Thứ Ba, 6 tháng 11, 2018

News on Youtube Nov 6 2018

My favorite part of the JavaScript community is that everyone seems to always be asking

why.

Why do we do things the way that we do them?

Generally, the answer to that question is full of reason and historical context, but

sometimes the answer tends to be more simple because that's what we've always done.

Here, I have just a normal ES6 class, we have some properties in the constructor, and then

we have some methods.

So nothing fancy here.

Looking at this code, is there any way we can make it a little bit more intuitive?

These methods are fine, those come pretty natural, but what about the constructor?

Pretend like you've never even heard that word before, pretend like you're brand new

to this idea of classes.

What even is a constructor and why do we have to define instance values there?

Now, there are answers to both of those questions but why can't we just add state to our instances

just like we did with the methods?

Something that looks like this.

Where instead of having a constructor function, what if we just added all of these to the

class itself rather than using the constructor, and rather than using the this keyword?

So that seems pretty cool, you have a class, you have methods, and then you have any instance

values here.

It turns out this is actually the foundation for the class fields proposal which is currently

stage three in the TC39 process.

So, as you just saw this proposal will allow you to add instance properties directly as

a property in the class without having to use the constructor method.

Now, that seems pretty cool but where this proposal really shines is when it comes to

react code, so let's take a look at a typical react component.

And if you've never used react before, think of this just as you would a normal class,

all of this is just JavaScript.

So with this new class fields proposal what we can do is instead of having this.state

right here as we just barely saw, we can add state directly as a property on the class.

So we can say username is going to be an empty string, that allows us to get rid of this

line right here.

So that's pretty cool, but nothing too exciting so far.

So let's keep going.

According to the ES6 class specification, we can come in here and add static methods

to a class but you'll notice we have some static values.

We don't actually have any static methods so that really doesn't do us any good.

But again why can't we just, just as we did with a method, and just as we did with these

methods, and just as we did with this property, why can't we just add static properties directly

onto the class body itself?

Well, the good news is this is encompassed in the class fields proposal as well.

So instead of just being able to define static methods in the class body, we can also now

define static values.

So what that means is we can take prop types and then come on up here, and add them directly

onto the class body and we can do the exact same thing with default props.

So that's nice but we still have this ugly constructor method, and this weird super invocation

right here.

Again the reason we need the constructor right now is in order to bind the handle change

method to the correct context.

If we could figure out another way to make sure handleChange was always invoked in the

correct context, we could get rid of the constructor altogether because we would be able to get

rid of this line right here.

So if you've used arrow functions before, you'd know that they don't have their own

this keyword, instead, the this keyword is bound lexically.

That's a fancy way of saying when you use the this keyword inside of an arrow function

things behave kind of how you'd expect them to.

Now, taking that knowledge and combining it with the class fields proposal, what if we

swapped out the handle change method for an arrow function?

Now, this seems a little bit weird but by doing this we'd get rid of the bind issue

altogether, since again, arrow functions bind this lexically.

So what we can do is let's change this to an arrow function.

And then, now, the this keyword inside this method is going to be bound lexically which

means this is going to reference the component as it should.

That allows us to get rid of the constructor altogether.

So now this is looking much better, let's go ahead and look at the initial code we had

in here.

So initially, it looked like this.

But with the class fields proposal that again is currently stage three, we were able to

move all of the static values up into the class body itself, we were able to move the

state out of the constructor by adding it as a property on the class itself, and then

we were able to get rid of our constructor altogether, and this.handleChange.bind invocation

because we swapped out handleChange to be an arrow function rather than a method.

So from a developer experience standpoint, class fields are an obvious one, however,

there are some downsides to them that are rarely talked about.

When you create a class using ES6 classes, let's say we had just a simple Animal class

here with an eat method.

This is really just sugar over this pattern where we have an Animal constructor function

and then we add eat as a method on the animals prototype.

This way anytime we create an instance of Animal, all of those instances are going to

share all of these methods.

But what does this have to do with class fields?

Well as we just saw class fields are added to the instance.

This means that for each instance we create, we will be creating a new eat method.

So if we add a sleep method here using an arrow function because of the class fields

proposal, what that's going to get compiled into is something that looks like this, where

we are adding sleep directly on the instance itself rather than on the prototype.

Is this a bad thing?

Well, it can be, making broad statements about performance without actually measuring it,

for the most part, is a bad idea.

The question you need answer in your application is if the developer experience you gain from

class fields outweighs the potential performance set.

That's something I can't answer for you that's something you need to decide for yourself.

So another aspect of the class fields proposal that's pretty cool are called private fields.

Sometimes when you're building a class, you want to have private values that aren't exposed

to the outside world.

Historically in JavaScript because we've lacked the ability to have truly private values,

we've marked them with an underscore.

So in this example, we're relying on the consumer of the car class to get the car's mileage

by invoking getMilesDriven.

However, because there's really nothing making _milesDriven private, any instance can access

it.

So what we could do is we can create a new car, we can call tesla.drive, and then if

we wanted to, we could console.log this and get access to the supposedly private property.

We're just kind of hoping that the consumer of cars I mention uses getMilesDriven and

not the property or the value directly itself.

Now, there are some fancy arguably hacky ways around this problem using week maps but it

would be nice if a simpler solution existed.

Again, the class fields proposal can help us out here.

According to the proposal, you can create a private field using, this isn't a joke,

a pound sign or as the kids call them hashtags.

So by doing something like this, and then referencing this as #milesDriven throughout

our class, now if someone were to try to access this outside of the class itself, it would

throw an error saying it's invalid.

We can take this a step further.

When you're using private class fields, you don't need to use the this keyword, so that's

pretty cool.

There's currently no way to actually test this out, there's...as of filming this video,

there is an open pool request to Babel to add this into Babel so we can transpile this

code.

Hopefully that will hit sometime soon, but for now if you wanted to use the class properties

we talked about earlier, you can do that using the babel-plugin-transform-class-properties

plugin with Babel.

And as I mentioned, if you want to use private class fields, you'll have to wait a little

longer until the pool request lands in Babel.

For more infomation >> JavaScript Private and Public Class Fields - Duration: 8:30.

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SEER is a Graphene prediction public blockchain | REVIEW - Duration: 7:24.

Probably many of you have been in a situation that you predict

the result of a sport game or other event accurately. First of all you will immediately think that

it happened randomly. Yes, maybe it happened that way, but

It is not always just because of luck. The judgement you made for the prediction is dependent on

your analysis of the rivals, since the probability of

one opponent's victory over another is obvious

However, at some other situations, at the first glance, we can not make the correct prediction. But there are people

who have the talent to make accurate predictions by doing

deepest analysis of the upcoming events (sports, gambling and others)

Thanks to the modern technology age,

people have these kind of abilities can monetize their knowledge, and receive a worthy reward for it.

It sounds really attractive.

Based on the blockchain technology, lots of projects are being created to

open up new opportunities for prediction markets. Among all the other similar

projects, I want to focus my attention

on a unique, decentralized, next-generation prediction public blockchain -- SEER.

Let's go!

In more details, SEER is a decentralized platform,

allowing its users to discuss and share their predictions about future

through the market mechanism. The system is based on

Graphene toolkits that helps to process 3300 transactions per second at once,

thereby providing a better blockchain performance that

especially distinguishes it from other competitors as Bitcoin and Ethereum,

whose transaction processing is from 10 seconds to 10 minutes.

For Seer, processing takes only 1.5 seconds!

Undoubtedly this is a huge advantage! Faster transaction processing

is an important component for running commercial applications on the Seer platform.

