were spotted arriving at The Mark Hotel on Wednesday The mother-to-be is expected to depart New York on Wednesday evening as she is due to join Harry on their official three-day tour of Morocco on Saturday