Thứ Hai, 25 tháng 9, 2017

News on Youtube Sep 25 2017

An investor should always know where she is investing.

She should always compare the risk she is gonna take to the return she is expecting.

Higher the risk, higher should be the return.

But is there any way to get the idea of how much return we should expect for any particular

investment?

One of the best way to calculated expected return from an investment is CAPM, which is

Capital Asset Pricing Model.

Lets first take a look at the formula and then try to understand it.

Expected return equals to risk free return, plus beta, times market return, minus risk

free return.

The first part of formula is risk free return which means the return on investment when

there is no risk.

Generally, it is considered interest rate of government bonds.

Since government doesn't default in their payments, their bonds are considered risk

free.

Second part of formula calculate the premium an investor should earn, because of the risk

she is going to take by investing in the security.

Now, lets understand each component of second part.

what is market return?

It is generally considered future one year return of a benchmark.

In case of equity, the benchmark could be any major equity index like BSE Sensex, or

BSE 100, or BSE 500.

Future returns can be ascertained based on different parameters, like past returns, micro

and macro economics, government policies, etc.

Risk free return will be the same as shown before, i.e. interest rate of government bonds.

The difference between these two will be multiplied by beta.

Now, what is beta?

In simple terms, beta indicates risk.

Farther the beta from zero, higher the risk. and it applies to both sides of zero; positive

and negative.

Zero beta, means stock has got no correlation with its benchmark.

One beta indicates it is perfectly correlated with its benchmark.

More than one means stock is more volatile than its benchmark.

For example, A beta of 1.5 means if benchmark increases by 2%, then stock will increase

by 3%; i.e. 2 multiply by 1.5.

And lastly, negative beta means stock and it's benchmark is negatively correlated, i.e. if benchmark

increases, stock decreases, and vice versa.

Lets take an example, suppose Mrs. Sharma wants to invest in shares of ABC Ltd., whose

beta is 2.2.

Current rate of interest on government bond is 8%, and future market return is expected

to be 9.5%.

So how much return Mrs. Sharma can expect?

Now, lets put the values in the formula to get the result.

8%, plus 2.2, multiply by 9.5%, minus 8%.

By solving the equation, the answer we get is 11.3%.

Mrs. Sharma can expect around 11.3% return for a year, excluding transactional cost.

For more infomation >> How much return you should expect on an investment? - Duration: 3:31.

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How to tell if a girl ACTUALLY likes you! - Duration: 10:03.

Here are 10 ways to tell if a girl actually likes you!

10 – You're not just wallpaper This is probably crucial to know whether someone

likes you or not: they do have to know you exist, don't they?

Even though this largely depends on different situations and how well the two of you know

each other, I'd say it's a pretty good sign if she doesn't pretend you're just

some random object that's there.

The easiest way to see if a girl's interested in you, pay attention to how she looked at

you when you first locked eyes.

First of all, if you lock eyes with some girl you just saw, DON'T look away first, especially

don't look down.

That's another topic for another discussion, but just take my word for it.

Now, the reason you wanna make her look away first is because this is easily the best way

to find out if she's interested.

If she looked away really quickly, then she's simply just not interested.

Women don't wanna give the wrong idea to guys they don't want to get to know so they'll

look away really quickly.

However, if there was this hard stare lasting for more than 2-3 seconds just happened, you're

in luck because it means she's seriously interested!

Don't be like most guys, SAY SOMETHING!

It doesn't have to be a cheesy line or anything, a simple hey is enough.

Honestly, you could probably grunt and point at your crotch and it'd probably work because

it's obvious that she's into you!

Okay, don't grunt and point.

Ehhh or do it.

She'll probably laugh and think you're hilarious.

Just do SOMETHING!!

9 – Lines?

Only if they're funny!

Surprise surprise, girls don't talk to everyone.

I don't blame em though – can you imagine being hit on ALL the time with the same cheesy

lines?

So it's expected girls would have at least have to employ some sort of screening method.

Sometimes you meet people and they're stuck in a situation and they HAVE to talk to you.

Your job is to figure out whether she was in this situation or not.

Anyways, a girl has her friends to talk to, she doesn't need to talk to some random

guy, unless you're in the friend zone, and you met through friends.

However, if you met and approached her on your own and you didn't give off friend

vibes, then there's a heavy indicator that she likes you.

If she keeps hitting you up, you're doing something right.

When it comes to talking, just be yourself when you talk to her.

She already likes you, basically you're on the don't f*ck it game.

Just keep it real and don't say anything stupid basically.

Yes, this means you don't need to agree with her on everything or laugh at everything

she does.

8 – Naw bro, don't do that!

There are some people who can't tell if a girl likes them even if they matched on

Tinder – seriously, who makes friends on Tinder?!

Some dudes seem to forget that the girl did swipe right.

Anyways, like it or not, it's the 21st century and social media has a HUGE impact in dating.

Just don't be that creepy guy who stalks her posts and likes something from 2 years

back.

Even if you did do some let's just call it, background check, don't bring up her

best friend's birthday from 2 years ago and how wild it was no matter how much you

wanna know about what happened.

Just not a good look.

Also, don't be that type of dude who goes on her page and just likes every photo of

hers and her friends.

Or comment on how good some picture looks.