Real ways of applying SEER. 1. Sports betting

The introduction of blockchain technology in this direction will solve issues related to

user involvement in this industry,

reducing advertising costs and increasing real ways of getting

additional incomes which will be based on

Seer's technology, it will provide users the ability to view

sports activities at lower price and all face interaction in

sports industries will be able to direct their focus on making more incomes

and profits efficiently. All the processes will be conducted

automatically and based on blockchain technology that will create a

safe, reliable, high-speed and transparent ecosystem. 2. Own markets

predict any asset. In everyday life there is a huge

number of assets in which you can use the applications of SEER. For example, any

user can create his own market for predicting the price of real estate,

or any bulk goods, such as sugar and so on, Users can invite their friends and acquaintances

to participate in the discussion of predictions.

3. For prediction in the financial market. Since it's not a secret to anyone that

there are various sort of prediction problems in financial markets, such as

inaccurate predictions, high cost and inefficiency to solve data

Seer provides users a real and reliable

prediction tool, it's easy and convenient to use in financial market

SEER allows users to create their own prediction markets,

in which it will be possible to bring discussions and increase the number of participants.

Seer provides a ready-to-use platform for the financial market, which is rare to see in the current blockchain industry

It helps users to get professional and accurate predictions at the lowest price

4. Ability to create Dapps Seer offers its developers a

different kind of tools to create applications on the platform, directing to

industries at finance, social policy, insurance and other

areas of everyday life.

Although the technical team of Seer is anonymous

there is an investment representative team

based in Singapore and China. The team has achieved a great success in the promotion

Seer has been listed on various cryptocurrency Exchanges, it is worth to highlight

Bitfinex, where it is trading against BTC, ETH and USD.

As you already understand that Seer is not just a project, but a project that has

big plans for for listings and recognizability In addition to crypto exchanges, Seer has already been added to

coinmarketcap.com which allows you to watch the price dynamics at all trading pairs on exchanges.

Seer was awarded as a committee member at

Global Graphene Blockchain Application Center. Currently,

there are more than 100 projects using the Graphene toolkits as its

basic technology, but only about 10 projects of them are awarded the special honor and Seer

is one of them. Predictably that more and more

projects that understand the technical advantage of Graphene toolkit will join Graphene community.

Seer will take over the responsibility to promote Graphene technology

and create a better blockchain world The awarding certificate is from Mr Bitcrab's hands,

who is the celebrity in Bitshares community.

Seer often conducts quiz on its twitter channel

Currently it's running a quiz to win 15,000 Seer by 20 participants.

What is the slogan of Seer?

1. exchange the world 2. protect the world 3. predict the world 4. connect the world

Rules: Tag 5 crypto friends

retweet the post with your answer and ETH address.

So, let's summarize

Seer means "visionary" when it's translated into Russian,

It is a real tool to conduct predictions in sport games,

as well as other prediction markets.

With the help of Seer, any user is able to create his

own prediction markets and invite friends to conduct discussions and predictions

by collecting information and insights. This service

also provides the ability to create sports betting, predict assets on

financial market and prices for any assets. This project is quite interesting to me!

To do self-study of the project, please visit the the links under the video.

Here is ICOLIMES, thanks for watching! Welcome to subscribe our channel and see you soon!

Bye!

For more infomation >> SEER is a Graphene prediction public blockchain | REVIEW - Duration: 7:24.

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Top 10 People Freaking Out In Public - Part 2 - Duration: 13:44.

Is this real life right now, what the heck is going on that woman was freaking out at

planet fitness maybe because she thought the prices were to high.

Maybe she was high, or possibly drunk.

I don't know what is going through this womans mind.

Hows it going you guys I am landon Dowlatsingh and welcome back to another most amazing top

10 video.

Lets get right into this one this is the top 10 people freaking out in public part 2.

If you missed part 1 click right over here.

Alright starting us off at number 10 with a woman freaking out about a service dog that

was in a restaurant.

This woman wasn't having it.

The person that had the service dog was actually a soldier.

Well let me show you guys what happened.

what is this womans problem, does she really have a problem with this dog or does she have

a problem with someone who served in the army.

I think this woman is just insane and very rude, why did she have to make a big deal

about this situation.

Whats wrong with a dog in a restaurant, the dog isn't the one cooking or serving the

food.

Poor little guy is just there to help its owner out after serving for there country.

Moving into number 9 with someone who you shouldn't be freaking out at.

Ok hold on, let me tell you guys what the heck is going on.

We have a police officer who is telling this woman to get out of the vechile because the

vechile has to be towed because the driver didn't have his license on him and the vechile

can't be towed away with someone inside of it.

So this woman tries to use the constitution and the laws against the police officer saying

that they don't have control over human beings.

What the woman was saying was wrong and she was cooperating. this officer was actually

really relaxed and I feel like he dealt with this situation really well.

I know police officers have a bad reputation but in this case the officer was just trying

to do his job.

Well after a while when the woman finally left the vechile things took a turn and the

woman was yelling out rape rape, its so disgusting that someone especially during a time with

the Me too movement that someone would falsely call out rape.

its really obvious that this woman is seeking attention and wants this police officer to

get into trouble.

Number 8.

Is this real life right now.

Can this guy not talk?

This man is freaking out in an apartment lobby.

And than for some reason he starts hitting himself.

Ouch.

That's not even light slaps.

Once the drugs wear off this guy is for sure going to be feeling everything.

What happens next is insane.

So at this point in time we have no idea what this guy even wants because hes talking like

a caveman.

So next we are about to see this guy taking off his clothes.

I kid you not.

This guy is taking of his clothes and than starts performing some sort of ritual.

I am not sure what hes doing, but I am terrified.

I think this guy needs to be a youtube because he had my attention the whole time.

If he keeps doing crazyniess like this I would watch it for sure.

The guys retention on his videos would be so high because you gotta watch the video

till the end to see if the police shows up or now.

Well in this case it was a grand finale, a great end to the video because the police

show's up.

I don't know if you guys heard what the man mumbled but it sounded like my blood sugar

is low.

Someone get this guy a snickers bar quick.

Moving into number 7 we have a video that went viral at the end of this summer.

It's a teenager who was making a bit of noise while he was deadlifting.

Well a stranger at the gym was annoyed and he decided to do something about it.

was that really necessary.

I know about bad backs and having slip discs this guy could have easily pulled something

in his back because that other guy went all hulk on him.

holy crap.

I think this guy went too far why is he freaking out like that.

I think he skipped his angry management classes this week.

So apparently this was a staff member at a Buzz Fit gym in Montreal, Quebec.

Pretty sure after this video went viral the Hulk was fired.

Number 6. and that was my same reaction when I lost a Pokémon card.

All jokes aside I know this can be a very scary getting a flu shot but it least this

girl wasn't running away from it.

Also quick true story for you guys I had 10 stiches on my leg when I was a kid I was pushed

off a bike and I made it very difficult for the doctor to put the stiches in.

They were able to eventually but when it was time to take it out apparently there were

many many people holding me down trying to take the stiches out.

I was about 7 or 8 and I was moving way to much so they didn't take it out.

I ended up going home and I took them out myself a week later.

So now to this day I have a pretty bad scar on my leg.

So I know for sure what this little girl is going through.

Needles are very scary.

ok what the heck this girl is like 8 what do you mean you can't wait till she has

a baby.

Slow it down grandma.

Moving on.

It's a bad day at the office and its time to let everyone know about it at number 5.

I like how Timmy in the background just stood up and was like what the heck and he sits

right now.

Also this video looks hella old because ive never seen a computer monitor like that for

a long time.

Its actually funny because those tub monitor are more durable than our current flat screen

monitors if I slapped my computer monitor now it would for sure crack.

I am so glad for this video camera capturing this moment because that freakout was pretty

good.

