Who doesn't need some practical tips on saving money?
Welcome back on my channel or HI if you're new, I'm Valentina and today we're all about saving some money
and learning how to live a great life on a budget.
First, we need to differentiate need vs wants. Do we need that dress or we want a new dress?
We need to balance our long-term needs and our short-term wants to live well, but frugally.
It's easy to mix up wants and needs and break our budget …
that's why it really helps to have a goal as it will keep us motivated to hold on .
Unplug TV and turn off your wi-fi router before bed, you not only will save some money but you'll sleep better
Don't let temptation make you buy stuff you don't really need . When I go groceries for example I never buy things
that are not on the grocery list and in the long run this saved me a lot of money as I beat the urge to spend!
Turning down the heat won't just help us in saving money but it will help the planet and us to be healthier
Make your own cleaners at home so you'll end up saving some money and use more natural ingredients
Use the 24 hour rule as it helps avoid purchasing unnecessary items on impulse.
Think over each purchase for at least 24 hours and research a lot before making a decision, compare multiple websites.
We should try to make an effort and use cash more often.
We live in a digital culture where it's so easy to swipe up our credit card that sometimes we don't really realize how much we are spending
Wearing neutral clothes because they are more versatile and we can mix and match easier without having too many outfits.
To be better in saving money we need to know how much we spend. We should keep track of all our expenses,
organizing the data by categories for example, groceries, car, mortgage etc…
Drying clothes on a clothesline instead of using the dryer is a great way to save money on electricity
Once we learned to differentiate between needs and wants, we may find out that we already have most of what we want.
And this is a major turning point because we live in an era where all these information coming into our home
from the media, tend to make us feel deprived when we really aren't.
Let's shop at thrift stores as we can purchase things for less or let's check the used section on a web site
before buying a new item…we'll not only save money but...yes! also the environment will appreciate our choice.
Don't underestimate this....consumerism creates a false sense of urgency like we really need to buy that dress or that PC
because they are on sale for a limited time, but we don't really need them.
We've gone from fulfilling needs to creating false needs. And this brings me directly to the next tip
We should unsubscribe from mailing list so we'll avoid temptation to buy something that we don't need anyway
Let's turn off your lights when we don't need them or if we are in another room.
We can sell our unwanted belongings and earn a few dollars on EBAY or any place of our choice
I couldn't end this video without this tip: be a minimalist!
While adopting a minimalist lifestyle and decluttering, we may find out we have enough already
Now, of course these were just some suggestions, you make up the rules that work the best for you but I hope you'll find some of them useful.
And remember to be willing to make some sacrifices…saving money means we'll have to sacrifice something
but it also means that it will pay off in the long run.
Now, it does not mean we should only buy things we need… Life is meant to be lived, not survived.
We should treat ourselves from time to time but we should see these extras as they are…just exceptions.
That's it for today, I hope you liked the video and if you did please give it a THUMBS UP it always means a lot when you do. I hope to see you in the next one
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