C'mon, tell her something she DOESN'T know.

7 – Kevin Hart?!

If a girl laughs at the things you say, that's a big sign she's into you.

There's no obvious reason for it, except that everyone likes spending time with people

they find fun and girls aren't an exception.

In fact, the more you make anyone laugh, the easier it is to get someone to like you.

But the easiest way to tell if she's into you, just say some joke that's really not

that funny and just see how she reacts.

However, here's a small warning.

If you notice you make her laugh, just keep it casual.

Don't overdo it by trying to come up with a new joke every minute you don't need to

be a clown, and it actually gets annoying.

Instead, keep the conversation going and casually drop a joke whenever you feel the time is

right.

6 – That body language Body language is one of the biggest indicators

of figuring out how much someone likes you.

You know how there are articles in magazines that say you have to watch whether her pupils

are dilating, whether her heart rate increases or keep track of her body temperature, blah,

blah, blah.

Yeah, that stuff is true, but you're not gonna be breaking out a thermometer right?

Leave all that doctor and nurse game play for later.

Basically, you'll wanna watch out for more subtle body signs, such as seeing how open

her body is when she's talking to you.

If you're sitting and she has her knees and feet turned towards you, that's a decent

sign.

Also, we all know what it means if she's sitting there with her hands crossed.

Not exactly a good sign.

There's plenty of research out there on body language that shows that most communication

is non-verbal.

However, we're not gonna go into all of it here.

The main thing is to see how her body is positioned towards you.

The more openly positioned she is towards you, the better.

Obviously if the girl is looking for ways to touch you or hug you, you're on the right

track.

5 – Oh I thought you left This one is pretty much the ultimate sign.

If a girl you've set your eyes on tries to talk to you again, you're pretty much

in.

Now, we all know by now that just because a girl talks to you, it doesn't mean that

she likes you.

Let's say you meet you some girl at some place, and you guys are talking.

You guys get into a good conversation, and it's been 20 minutes.

She actually somehow separated from her friends.

One of the worst things you can do is just follow her around wherever SHE goes.

Not only is this pretty annoying for anyone, but it's just not a good look.

Let her go do her thing and just wait.

If she comes back to talk to you, that's a great sign.

This doesn't just go for interactions out at the bar, the same goes for texting or calls.

For example, let's say, she texts you and asks a simple question she could have found

out faster if she googled it but she CHOSE to ask you instead.

She's making the effort so take the clue, and if you haven't already, start taking

the lead and ask her out.

4 – Oh I had no clue Sharing is caring, right?

People have a tendency of sharing things only with other people they care about.

Sure, you can talk random surface level topics all you want but if a convo doesn't go much

deeper than that, then it's not the best of signs, as you guys most likely don't

have too much in common.

BUT if you're talking to a girl and she starts talking about a more personal side

of herself, then you're definitely getting somewhere.

However, don't try to just ask personal questions straight away – just let it happen

naturally.

Make the right comments and if she's interested in you, she'll decide herself what she wants

you to know and what she doesn't want you to know.

3 – She hasn't posted all day?!

Speaking of social media, you guys know how it's extremely annoying when you're talking

to someone and they're constantly on their phone right?

Pretty much not even paying the slightest attention to you?

Well, you can use the phone-checking habit to your advantage here and determine just

how much a girl is interested in you by noticing a few simple things.

If she doesn't check her phone ten times during the hour and a half you spend together,

congrats, you're more fun to her than her live Instagram stories.

If she doesn't excuse herself to go to the bathroom seven times during your date because

of a "phone call", there's a little something going on.

But if she has her hands glued to her phone and she's texting ALL THE TIME while letting

the conversation between the two of you die out completely…...on to the next girl!

2 – She remembers stuff you've told her Girls can go to two extremes – not caring

and caring too much.

Honestly, both are bad.

The first extreme is absolutely not caring at all.

That's worse than caring too much.

If she's forgotten basic stuff such as your name – you should probably forget about

her.

Have some self-respect there dude!

However, on the other hand… a girl that likes you will know what you've said to

her; if she likes you a ton, she'll even remember WHEN you told her whatever it is

she says.

Hell, if girls WANT, they'll try to remember everything you've ever told them, from your

drink to how many home runs you hit in little league.

They'll probably remember the things even YOU'VE forgotten you've told them!

However that happens ONLY if a girl wants that to happen.

This pretty much means the girl likes you – orrrrrr she's a psycho that keeps track

of your life but let's all hope for the best here.

1 – I don't have time If a girl doesn't run away whenever you

mention a date next week, you're definitely moving in a good direction.

You guys have to remember, there's a bunch of dudes that hit on a girl pretty much all

the time.

Congrats, she picked you!

Remember that if a girl doesn't want to go out with you or if she doesn't want to

have anything with you altogether, she'll be able to find a good excuse.

But let's make something clear.

Just don't waste your time on girls who have absolutely zero interest in you.

Save your energy for someone else.

You can't negotiate passion or chemistry it's either there or it's not.

You can MAYBE get to turn a meh into a yes but everything else is a waste of time.

A girl knows if she likes you from the first moment she sees you.

Skip those sites where they promise to teach you how to seduce any woman.

Remember, you can't negotiate passion!

Here's what's next!

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