I know the computer monitor is probably now destroyed but just to make sure,

Number 4.

I think this girl just found out Trump is president.

Half way through the roller coaster this girl was saying stop stop, as if the ride can just

come to a complete stop.

Do you really want to yell stop 200ft up in the air.

Pretty sure you want this horrible nightmare to just be over and done with as soon as possible.

I think its safe to say this girl is going to play the rest of her life out very very

safe.

From a girl who is probably going to get a head ach from screaming so much, to a kid

who probably will be in detention for the rest of his life.

So at number 3 we have a student who freaks out and breaks his teachers computer.

You guys probably wouldn't believe this unless it was filmed and it was. this kid

totally loses his cool and smashes the teachers computer.

Not sure if you guys heard but the teacher said the student goes into his desk he will

write a referral for stealing, so that's when the student grabbed the computer and

smashed it to pieces, than he said write a referral for that.

Another detention is about to be given away to a kid who freaks out and attacks another

student in the classroom.

I am really concerned for this person at number 2.

I think this kid should talk to someone about his drug habbits that's not right.

Why are you yelling like King Kong grabbing people.

Everyone in the classroom was kinda of egging him on because they were laughing and giving

him attention and where the heck is the teacher.

Maybe they were the smart one and ran for their life.

Finally at number 1 we have a father standing up for himself as he freaks out in front of

a police officer.

Let me explain what happened.

This officer pulled this man over because of a traffic violation.

The man forgot to put his turn signal on so the police officer stopped him on the side

of the road and approached the man with his gun out.

The man starts freaking out saying are you serious, you have a gun pointing at me because

of a turn signal.

It seemed like the officer got scared just because it's a black man in the car.

the officer is just standing there doing nothing at all I looks like the officer feels bad.

I am not sure why he had his gun drawn.

this guy is bringing up a lot of great points.

He even said, what if he got scared or an altercation happened and he was shot.

He has kids that he would have left behind and for what, not having a turn signal on.

Well this is the end of this video thank you guys so much for watching I will see you all

in the next video.

For more infomation >> Top 10 People Freaking Out In Public - Part 2 - Duration: 13:44.

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Times Queen Elizabeth Was Disrespected In Public - Duration: 4:35.

The honor of meeting Queen Elizabeth comes with a strict set of guidelines, that everyone

from athletes, to celebs, to heads of state have screwed up.

And you don't even have to meet the Queen in person to offend her!

Check out these scandalous moments when her majesty was disrespected in public.

"And is there any situation where you do more than a cursey?"

"Like what?"

"Like a kiss?"

"Oh good Lord no."

President Donald Trump isn't exactly known for his adherence to any sort of etiquette,

so it's no surprise that he seemingly forgot royal protocol when he met Queen Elizabeth

in July 2018.

According to USA Today, the commander-in-chief committed several flubs when he allegedly…

"[…Kept] her waiting for more than 10 minutes (which may not have been his fault), shook

her hand instead of bowing, turned his back on her for a few seconds, and he left his

jacket open and flapping and his too-long tie trailing."

"No doubt you want a moment like that to go smoothly, you don't want it all over Twitter."

Trump issued no apology, and according to Politico, he later claimed that he was the

one waiting on the queen, despite footage proving otherwise.

He did later refer to the Queen as "elegant" and "beautiful," according to The Telegraph…which

are both words he also used to describe the game of golf, for Fortune magazine.

Anyone who's heard of Anna Wintour, longtime editor-in-chief of Vogue, is also familiar

with her iconic sunglasses.

And when she left them on while meeting Queen Elizabeth during London Fashion Week in 2018,

she apparently ruffled some feathers.

According to the Independent, etiquette expert Grant Harrold called the slight, quote, "the

height of bad manners" as well as a "serious breach" of protocol.

Perhaps Wintour, a British native who received the honor of "Dame Commander" less than a

year earlier, felt she could bend the rules a bit.

Or maybe, after seemingly wearing shades 24/7 for decades, she forgot they were on her face.

"Anna, there's no window in here, why are you putting those on?"

"Hiding from you."

"What is the national animal of England?...Am I supposed to know that?"

In the run up to her nuptials, Meghan Markle was accused of bucking royal trends in every

way, from her divorcée status, to her and Prince Harry's PDA.

But it was her majesty who became the victim of Markle's alleged etiquette fail during

The Queen's Young Leaders Awards in July 2018.

According to the New Zealand Herald, one Facebook user pointed out:

"[She] has her legs crossed wrong.

What a disrespect to the queen.

All royal ladies cross at the ankles or put both legs off to the side."

Prior to this infraction, Insider reported that Markle slighted her future grandmother-in-law

when she skipped the stockings for her engagement photos.

One of the obvious rules of etiquette regarding Queen Elizabeth is to not touch her.

But what happens when the offending party is then-First Lady, Michelle Obama?

The Guardian reported that Obama "gave the Queen a hug" at a reception at Buckingham

Palace in 2009, which the Queen then reciprocated by quote, "putting her arm [around] Obama's

waist."

Ultimately, the British news outlet pointed out several other past "touching" incidents

with other world leaders, and decided this wasn't a "major diplomatic incident."

"Hey, Prince Harry, remember when you told us to bring it at the Invictus Games?"

"Careful what you wish for."

She may be music royalty, but Rihanna drew the ire of her majesty's supporters in 2017

when she posted a string of hilariously-altered images of the queen's head on RiRi's body.

Predictably, she took some heat with one user posting:

"Rihanna doesn't even know what respect means she's trashy always will be."

But that didn't phase RiRi.

According to The Wrap, she then posted another doctored pic with the caption, "haters will

say it's photoshop."

God save the Queen…and the Queen of social media.

"Rihanna, she owns, she owns."

"She's the queen."

"...the Met Gala."

Preceding Meghan Markle under the impossible scrutiny of royal family fans was, of course,

the late Princess Diana, who endured an absolute media fixation on the ways in which she supposedly

embarrassed her queen mother-in-law.

According to Good Housekeeping, this included everything from her wedding to Prince Charles,

and how they raised their children, to baring her knees in public.

But it was Diana's explosive 1995 interview with the BBC, that got the Queen's knickers

in a bunch.

During the scandalous sit-down, the then-separated Diana confirmed that both she and Prince Charles

engaged in extramarital affairs.

One month after the interview, according to the New York Times, Queen Elizabeth wrote

to both Charles and Diana, strongly encouraging them to quickly divorce.

By 1996, her majesty got her wish, according to History.com, although Diana reportedly

walked away from the marriage with:

"…a generous settlement, and the right to retain her apartments at Kensington Palace

and her title of 'Princess of Wales.'"

Any guess on how the Queen felt about that one?

"There are some disadvantages to crowns, but otherwise, they're quite important things."

For more infomation >> Times Queen Elizabeth Was Disrespected In Public - Duration: 4:35.

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Embassy Apia Public Diplomacy Small grants Awards Ceremony 2018 - Duration: 3:29.

[Tony Greubel] Mizumi and I are really very pleased that

you took the time to come this morning and want to welcome you to our annual Embassy

Apia Public Diplomacy Small GRant Ceremony Programme

[Mulitalo Bernie Tauaanae] In Jesus ' name we pray, Amen

[Ambassador Scott Bown] I understand that becoming the recipient of

one of Embassy Apia's grants is not an easy task, it's a long and arduous and competitive

process, so for those that stuck with it, thank you, and well done

[Benj Harding] The Samoa Grid Iron programme at St. Joe's

college.

They also have a health programme that incorporates fitness training to teach kids the importance

of fitness, good diet and staying away from smoking and alcohol.

The Samoa Victim's support group.

Their project was to provide street vendors with the skills for building and making crafts

under their Hot Soup project.

I know we have Samoa Women growers association.

SWAG, the association aims to build capacity of it's members and village participants through

workshops on medicinal and vegetarian indigenous plants.

And Taimua 2016, The overall goal is combating climate change through integrating lessons

learnt from schools to home and vice-versa.

Animal Protection Society.

[Animal Protection Society] We are very excited at the animal protection

society to have received this grant because it's going to enable us to do a community

education and awareness programme to encourage people to treat their pets well.

[Benj Harding] Samoa Aids Foundation.

The foundation's overall goal is to improve the quality of life of people living with

HIV.

Nobesity Samoa.

The overall goal is health transformation to combat obesity and non-communicable diseases.

The American Corner Grantees.

First, the ministry of education, sports and culture.

This project aims to assist the literacy and numeracy needs of children utilising the American

corner.

[MESC] Through your genorosity and mature understanding,

we are able to provide the needed services for the students and for everyone that comes

to the American Corner.

[Benj Harding] The Turn a life around programme, which is

also an American Corner programme.

This project has been doing great things for the last two years, proactively it provides

free educationa resources, scholarships and tutoring for street vendor children and other

underprivileged children.

[Alexandria Slaven] The turn a life around programme's sole purpose

is to teach child vendors how to read and how to write

[Benj Harding] Miss Fetoloai Yandall-Alama

Fetoloai was a recent participant in our IVLP programme, miss Alama was given the opportunity

to attend the indo-pacific strategy infrastructure development programme.

Lenara Tuipoloa Utava Lenara was given the opportunity to undertake

an intensive 6 week programme to build significant new capacity and facilitate networking between

tourism industry leaders within the United States and the Pacific.

How about Mr. Mose and Talatalaga They recently went to the US on an ICT programme

that allowed them to look at how American communities, businesses and organisations

are making use of the high-speed internet connectivity.

[Mulitalo Bernie Tauaanae] Thank You very much

For more infomation >> Embassy Apia Public Diplomacy Small grants Awards Ceremony 2018 - Duration: 3:29.

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Research into public health, productivity and employees' wellbeing - Duration: 4:31.

For more infomation >> Research into public health, productivity and employees' wellbeing - Duration: 4:31.

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Fayose Still Dissatisfied Despite Public Presentation Of Buhari's Certificate - Duration: 1:53.

Fayose Still Dissatisfied Despite Public Presentation Of Buhari's Certificate

Ayodele Fayose, immediate past Governor of Ekiti State, has described the controversy surrounding President Muhammadu Buhari's West African Examination Council (WAEC) certificate as a "national embarrassment.

The President was presented with an 'Attestation of Result' by a WAEC official on Friday, November 2, 2018.

The presentation of the document to the President has generated much reaction from Nigerians, especially as the President had claimed in an affidavit submitted to the Independent National Electoral Commission (INEC) that his academic credentials were with the Nigerian Army.

However, Fayose took to Twitter on Saturday to express his displeasure with the controversy surrounding the president's academic certificate.

He made his position known via a tweet that read: "If it was this easy to get WAEC to issue the "Attestation/Confirmation Certificate, why waiting this long? Why contesting four times without a single certificate? So when will the military produce the credentials that he claimed are with them? Many questions begging for answers.

"My consolation is that (provided they will allow votes to count) Nigerians will have the opportunity of ending this national embarrassment in 4 months time.

I have never seen a nation that has been so embarrassed by a mere question of 'Mr President, where are your credentials?'".

For more infomation >> Fayose Still Dissatisfied Despite Public Presentation Of Buhari's Certificate - Duration: 1:53.

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Marcia Gibson - MRC/CSO Social & Public Health Sciences Unit, University of Glasgow - Duration: 18:44.

In our earlier sessions we talked quite a lot about income and you saw the work that's

been done around modeling different interventions and minimum basic incomes featured quite heavily

in that.

We're now going to hear from Marcia Gibson from University of Glasgow

about what we might learn about the potential effects of a universal basic income from studies

of somewhat kinds of interventions; Marcia.

So thanks everybody for coming,

I'm just gonna say I wasn't sure about the audience here today,

so I've actually tried to make this as close to sort of lay terms as I could so if it's

a bit simplistic for some people I apologise.

But to begin with we will just have a look at what and some of the basic components of

a basic income are.

I'm assuming like almost all of us are aware obviously there's been so much noise around basic

income recently it's really sort of raced up the agenda.

And most people having a reasonable understanding of what a basic income is.

But just to frame the findings and explain some of the methodology, I'm going to go through

some of the kind of key components.

So there are quite a few different definitions of basic income but most of them include these

components,

what would be generally be called a full basic income,

or a true basic income,

should be universal which means it is paid to all citizens of a nation,

regardless of the income, or any other criteria.

There's no form of targeting.

It should be completely free of conditions related to employment status,

work search, activity, or any other behavioral requirement,

and payments should have a fixed value which is not affected by income from of any other

source,

and it should be paid to individuals, and in some definitions but not all,

should be sufficient to cover very basic subsistence costs.

So those who support basic income argue that it would provide economic security for more

quality and social justice and free people to engage in other productive and caring

activities.

And obviously as we've seen amply this morning and the issues with poverty and health inequalities

that we're dealing with in Scotland,

and our awareness of income, as a social determinant, an important social determinants of health,

underlying the kind of potential importance of a basic income.

Another argument that's made in its favour is it could remove the work disincentives

and the intrusive bureaucracy inherent in the existing social security system,

as well as helping people to deal with precarious and unemployment and insecurity.

So the biggest areas of controversy around a basic income are to do with how it would

be funded,

which we had some degree of insight into in Liz's presentation,

that's above my pay grade, so I'm not going to be discussing that.

And the kind of really crucial one is the extent to which people believe it would disincentives

working,

or the kind of widespread belief if people were unconditionally paid enough money to

live on they were just depart from the labour market and sit around filing their nails or whatever

So there's a couple of things that kind of need to be thought about

and when we try to think about how we might understand the effects of a full basic income.

Many studies of basic income have included small samples or samples of people spread

over quite large geographical areas,

but some of the most interesting potential effects of a basic income are only likely

to occur if it's paid to everybody

or if it's paid at least a quite high density of population.

The effects on the wider labour market would be quite different if payments were made universally

because there would be an interaction between any changes in people's labour market activity

and the demand for labour from employers.

But also in terms of community level effects, for instance for one example,

if receiving a basic income reduced stress it would have direct effects on the health

of those who receive it but I could also then feed into reductions in substance abuse,

which would in turn lead to fewer accidents and lower crime.

These would then have impacts on health service use policing and on other members of the community

who would benefit from a fewer accidents and less exposure to crime.

All of this again would have implications for the cost of services,

but it would be very difficult to observe these types of wider effects when the samples

are small or dispersed over wide areas.

In terms of permanence, studies of social interventions are generally quite short-term,

so five years is considered a long study in social research terms,

but again a lot of the effects of a basic income are likely to take a long time to become

apparent and they could change,

increase or decrease over time and also decisions that people make about any changes to their

employment activity might be different if they knew that payments were not time limited,

as opposed to knowing that they're only getting them for two or three years in a study.

So in sum it's really difficult to understand the effects of a full basic income without

implementing it first,

which is a bit of a catch-22 or alternatively is extremely challenging to design an adequate

study

which can capture these types of effects that would appear if the real basic income,

where a full basic income was implemented.

So to try to gain some better understanding of what evidence is available,

and how that kind of informs our understanding of a full basic income, we conducted a scoping

review.

A scoping review is similar to a systematic review but in the sense that it uses systematic

search methods and aims to provide an objective account of the study findings.

But it doesn't include any sort of quality appraisal of the evidence or to a degree it

doesn't include a formal quality appraisal of the evidence.

So we searched for, we didn't use a strict definition of a full basic income outlined

earlier

because if we did we wouldn't have found anything.

So we included interventions that made unconditional, regular cash payments to individuals or households

in middle or high income countries.

And the payments didn't have to be universal and we included interventions where payments

were affected by other income,

as in they were withdrawn when people earned more and we also included interventions that

made payments below subsistence level.

We included studies that reported any outcomes but in our reporting we focused on employment,

education, health, and some social outcomes.

So, in the same way that I described the sample density and the duration of the study could

have an important influence on the intervention effects.

Obviously there are other aspects should also have this kind of influence,

so for instance the value of payments, and whether or not they're withdrawn would affect

and could affect people's labour market responses.

And if it's possible to survive without paid labour people may be less likely to work and

whether

and to what extent payments are withdrawn,

could also influence people's decisions around work.

So we try to account for these factors how these factors might influence the effects

of the interventions in our analysis.

So in terms of the findings we identified 28 studies of 10 interventions,

they were extremely diverse in terms of location, population, design, timing and evaluation

approach.

Just a kind of brief note about transferability or generalisability if there are only one

or two studies on a particular topic

and they're conducted in different contexts it's difficult to know whether similar effects

would be seen in other contexts but when there are a number of studies from widely varying

settings

and the findings are similar I suggest that the findings are likely to be transferable.

So most of the studies that we found are quantitative and most used robust designs that allow us

to and attribute any effects to the intervention

rather than to other changes that occurred at the same time.

Such as randomised controlled trials or quasi-experimental study designs.

And we also found several qualitative studies some of which were well conduct others which

of which were not terribly well reported.

Quite a number of the studies had small samples and and/or a lot of subgroups included in

the analysis which makes it more difficult to interpret the findings.

So I'm going to give a brief overview of the interventions that we found bearing in mind

that none of the interventions had any employment related conditions.

So there were five large studies of negative income tax conducted in the United States

and Canada and then 1970s,

negative income tax provided a guaranteed subsistence level income to low-income families,

which was withdrawn at varying rates in relation to other income.

These studies lasted for three to five years and the samples that they use were very widely

dispersed

except for one saturation site in the Canadian study in which everybody in a small town was

eligible for payments if their income fell below a certain threshold.

The Alaska permanent dividend fund has made payments to all Alaskan residents

from the state's oil revenues since 1982

payments are not effected by other income but they are well below subsistence

however they are substantial at a household level.

The Iran cash transfer has paid all individuals a fixed monthly sum since 2010,

initially this was above subsistence level but this was very quickly eroded by inflation.

At the outset it was intended to be a permanent scheme but survey evidence shows that very

few people actually believed that that was the case,

which they were quite right not to because they're in the process of withdrawing it,

probably as we speak.

Some Native American nations have been running casinos since the mid 1990s and distributing

a portion of the revenues to all tribal members,

payments could be described as universal in the sense that everybody who is a member of the tribe

which is an independent political entity, is eligible for payments.

The value of payments varies across tribes from below subsistence level to well above

but in the studies we included the payments were quite substantial.

In these interventions young people also receive their childhood payments in a very large lump

sum when they reach 18

so that kind of has an influence on how the intervention plays out.

A pilot study of basic income was conducted in India in 2011/12, 20 villages were selected

for the study and all of the individuals resident in those villages received payments for 15

months.

The payments were below subsistence level but not affected by other income.

And finally the Indonesian government made payments to the poorest 30% of the population

to compensate for the abolition of fuel subsidies.

Households received a fixed amount regardless of household size for two periods of around

a year in the 2000s

the payments weren't affected by other income but they didn't cover subsistence

and although they were universal they were available to everybody who made the poverty

criterion,

which was quite a large population.

So although none of the interventions meet all of the criteria for a few basic income

they all meet some of the criteria

and we do have some interventions, which are universal and to all intents and purposes

permanent.

So moving on to the findings of the studies,

specifically are initially looking at the controversial employment issue.

All of the studies reported effects on labour market participation and overall there was

very little impact on labour market activity for most groups.

In the NIT studies in the 70s male breadwinners reduced their total hours by a small amount

but people spending mostly explained this longer between jobs,

finding jobs, which presumably resulted in better job fit at the end of the day.

Second earners again in the NIT studies which in the context of the time means mothers

and single parents had larger reductions in their labour market activity which they used

to spend more time in the home.

In the contemporary studies there's no effect on employment for men or for the general population,

there's an increase for women in Iran but in Alaska women are more likely to work part-time

for reasons which are not quite clear.

In several studies small business owners in fact every studying that reported small business

owners as a separate group,

the small business owners increased the hours that they worked presumably because they had

extra cash to invest in the business.

So whether the intervention was universal or permanent didn't seem to change how people

responded and similarly whether the payments provided enough to live on

or were taken away when the respondents earned money didn't seem to make people any less

likely to work.

So the frequently repeated assertion that people would simply give up work if they were

given money without conditions doesn't appear to be supported by the evidence.

Looking at education, educational outcomes and employment for young people.

Quite a number of the studies reported effects on these outcomes and they all found that

there were large reductions in teenagers working

and in the lower-income countries child labour was also reduced.

Many studies reported positive effects on attending or completing school,

in some cases effects of up to a year of extra education which is a very large effect for

an intervention which isn't actually directly aiming at education.

In the NIT studies it was reported that the time gained from leaving work was used to

stay in school

and the long-term implications of spending longer in education are really quite profound

there's good evidence to show that

the implications of this are really quite profound both an individual and a societal level

So most of the health comes are only reported by a few studies so the evidence isn't as

strong in this area

but there are some large positive effects on some outcomes.

Two studies reported very substantial reductions in low birth weights,

particularly for people who are most at risk,

and again these are reductions of a scale that any intervention that was targeting low

birth weight would be over the moon to get well above that kind of level.

And it seemed there was kind of evidence to suggest that improved diet and greater uptake

of antenatal care were the things that drove these improvements.

There are large improvements in child mental health and personality traits among eastern

Cherokee children,

whose families had received casino dividends.

And further analysis of that study suggests that the improvements are driven by better

parenting and improved mental health.

There was a large reduction in hospital admissions in the Canadians saturation site,

say mostly driven by lower admissions for accidents and mental health problems.

This effect was observed across the whole community although only 30% of the population

received any payments

and qualitative evidence from that say suggests that the NIT reduced the stigma whether associated

with receiving benefits

and allowed people to retain autonomy and dignity.

Very crucially people valued it very much because it actually allowed them to stay in work

when they're when their circumstance changed rather than allowing them to exit work.

However there were other studies that reported no effect for mental health and other health

outcomes so there's a degree of inconsistency around there.

Again there was some evidence of adverse effects two studies reported increased accidental

mortality following receipt of payments,

which were partly linked to increased substance abuse,

however the evidence is that this occurs after payments large payments of any kind.

So after salaries, after social security payments,

whatever people go to the pub basically.

And again one of these studies included young Native Americans who had received these large

lump sums.

So the studies reported effects on a wide range of other outcomes including family and

parenting offending behavior economic outcomes

such as income inequality and business investment and all of these are reported in the full

review which will be available next week.

There is some evidence from the studies of the potential for wider effects

so in Alaska we see that one explanation for the lack of effect on labour market participation

is that consumption increased

which meant that people wanted more things,

more things had to be made so there are more jobs.

Obviously no time to go into this, it's all in the report if you want to see it next week.

Just finally to conclude the evidence doesn't suggest that there are strong effects on labour

market participation

there are some strong positive effects on health and educational outcomes

and there is some evidence of potential wider effects in many areas,

and any future evaluation really needs to be thinking about the cost implications of

these kind of wider effects as they play out across society and over time.

This is the information about the review, which will be here next week

For more infomation >> Marcia Gibson - MRC/CSO Social & Public Health Sciences Unit, University of Glasgow - Duration: 18:44.

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For more infomation >> Family of man shot and killed outside elementary school pleads for public's help - Duration: 1:44.

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How To Become A Powerful Public Speaker - Duration: 6:50.

Welcome back to the Six Figure Mastermind. Today let's talk about how to

become a powerful public speaker. Because there's really two realms. There's the

public speakers and there's a powerful ones that change lives. So, we want to be

in the latter. So, stay tuned.

Let's face it. We live in an Information Age, alright? You're on YouTube. My guess

this isn't your first time. You've been on YouTube before looking stuff up.

You're trying to digest information. And maybe college is at some point will be

obsolete because of all the information that's available on YouTube. And all

the information that's just swirling around us. It's confounding and confusing.

So, when you want to become a powerful public speaker, you need to step outside

the information age, okay? How many times have you taken notes on a lecture or

guest speaker and just shoved it in a drawer and forgotten all about it?

Okay? My guess is this happened more than once. A powerful public speaker not just

delivers information. Yeah, that's a part of it. But they're also delivering

transformation. When you're talking about becoming a transformational public

speaker, that means your audience leaves you different than when they came in the

room. Which means you need to deliver more than just content. You need to

deliver more than just your story. You need to deliver more than just your mess

to message. You actually need to have your audience do something what's

something that we call the industry called a process. That they can actually

do when they're with you, so that they have the tools not just in hand but

already have used by the time they leave the room. So, feel free to interrupt

yourself. Do what's called the content process in your presentation. You start

off by delivering your story. You're introducing yourself, you're introducing

why this is credible information. And then, you have your audience actually

stop, put their notes on the ground, maybe even stand up and find a partner and

practice in real time what you're teaching them. That creates

transformation. They're doing something they've never done before. They've never

done in their homes, they've never done and their families. They've certainly

never done it with a stranger across the aisle from them. That is transformational.

That's when the hard wiring in their brain will actually start to form new

neural pathways. And if you're a really great transformational speaker, you're

going to have them repeat this process over and over at least two or three

times. So that that neuro pathway really starts to form and transform their lives.

Remember, we're going for transformation not just information. Part of becoming a

great speaker is mastering your story. Some people call it the heroe's

journey. It's your story that you tell from where you came from to where you

are now. Now, it seems almost like a "Duh thing." Of course you want to tell your

story. But here's what I mean by that. A lot of speakers will start to tell other

people's stories. They'll say, "I heard of a man who" or "I saw this woman who" and

basically, they're just reciting Chicken Soup for the Soul or on stage. There's no

real connection there. I'm not connecting to you if you're telling me someone

else's story. So, you need to craft your story, create your story. And in doing so,

take keep this in mind, there's this tip I have for you. Chronology and sequencing

are two different things. If you tell your story in chronological order, it

might not be as impactful as if you sequence the story correctly. Let me give

you an example, let's say for example that when you were 5 you fell off

your bike and you skinned your knee, okay? And maybe you decided that I always

get into accidents. And then, maybe when you were 7, you fell off the swing

set at the playground, okay? But between that age of 5 and 7, you had this

moment of being in the doctor's office. And you saw the doctor, give you the

x-ray and you're like, "I always get hurt." Alright? You would tell the story not in

chronological order because the deepest steps the story wasn't the most recent

part. You've got this moment in when you were 5 when you fell and skinned your

knee, you've got this in-between moment where are you at the doctor's office you

see this broken bone. And then you've got this other moment when you were 7

when you fall off the structure. Your story is not as impactful

chronologically as it is sequentially. So, I would tell a story

like this, "Man, I had these moments in my youth. I remember when I was 5 years

old. I fell down I scraped my knee. And I thought, oh man I hate it when this

happens. And then when I was 7, I fell off the structure of the playground and

I hurt myself again. But the most impactful moment was when I was sitting

in the doctor's office. And I was looking up at that x-ray and I saw that broken

bone. And I thought for my entire life that I would go through my whole life on

this planet not having a broken bone and yet there I was. And I made this decision

that I always get hurt." Pause. Do you see what I get there?

I've got the story outside of chronology and I put it in sequence. So, that it's

stair-stepping to its most impactful moment. Become an

expert at your sequencing. The last thing to keep in mind and the most important

thing to remember when you are becoming a great speaker is that connection with

your audience. Be accessible to your audience. Allow them to work with you and

play with you on the next level. Personally, when I see a public speaker

get up on stage and they leave the audience without any further way to

interact with them, I kind of feel like they rip them off a little bit. You need

to leave the audience something. Some way to play with you on a next level. Offer a

CTA. A Call To Action. Some way for them to get a hold of you on Twitter or

Instagram or Facebook or maybe via email or maybe even through a website.

Something where maybe they can text you or on an auto-response text message. So, they

can learn to work with you on a further basis. I mean, nothing's worse than giving

someone great value and then saying, "Sorry that's it. That's all I've got."

So, offer your clients the next steps in working with you. And if you want to

generate leads, that's the best and only way to do it from stage. Create a call to

action. Don't rip your clients off by not having a way to further interact with

you on a regular basis. Hey, thanks for tuning in today. Hope you liked today's

video. If you have any comments or questions, fill them out in the comment

section below. Here's the thing. I work with amazing

speakers on a regular basis. I have speakers that have been syndicated on

several channels and spoken internationally on stages all over the

world. If you feel that calling is for you, I want to know about it. Because my

favorite place on the planet is my pressure cooker where I train my

speakers. If you feel like calling at all, here's what I want you to do. Hit up that

description. There's a link in there. Fill that out and what that's going to do is

send me a note and I my team and I are going to get with you and we're going to see

how we can take you to your next beautiful stage. Talk to you soon.

For more infomation >> How To Become A Powerful Public Speaker - Duration: 6:50.

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How To Make Money Public Speaking - Duration: 10:57.

Alright, we've got another video here about public speaking. Specifically, "How

to make money public speaking?" So, of course, we brought in Michelle McCullough

to help us answer that question.

Alright. So, there are actually a lot of different ways to make money public

speaking. Kind of is a review because we talked about this in another episode. But

let's talk about the two main ways. Because I know they both apply to you.

Both speak to sell and Keynote. So, what are both of those mean? -Okay, so I speak

to sell event is where somebody brings you in they don't pay you to speak. You

speak for free typically. And then you have the opportunity to sell either a

product or a service at the end of your presentation or during your presentation.

And then people would come and purchase that from you at the event live or if

they're a live stream they can purchase it through a specific link. But you have

the opportunity to make back your money. And also do some lead generation through

what we call a speak to sell event. -Okay, so if you're wanting to be a

speaker, this option might be a fit for you because you know, people are looking

for people to speak for free to fill their events. But in order for it to be

profitable for you, you've got to have something to sell. You've got to have a

product or have a service or if you've got a business, obviously, there's a

there's a great fit for lead generation. Okay, so now let's let's summarize

keynoting where you're actually getting paid to speak. So, how does that work? -So

typically, you either work with a speaker's bureau or an association or

another type of meeting planner and then they would pay you to come and speak in

advance. So, they would reach out to you, there'd be a contract. There's probably

going to be some kind of negotiation in some way shape or form. But they say, "Hey,

we'll pay you X." You say yes and then they pay you typically in advance before

you even speak or at least portion of it in advance. And then you come and present.

And in some cases you can still sell books at the back of the room but

generally speaking there's no sales pitch at all it's just content and just

information in exchange for what they've paid and asked you to speak about. -How do

you get to that point where people are willing to pay you to come and speak to

them? -Well, I certainly started in the speak to sell realm and actually making

the transition from speak to sell the keynoting was a little bit painful.

Because once I figured out the groove of the products and services that would

sell best, I actually took a pay cut. That's

speaking engagements to do keynote speaking. And yet at the same time, it's a

great benefit because then enough to prep product. So I don't ship things

places and I have to fulfill on the back end. But as you make that transition, it's

just about finding different kinds of events. And so for me, I was doing a lot

of things in the beginning in the entrepreneur space or with small

business owners. And then to keynote, I shifted to corporations, associations and

bigger events. And so however you're starting either is good but in order to

get into the keynoting space, you need to find the events and the meeting planners

that are looking for paid keynotes. -All right, so the approach that you're taking

is kind of the approach that I'm taking because I'm getting a speaking. Because I've

got a business and I've got you know, services that I offer and so as I speak,

I'm totally willing to speak for free. In our chapter, there's a lot of

up-and-coming speakers that advise the lot just get up there and speak for free

even for people that don't have products or services to offer simply because it's

good practice, you're going to get better and better. But also you build a

reputation and people will see you and I mean, what... Is that correct? Is that your

advice? -Yeah. I absolutely recommend that for brand new speakers. And we call it

the free circuit or the animal circuit. Because you've got the Lions Club and

the Elks Club. Also chambers of commerce or other great places. Rotary clubs.

People who are looking for monthly speakers on a regular basis who don't

have a budget. I figured out how to sell or to lead generate in those even

beginning. And still to this day, from time to time, I'm invited to do a free

engagement. And if I can figure out how to recoup my time away, from paying

client then I will still do them in effort to market my business. But I don't

do them as much as I used to do them. And so, but I definitely recommend them at

any stage of your business to get yourself out there and also to get

really good at referral business. I built my keynote speaking business by speaking

for free and asking for referrals from corporations who had hired. So for

example, even three years ago, I was asked to speak at a Chamber of Commerce event

outside of my city. And it took me... It was a little bit far away and it was going

to take me two days away from my business.

But it was a leadership event and the people in the room were CEOs, CXOs and

other leadership top places. And from that speaking engagement, I got 5 paid

speaking engagements that started out for free. So in that case, it was a great

marketing tool that I could use to build and expand and to get in front of

decision makers. And so, it can be great for new people and I can also be great

for established speakers who are trying to find the right people to write the

checks. -Cool. all right. So, I also want to get to... There's other ways that you can

monetize speaking. So, I want to make sure we cover that. But one other thing that I

would like to bring up and just as kind of a reality check for people that say,

"I'm going to make a career change and I want to become a speaker." So, let's just

make math easy. Let's say you're making 50,000 a year as an employee or a

hundred thousand a year. You're going to leave your job and now I'm going to be a

full-time speaker. Is that going to work? -Well... My quick answer is no. I'm not... -Right.

-Because because it takes time, right? To build that reputation. Just like even if

you're going to do the speak to sell. It's like, "Well, you've got to have a business

or you've got to create it for some type of product or service." And while there

might be exceptions. You might just be a celebrity or Earth's have some reason

where you're just you're going to jump right in and it might work for you. But

in most cases, kind of the the point that I thought of adding in here is don't

quit your day job. -Absolutely. -...like keep doing what you need to to pay the bills

to bring in the income and start building your speaking career and slowly

make that that transition. I think that's just a little bit more realistic. -I

wholeheartedly agree. And there are so many events that are on Saturdays and in

the evenings that it can be really easy to... I tell clients who are looking to do

this who call me and say, "Hey, I want to be a speaker, how do I transition? Can I

quit tomorrow?" And I'm like, "Well, wait just a second. And give yourself a

timeframe because it can go on forever." Take 6 months or 12 months to figure

out if you can replace your income with speaking. And for a while, it's going to be a

little bit crazy and you're going to be working a lot. Nights and weekends.

But it helps you understand how the business works. Helps you transition from

being a paid employee that gets regular paychecks. Also figuring out, "Oh wait, some

months I speak four times and other months I speak once." How am I going to

balance out my income to make sure that I'm able to pay the bills. And that some

months I'm not destitute in other months I'm not rolling in the dough. And so, it

just is a really good transitionary job that other things wouldn't be as

transitionary but definitely it is possible but give yourself the time to

make that. -So when I say don't quit your day job, I'm not necessarily

insulting you. -Yes. -It's just temporary. Alright. So, there's speak to

sell, there's keynoting. What are other ways that we can monetize speaking? -Well

hopefully, at the foundation of a speaking business is an expertise of

some way shape or form. If you're speaking on leadership and business or

if you're speaking on marketing, social media or if you're speaking on

motivation and success principles or even in the health industry. There are

different ways you can monetize. First and foremost, I recommend products of

some kind whether that's writing a book or creating an audio program or a video

program that you can sell that provides additional value. That's what we call the

low level hook, if you will of people transitioning from just getting to know

you to actually paying you money. And then from there, you advance to things

like group coaching or a bigger program of some way. Some kind that people can

learn and engage that becomes more results-focused.

And from there, you would go into one-on-one private coaching and

consulting. And then maybe even above that might be high-end events or

mastermind programs. So a lot of the monetization that comes from the

speaking business, like I said, starts that foundational expertise. But then

figuring out what are different ways you can package that expertise to provide

value to individuals, to groups and maybe even the public as a whole. And as you do

and the more specialized the training, the more focused efforts and one-on-one,

the higher you can tend to charge. And sometimes, you can do your own events and

not need to get paid but there's just a variety of ways you can bring in some

income either with consulting our products.

-Cool. Well, I've seen some real creative ways that people have done that where

they were, they charged a certain amount for their keynote but then they

asked a smart question like you know, what are the things that you're

doing or how many days is that or whether the needs do you have? And you're

looking for other things. And they found out that they also needed somebody to do

a workshop. And... -Sure. -...and so you know, I'm just making up a hypothetical. But let's

say, you got hired as a keynoter that was an hour on the stage. But you also

did a breakout session and you also included like a copy of your book for

the whole audience. You know, and so you can have this this big huge package of

value that you're delivering to them and yet, it's still just the same trip out

together their keynote. You're just providing more and more value. Anyway, I

think it's... -Absolutely. -...pretty creative. -It is. And you know, people always ask me, "Do you

have to have a book to be a speaker?" And I say, "No, but do like more money?" Because

the reality is as soon as my book came out, it didn't necessarily get me more

speaking engagements. But I would go into organizations and say, "Hey, do you also

have a gifting budget and do you want to provide a book to everyone in the

audience?" And in some cases, I'm getting paid double or triple what I would have

made just from the keynote because I have something that's in that low level

that they can purchase for everyone in the room. -And is that... This is just a

curiosity. Is that a self-published book? -So, no. It's with a hybrid publisher.

So, I have a publisher that does distribution through bookstores. And

other channels but then I can also buy copies to sell at the back of the room.

-So okay, but so you're making some a little bit better profit margin, okay.

Cool. Well, now you know how to get paid for public speaking. And make sure you

subscribe to this video, I'll also put a link to Michele McCullough down below.

With speakmichelle.com and we will see you tomorrow.

For more infomation >> How To Make Money Public Speaking - Duration: 10:57.

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Roanoke City Public Schools Benefits Video - Duration: 12:01.

Thank you for choosing to work for Roanoke City Public Schools.

The district offers a total compensation package which includes competitive salaries, with

one of the highest starting teacher salaries in the region, and a medical plan in which

RCPS pays an average of 90% of the cost.

Salary and benefits are important in ensuring that you are able to focus on what matters:

taking care of your family and taking care of the students who enter our doors every

day.

There is no greater purpose than serving our community by giving students the tools they

need to be successful.

As a teacher, administrator, or support staff member for Roanoke City Public Schools, you

play a critical role in making sure students are prepared for life.

RCPS wants to make sure that you understand your medical plan options, so you can make

the best choice for you and your family's needs.

Let's take a look at what is new this year in benefit offerings.

For the first time, in many years, there is NO rate increase in premiums for 2019.

One way that we were able to keep costs down is that we are changing pharmacy providers

to Express Scripts.

Express Scripts is the largest pharmacy benefit company in the United States.

While some individual prescription coverage will be affected, the net effect will produce

a plan that is equal to the one it is replacing.

You will receive a new, separate pharmacy benefit card.

We're also pleased to introduce Real Appeal to our employees.

It's an online weight loss and health mentoring program that provides you with a personal

coach to help you customize a plan that's right for you and keep you on track to meeting

your goals.

Real Appeal will replace our current weight management program; however, we will continue

reimbursements for services incurred through December 31, 2018.

Rally is also a part of your plan.

Rally is a website and app that helps you eat smarter, exercise more efficiently, and

stress less.

Think of this as a wellness tracker for your phone!

We're excited about these plan enhancements.

To help you decide which medical plan option is the best fit for you and your family, it

is important that you understand certain terms so you can compare.

First is deductible.

A deductible is the amount you pay for covered health care services before your insurance

plan starts to pay.

For example, with a $500 deductible, you pay the first $500 of covered services yourself.

The second term is co-insurance.

After you pay your deductible, you pay co-insurance for eligible medical services (you pay 20%

and the medical plan pays 80%).

Co-pays are the amount you pay under certain plans for office visits and prescription drugs.

The out-of-pocket maximum is the most you'll have to pay for covered services in a plan

year.

After you reach your deductible, and go into coinsurance, there is a maximum out-of-pocket

dollar amount.

Once you meet the maximum out-of-pocket, your health plan pays 100% of the costs of covered

benefits.

Now that definitions are covered, it's important to know that no matter which plan you choose,

you will have access to the following:

Preventative care- in most cases there is no cost.

This includes an annual physical, well-baby visits, and certain testing like mammograms

and prostate screening.

Wellness Incentive: A $500 credit from RCPS for your annual physical, so long as it is

completed in 2019 by to September 30.

Virtual visits are a convenient way to access a health care provider through a computer

or smartphone.

It's ideal when your doctor is not available and you or a family member have a minor illness.

Many common ailments which can be addressed through a virtual visit are shown here.

The Diabetic Health Plan covers the cost of specific diabetes supplies and related prescription

drugs with lower co-pays or no copays for doctor visits.

Now let's talk about the three plan options you have for health coverage through UnitedHealthcare

and Roanoke City Public Schools.

Before we get started, it's important to understand that all plans offer access to

the same network of doctors and hospitals and the same preventive care benefits.

What is different is the way you access your benefits and the costs associated with your

coverage.

The High Deductible Health Plan with Health Savings Account, or HSA, allows you to accumulate

funds in a bank account, deposited by RCPS on your behalf, as well as your own pre-tax

contributions, to cover health care expenses toward your deductible.

Benefits of the HSA plan include: • NO premiums

• RCPS contributes to the account • The HSA account can be used to cover medical

and other qualified expenses • There is a triple tax advantage- dollars

go in tax free, are not taxed when used, and grow tax free.

• All money belongs to the employee and is portable

• Unlimited rollover/growth potential

Other things to consider: • The Deductible is the highest of any plan

offered by RCPS • The Out-of-Pocket Maximum is higher

• Doctor's visits and prescription costs are subject to the deductible and you pay

the full cost- there are no co-pays • You should be prepared for upfront costs

if you have medical needs before there is enough money in your HSA account to cover

the expense.

The 2019 IRS maximum employer and employee contribution is $3,500 for an individual and

$7,000 for a family.

HSA catch-up (for ages 55 and older) is $1,000.

Check your Enrollment Benefits guide for a complete list of eligible expenses.

Here are some examples.

Another option is the Health Reimbursement Account or HRA Plan, a medical plan coupled

with an account funded by Roanoke City Public Schools.

In the HRA, if you have a medical situation and you reach the access point, you've spent

$1000 out-of-pocket.

Once you reach your access point of $1000, the district contributes either $1000 (if

employee only) or $2000 (family) to cover medical expenses.

Disbursements from the HRA are used to pay for qualifying medical expenses and there

are limits to how much can rollover from one year to the next.

The Benefits of the HRA are: • It's the lowest premium available

• Reasonable co-pays • RCPS contributes $1000/$2000 once access

point is reached • Lower deductible

• Can use standard Flexible Spending Options

Other considerations • Money in HRA belongs to RCPS

• Limits to district dollars rolling over

The third option offered by RCPS is the Traditional POS plan which offers a low deductible and

low co-pays with a higher monthly premium cost.

The Benefits include • Lowest deductible and Out-of-Pocket Max

• Lowest copays • Pharmacy and office visits are not subject

to the deductible

You should also consider: • It has the Highest Premium/Greatest Cost

• No additional dollars provided by the RCPS

To determine the plan that is right for you look at the following:

Step 1: Go to www.myuhc.com to review your medical expenses to date.

You can get a good estimate of your annual, ongoing regular medical and pharmacy costs

and estimate what your costs will be for 2019.

Step 2: Compare the costs of each plan on an annual basis.

You want to create a "What if" scenario.

Total the annual premium costs.

Add the deductible (or in the case of the HRA the access point).

This represents your total cost before you would access co-insurance (you pay 20% and

plan pays 80%).

To further estimate total risk, then look at your out-of-pocket maximum.

Once you have the complete picture, make the choice that covers you and your family's

likely expenses at the least possible cost.

You decide the risk.

RCPS offers these three plans because we know that our employees are not alike.

We are confident that one of the plans is the right match for you and your family- as

well as for your pocketbook!

Detailed information is available about the three medical plan options as well as vision,

dental and voluntary insurance programs in the 2019 Benefits Enrollment Guide.

As a reminder, Employee-only dental is at no cost and basic vision is at no cost as

an election with your medical plan.

You can buy an enhanced dental and vision plan for greater coverage for things like

braces and glasses.

RCPS benefits don't stop with medical, dental and vision coverage.

Other benefits offered include:

Employee Assistance Program- is a confidential service, to provide assistance with a variety

of personal problems including relationship, emotional, financial, substance/alcohol abuse

issues.

The first visit is free!

Employee Hotline is a confidential 24/7 resource for employees to report any concerns.

The hotline is managed by a third-party and is accessible via web or telephone.

Flexible Spending Accounts are available for dependent care and medical costs.

It is a way to set aside pre-tax dollars for daycare and/or medical expenses before your

out-of-pocket maximum is reached on the HRA and Traditional POS plan.

A limited FSA is available for the HSA plan for dental and vision needs.

Voluntary retirement plans 403b, 457 and Roth supplement your VRS benefit by setting aside

pre-tax dollars today.

Voluntary insurance coverage for accident, disability, cancer and serious illness are

available through AFLAC and Allstate.

You are the most important asset to ensure the success of RCPS.

For further details about the health plan options and other benefits, consult your 2019

Benefits Enrollment guide and the Roanoke City Public Schools Human Resources department

webpage.

There will be several enrollment meetings during Open Enrollment and you can always

reach HR at 853-2502.

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